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LotusExige
2000-2021
410 bhp
Power
3.3s 0-60mph
Acceleration
180 mph
Top Speed
From
£45,000
Up to £110,000 for high-spec models
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Lotus Exige Specifications
The Lotus Exige is a modern classic rather than current stock, having left production in 2021. The final Series 3 cars used a supercharged 3.5-litre V6, running from the Sport 350 through the Sport 410 and Sport 420 Final Edition to the track-focused Cup 430. We arrange finance on used Exige examples from £25,000 upwards.
Power
410 bhp
Torque
420 Nm
0-62 mph
3.3s 0-60mph
Top Speed
180 mph
Engine
3.5L Supercharged V6
Transmission
6-speed manual
Key Features
Supercharged V6 in Series 3 form
Extruded and bonded aluminium chassis
Unassisted steering
Exposed gearshift linkage
Out of production since 2021
Heritage
"Launched in 2000 as the hard-top derivative of the Elise, the Exige grew from a 177 bhp four-cylinder into one of the fastest cars per kilogramme Lotus has ever sold, closing with the Final Edition run in 2021."
Calculate Your Lotus Exige Finance
Get an instant quote for your Lotus Exige. Choose from PCP, Hire Purchase, or Lease Purchase options.
Vehicle Config
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£
Lease Purchase
£
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Indicative Lease Purchase payment for this vehicle, based on a 25% deposit over 48 months:
From
£509 / month
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Finance the Lotus Exige
Finance for the Lotus Exige is unregulated commercial vehicle finance, arranged from £25,000 upwards through a panel of specialist commercial lenders. Hypercar Finance is the independent credit broker that structures agreements on Lotus Cars cars produced at Hethel, the ACBC roundel marque. The four products below are the structures we most commonly arrange for the Exige: Hire Purchase, Lease Purchase, Personal Contract Purchase, and Equity Release.
Hire Purchase on the Lotus Exige
Hire Purchase is a credit agreement under which the commercial lender retains legal title to the vehicle until the final payment is made, at which point ownership of the Lotus Exigepasses outright to you. For the Exige, our Hire Purchase agreements are arranged from £25,000 upwards as unregulated commercial finance, structured for company directors capitalising the car through a limited company, self-employed buyers, and high-net-worth individuals. As a specialist credit broker we structure the deal across a panel of commercial lenders rather than a single funder, which lets us match the agreement to the vehicle and your circumstances.
Hire Purchase on the Lotus Exige typically requires a deposit of 10 to 20 percent (from £4,500) with terms of 24 to 60 months and no balloon payment at the end. There are no mileage restrictions, and you can service, modify, and use the Exige as you wish for the duration of the agreement. The exit is simple: pay the final instalment and the Lotus Cars Exige is yours outright, with the lender releasing legal title on settlement.
Lease Purchase on the Lotus Exige
Lease Purchase is a credit agreement structured around a final balloon payment, calculated against the vehicle's projected residual value at the end of the term. The Lease Purchase structure keeps the monthly outlay on a Lotus Exige lower than Hire Purchase because part of the principal is deferred to the balloon. You take legal ownership from the first payment, and the agreement runs as unregulated commercial finance from £25,000 upwards through the same panel of specialist commercial lenders. It is the most common structure we arrange for collector-grade Lotus cars where the lender and the credit broker can agree a realistic residual value upfront.
At the end of a Lease Purchase term on the Exige you have three options: pay the balloon outright to settle the agreement and retain the Lotus Exige, refinance the balloon over a further term with the same or a different commercial lender, or sell or part-exchange the Exige and use any equity above the balloon as the deposit on your next agreement. There are no mileage limits on a Lease Purchase, which suits owners who intend to drive the Lotus Cars Exige rather than store it.
Personal Contract Purchase on the Lotus Exige
Personal Contract Purchase is a credit agreement that combines a deposit, fixed monthly payments, and an optional final purchase amount known as the Guaranteed Minimum Future Value, with the lender taking on the residual risk. Personal Contract Purchase, commonly shortened to PCP, is most often used on current-model Lotus vehicles where the commercial lender is comfortable setting a Guaranteed Minimum Future Value at the outset. The monthly payment is lower than Hire Purchase because a meaningful portion of the principal is deferred to the GMFV, and the lender takes back the residual risk at the end. Our PCP agreements on the Lotus Exige are arranged as unregulated commercial finance from £25,000 upwards through specialist commercial lenders comfortable with this asset class.
Personal Contract Purchase terms on the Lotus Exige typically include a mileage allowance agreed at the outset and a condition clause covering wear and tear. At the end of the term you have three choices: hand the Exige back to the lender at no further cost (the Guaranteed Minimum Future Value protects you if depreciation has exceeded expectations), pay the GMFV to take outright ownership, or part-exchange the Exige for another car and use any equity above the GMFV as the deposit on the next agreement.
Equity Release on the Lotus Exige
Equity Release is a refinancing arrangement under which a commercial lender provides a new credit agreement secured against a Lotus Exige you already own, releasing the difference between the vehicle's current market value and any outstanding finance as cash. For owners of a Exige where the asset has appreciated, or has been held free of finance for several years, Equity Release unlocks the value of the car without selling it. We arrange the new agreement through the same panel of specialist commercial lenders as our Hire Purchase, Lease Purchase, and Personal Contract Purchase deals, structured as unregulated commercial finance from £25,000 upwards.
Equity Release on a Lotus Cars Exige is most useful where the current market value materially exceeds the original purchase price, typical on heritage and limited-build Lotus cars, or where an existing Hire Purchase or Lease Purchase agreement has built equity that can be more efficiently redeployed. The refinanced agreement runs in place of the previous credit broker arrangement, and our underwriting team works with you to model the cash-flow impact before you commit. Cash released can fund the next vehicle, a property purchase, working capital for a business, or any other requirement.
Lotus Exige Finance FAQs
Lotus Exige prices start from around £45k and can reach £110k for high-spec examples. Monthly finance payments depend on your deposit, term length, and chosen finance product. Use our calculator above for an instant quote.
Deposits typically range from 10% to 30% of the vehicle value. For a Lotus Exige at £45k, this would be approximately £5k to £14k.
The Lotus Exige produces 410 bhp from its 3.5L Supercharged V6, accelerating from 0-62mph in 3.3s 0-60mph with a top speed of 180 mph. Launched in 2000 as the hard-top derivative of the Elise, the Exige grew from a 177 bhp four-cylinder into one of the fastest cars per kilogramme Lotus has ever sold, closing with the Final Edition run in 2021.
Yes, we can arrange finance for both new and pre-owned Lotus Exige vehicles. Used examples may offer better value, and we can provide competitive rates for vehicles of various ages and mileages.
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