Specialist Mercedes-AMG finance, arranged through a panel of commercial lenders for deals from £25,000 upwards. We work across the full Mercedes-AMG range, from current model-year cars to limited-build halo models and classics.
Typical Mercedes-AMG list prices range from £60k to £3.2m+
Mercedes-AMG finance is specialist commercial vehicle finance arranged for Mercedes-AMG GmbH cars in the United Kingdom at deal sizes of £25,000 and above. Hypercar Finance is the independent credit broker that structures Mercedes-AMG finance through a panel of unregulated commercial lenders, suited to high-net-worth buyers, company directors, and owners funding or refinancing an Affalterbach-built car.
We cover the full Mercedes-AMG GmbH range from the AMG GT and SL 63 through the G 63 and C 63 to the 275-car AMG ONE hypercar, along with the used and collector market that runs from the SLS AMG Black Series back to the C 63 and E 63 V8 era. Indicative monthly payments for a £165,000 Mercedes-AMG GT 63 over 48 months on Lease Purchase, with a 20 percent deposit of £33,000 and a 50 percent balloon of £82,500 at an indicative 9.9 percent, work out at around £1,935, subject to deposit, residual value, and lender appetite. All figures on this page are indicative and subject to underwriting.
What is Mercedes-AMG finance and who is it for?
Mercedes-AMG finance is a commercial credit agreement secured against a Mercedes-AMG GmbH vehicle, used to spread the cost of the car over an agreed term. It is most commonly arranged as Hire Purchase, Lease Purchase, Personal Contract Purchase, or Equity Release against an AMG the buyer already owns.
Because we arrange agreements at £25,000 and above, every deal sits outside the standard consumer-credit perimeter and is structured as unregulated commercial finance. Mercedes-AMG finance through us is most suitable for company directors funding a G 63 or an AMG GT through their business, self-employed buyers, high-net-worth individuals, and collectors holding a position across the hand-built V8 era and into the AMG ONE.
Hypercar Finance is an independent credit broker and is not authorised by the Financial Conduct Authority. We do not arrange regulated consumer credit. On Mercedes-AMG this is worth spelling out, because the badge covers a very wide price band: a previous-generation C 63 can be advertised below our £25,000 floor, so at that level the proposition is a well-specified current car or a properly documented collector example.
Affalterbach's range explained: which Mercedes-AMG models we finance
Mercedes-AMG GmbH is the performance division of Mercedes-Benz, headquartered at Affalterbach in Baden-Württemberg, and it has operated as a distinct engineering house since Hans Werner Aufrecht and Erhard Melcher founded it in 1967. Four core lines carry the current range. The AMG GT is the two-door coupe, now a 2+2 with all-wheel drive, running from the GT 55 to the 577 bhp GT 63 4MATIC+ from around £140,000. The SL 63 is the folding-roof grand tourer, engineered by AMG from the ground up, from around £157,000.
The G 63 is the AMG version of the G-Class, with 577 bhp, 850 Nm, and a body-on-frame structure that has kept its shape since 1979, from around £185,000. The C 63 S E Performance is the plug-in hybrid super-saloon and estate, pairing a hand-built 2.0-litre turbocharged four with a rear-axle electric motor for 671 bhp and 1,020 Nm, from around £98,000. Above them sits the AMG ONE, limited to 275 cars, with a Formula 1 derived 1.6-litre turbocharged V6 hybrid power unit and four electric motors for 1,049 bhp.
We also finance the AMG back catalogue where the deal reaches £25,000 and above, including the SLS AMG and SLS AMG Black Series, the AMG GT R and GT Black Series, the earlier C 63 and E 63 cars with the 6.2-litre M156 and 4.0-litre M177, and the G 63 6x6. Click through to our individual model pages for specifications, indicative monthly payments, and a finance quote on the AMG GT, SL 63, G 63, C 63, and AMG ONE.
Mercedes-AMG finance options: HP, Lease Purchase, PCP, and Equity Release
Mercedes-AMG finance is structured as one of four credit agreements arranged through our panel of specialist commercial lenders: Hire Purchase, Lease Purchase, Personal Contract Purchase, or Equity Release against an AMG the buyer already owns.
Hire Purchase spreads the full cost across the term with no balloon at the end. Ownership passes outright with the final payment, and it is the structure most company directors choose for a G 63 held as a long-term business asset.
Lease Purchase keeps monthly payments lower by deferring an agreed amount to a final balloon pegged to the projected residual. It is the dominant structure on the AMG GT and SL 63, and the only sensible one on the AMG ONE, where the deal size makes a fully amortising agreement impractical and the limited build supports a substantial deferred figure.
Personal Contract Purchase is similar to Lease Purchase but with a Guaranteed Minimum Future Value fixed at the outset, so the commercial lender carries the residual risk at term end rather than the buyer. It suits the SL 63 and the C 63 S E Performance, where the volumes give a lender enough comparable data to set a firm number.
Equity Release is a refinancing arrangement secured against an AMG the owner already holds, releasing the difference between current market value and any outstanding finance as cash. It is most useful on the AMG ONE, the SLS AMG Black Series, the AMG GT Black Series, and low-mileage naturally-aspirated 6.2-litre cars, all of which have moved clear of their original invoice.
Mercedes-AMG finance examples and indicative monthly payments
A Mercedes-AMG finance example is a worked monthly-payment scenario calculated against a specific vehicle, deposit, term, interest rate, and residual value. The examples below are indicative only and subject to underwriting; final terms depend on the commercial lender's assessment, your circumstances, and the car's specification and history.
A Mercedes-AMG GT 63 priced at £165,000 with a 20 percent deposit of £33,000 over 48 months on Lease Purchase, with a 50 percent balloon of £82,500 and a 9.9 percent indicative rate, produces a monthly payment of around £1,935. A Mercedes-AMG G 63 priced at £185,000 with a 15 percent deposit of £27,750 over 60 months on Hire Purchase at 9.9 percent, with no balloon, produces a monthly payment of around £3,335. A Mercedes-AMG SL 63 priced at £157,000 with a 20 percent deposit of £31,400 over 48 months on PCP at 9.9 percent, with a 45 percent Guaranteed Minimum Future Value of £70,650, produces a monthly payment of around £1,975, with the lender taking back the residual risk at the end.
At the two ends of the range, a Mercedes-AMG C 63 S E Performance at £98,000 with a 20 percent deposit of £19,600 over 48 months on Lease Purchase at 9.9 percent, with a 45 percent balloon of £44,100, produces a monthly payment of around £1,230. A Mercedes-AMG ONE at £2,350,000 with a 30 percent deposit of £705,000 over 36 months on Lease Purchase at an indicative 8.9 percent, with a 70 percent balloon of £1,645,000, produces a monthly payment of around £12,200. Our finance calculator above lets you plug in real numbers for any Mercedes-AMG and compare the structures side by side.
What does One Man, One Engine mean for the value of an AMG?
One Man, One Engine is the Affalterbach assembly principle under which a single technician builds a complete AMG engine from start to finish and signs the plaque fitted to the cam cover. It applies to the hand-built units, including the 4.0-litre twin-turbocharged V8 in the AMG GT, SL 63, and G 63, and the 2.0-litre four in the C 63 S E Performance.
It matters for a practical reason rather than a romantic one. Hand assembly caps output, and capped output is what separates an AMG from a volume performance car in the used market. A lender pricing a residual is really pricing scarcity, and a signed Affalterbach engine is a verifiable scarcity signal that a specification sheet cannot provide. On an SLS AMG Black Series or a naturally-aspirated 6.2-litre M156 car, the engine's identity and matching documentation form part of what the lender is funding, and a car that can evidence it will support a firmer balloon than one that cannot.
Why are Mercedes-AMG finance rates higher than mainstream car finance?
Specialist Mercedes-AMG finance is priced higher than mainstream car finance for three structural reasons. First, the commercial lenders funding vehicles at £25,000 and above on this basis are specialist asset financiers rather than volume retail banks. Second, the range spans a £98,000 hybrid saloon to a £2.35 million hypercar, and residuals across that spread behave very differently, so lenders build in a wider margin until the specific car is assessed. Third, these are unregulated commercial agreements structured per deal.
The offsetting benefit is that a specialist broker can fund what a captive lender will not. The AMG ONE, the AMG GT Black Series, the SLS AMG Black Series, and the G 63 6x6 all need a lender that understands limited-build asset value rather than a residual table built for showroom stock.
Mercedes-AMG finance questions answered
Mercedes-AMG finance underwriting is asset-specific and structure-specific, so the answers to the most common buyer questions depend on the vehicle, the deal size, and the chosen credit agreement. The three questions below cover what we are asked most often by AMG buyers.
Can you get a Mercedes-AMG on finance? Yes. We arrange Mercedes-AMG finance on new, used, and limited-build cars from £25,000 upwards through unregulated commercial lenders, usually in days rather than weeks. Allocation on an AMG ONE or a Black Series sits with Mercedes-AMG and the dealer; the finance runs in parallel through us and completes at handover.
Does Mercedes-AMG have its own finance arm? Yes, indirectly. Mercedes-Benz Financial Services operates the captive product in the United Kingdom and covers AMG models alongside the rest of the range, typically as a regulated retail agreement on current stock. Independent specialist credit brokers such as Hypercar Finance arrange unregulated commercial finance instead, which is usually the sharper route on used, collector, and limited-build AMG cars.
What is the 50 percent rule for car finance? The 50 percent rule, formally voluntary termination under the Consumer Credit Act, applies only to regulated consumer credit agreements. The Mercedes-AMG agreements we arrange are unregulated commercial finance, so the 50 percent voluntary termination right does not apply. Early-settlement terms are agreed up front with the commercial lender as part of the structuring conversation.
