Specialist Maserati finance, arranged through a panel of commercial lenders for deals from £25,000 upwards. We work across the full Maserati range, from current model-year cars to limited-build halo models and classics.
Typical Maserati list prices range from £35k to £0.3m+
Maserati finance is specialist commercial vehicle finance arranged for Maserati S.p.A. cars in the United Kingdom at deal sizes of £25,000 and above. Hypercar Finance is the independent credit broker that structures Maserati finance through a panel of unregulated commercial lenders, suited to high-net-worth buyers, company directors, and Trident owners funding or refinancing a Modena-built car.
We cover the current Maserati S.p.A. range from MC20 and GranTurismo through Grecale, plus the recently retired Levante and Quattroporte lines that now trade on the used market, and the wider classic Maserati field from Ghibli, Bora, and Khamsin through to the MC12. Indicative monthly payments for a £211,000 Maserati MC20 over 48 months on Lease Purchase, with a 20 percent deposit of £42,200 and a 50 percent balloon of £105,500 at an indicative 9.9 percent, work out at around £2,475, subject to deposit, residual value, and lender appetite. All figures on this page are indicative and subject to underwriting.
What is Maserati finance and who is it for?
Maserati finance is a commercial credit agreement secured against a Maserati S.p.A. vehicle, used to spread the cost of the car over an agreed term. It is most commonly arranged as Hire Purchase, Lease Purchase, Personal Contract Purchase, or Equity Release against a Maserati the buyer already owns.
Because we arrange agreements at £25,000 and above, every deal sits outside the standard consumer-credit perimeter and is structured as unregulated commercial finance. Maserati finance through us is most suitable for company directors funding a Modena-built car through their business, self-employed buyers, high-net-worth individuals, and collectors holding a position across the modern Trident range and the classic Maserati market.
Hypercar Finance is an independent credit broker and is not authorised by the Financial Conduct Authority. We do not arrange regulated consumer credit. That matters most at the entry points to the range: a used Grecale, Levante, or Quattroporte can be advertised below our £25,000 floor, so the proposition on those cars is a well-specified example rather than the cheapest in the classifieds.
Modena's range explained: which Maserati models we finance
Maserati S.p.A. is headquartered in Modena in the Emilia-Romagna Motor Valley, with the MC20 built at the historic Viale Ciro Menotti plant, the GranTurismo at Mirafiori in Turin, and the Grecale at Cassino. Three current lines carry the range. The MC20 is the mid-engine supercar with 621 bhp from the in-house Nettuno V6, from around £211,000, as a coupe or as the open Cielo. The GranTurismo is the front-engine 2+2 grand tourer, offered as the Modena and the 542 bhp Trofeo, with the all-electric Folgore above them. The Grecale is the mid-size SUV, running from the mild-hybrid GT and Modena to the 523 bhp Nettuno-powered Trofeo.
Two lines left production in 2024 and now form the bulk of the used Maserati market we finance. The Levante, built at Mirafiori from 2016, was the marque's first SUV and topped out with the 580 bhp Ferrari-built twin-turbo V8 in Trofeo form. The sixth-generation Quattroporte, from 2013, closed with the 572 bhp Quattroporte Trofeo. Both are strong candidates at £25,000 and above where specification and service history support the residual.
On the classic and limited side we arrange finance against the Maserati MC12 (fifty road cars built in 2004 and 2005 on Ferrari Enzo underpinnings), the 3500 GT, the original Ghibli, the Bora and Merak, the Khamsin, and the Biturbo-era cars that are now finding a collector audience. Click through to our individual model pages for indicative monthly payments, specifications, and a finance quote on the MC20, Grecale, Levante, GranTurismo, and Quattroporte.
Maserati finance options: HP, Lease Purchase, PCP, and Equity Release
Maserati finance is structured as one of four credit agreements arranged through our panel of specialist commercial lenders: Hire Purchase, Lease Purchase, Personal Contract Purchase, or Equity Release against a Maserati the buyer already owns.
Hire Purchase on a Maserati spreads the full cost across the term with no balloon at the end. Ownership passes outright with the final payment, which suits company directors capitalising a GranTurismo or Grecale through a limited company. It is also our usual recommendation on used Levante and Quattroporte, where a clean amortisation removes the residual argument entirely.
Lease Purchase keeps monthly payments lower by deferring an agreed amount to a final balloon pegged to the projected residual. This is the dominant structure on the MC20, because a limited-production mid-engine supercar with an in-house engine holds its position far better than the volume product and supports a balloon a lender will underwrite with confidence.
Personal Contract Purchase is similar to Lease Purchase but with a Guaranteed Minimum Future Value set at the outset, so the commercial lender carries the residual risk at the end of the term rather than the buyer. PCP suits the Grecale and the GranTurismo, where the lender has enough comparable data to set a firm figure and the buyer wants the option to hand the car back.
Equity Release is a refinancing arrangement secured against a Maserati the owner already holds, releasing the difference between current market value and any outstanding finance as cash. It is most useful on the MC12, on early Ghibli and Bora cars, and on low-mileage MC20 examples where the asset has held or improved against the original invoice.
Maserati finance examples and indicative monthly payments
A Maserati finance example is a worked monthly-payment scenario calculated against a specific vehicle, deposit, term, interest rate, and residual value. The examples below are indicative only and subject to underwriting; final terms depend on the commercial lender's assessment, your circumstances, and the vehicle's specification and history.
A Maserati MC20 priced at £211,000 with a 20 percent deposit of £42,200 over 48 months on Lease Purchase, with a 50 percent balloon of £105,500 and a 9.9 percent indicative rate, produces a monthly payment of around £2,475. A Maserati GranTurismo Trofeo priced at £142,000 with a 15 percent deposit of £21,300 over 60 months on Hire Purchase at 9.9 percent, with no balloon, produces a monthly payment of around £2,560. A Maserati Grecale Trofeo priced at £108,000 with a 20 percent deposit of £21,600 over 48 months on PCP at 9.9 percent, with a 45 percent Guaranteed Minimum Future Value of £48,600, produces a monthly payment of around £1,360, with the lender taking back the residual risk at the end.
On the used side, a Maserati Levante Trofeo at £75,000 with a 25 percent deposit of £18,750 over 48 months on Lease Purchase at 9.9 percent, with a 40 percent balloon of £30,000, produces a monthly payment of around £910. A Maserati Quattroporte Trofeo at £65,000 with a 30 percent deposit of £19,500 over 48 months on Lease Purchase at 9.9 percent, with a 35 percent balloon of £22,750, produces a monthly payment of around £765. Our finance calculator above lets you plug in real numbers for any Maserati and see the impact of deposit size, term length, and the choice between Hire Purchase, Lease Purchase, and Personal Contract Purchase.
Why are Maserati finance rates higher than mainstream car finance?
Specialist Maserati finance is priced higher than mainstream car finance for three structural reasons. First, the commercial lenders funding vehicles above £25,000 on this basis are specialist asset financiers rather than volume retail banks, and they price for asset complexity and thinner resale data. Second, residual value across the range is genuinely uneven: an MC20 and a used Levante behave nothing alike, so the lender builds a wider margin into the rate until the specific car is assessed. Third, these are unregulated commercial agreements negotiated per deal rather than packaged products.
The advantage is access. A specialist credit broker can place a Maserati that a volume lender will decline outright, particularly an MC12, an early Ghibli or Bora, or a high-specification MC20 Cielo, because our lenders underwrite the asset and the buyer's commercial position rather than a spreadsheet of model averages.
Do Maserati depreciation and reliability affect what a lender will fund?
Maserati depreciation and Maserati reliability are the two questions that most influence how a commercial lender prices a Maserati agreement. Both are real considerations and both are more nuanced than the search results suggest.
On depreciation, the volume Maserati product has historically given up value faster than its German rivals, particularly the Ghibli and entry Levante. That is a buying opportunity rather than a barrier: a car that has already taken its depreciation is a more stable asset than one that has not, which is why used Levante and Quattroporte deals underwrite well on Hire Purchase. The MC20 sits at the other end, with limited production and a carbon monocoque supporting a firmer residual.
On reliability, the modern range shares platform and electrical architecture with the wider Stellantis group, which has improved parts supply and dealer support against the Biturbo-era reputation. Lenders assess this through evidence rather than reputation, so a documented history, a live warranty position, and sensible mileage move a rate further than any general argument about the marque. We put that evidence in front of the lender as part of the submission.
Maserati finance questions answered
Maserati finance underwriting is asset-specific and structure-specific, so the answers to the most common buyer questions depend on the vehicle, the deal size, and the chosen credit agreement. The three questions below cover what we are asked most often by Maserati buyers.
Can you get a Maserati on finance? Yes, on the right structure and lender. We arrange Maserati finance on new, used, and classic Maserati S.p.A. cars from £25,000 upwards, usually in days rather than weeks. Allocation on a new MC20 or a specified GranTurismo sits with the Maserati dealer; the finance runs in parallel through us and completes at handover.
Does Maserati offer its own finance? Yes. Maserati Financial Services is provided in the United Kingdom through the Stellantis captive arm and sits alongside the dealer on current cars, typically as a regulated retail product. Independent specialist credit brokers such as Hypercar Finance arrange unregulated commercial finance instead, which usually produces a sharper structure on used, classic, and high-specification cars.
What is the 50 percent rule for car finance? The 50 percent rule, formally voluntary termination under the Consumer Credit Act, applies only to regulated consumer credit agreements. The Maserati agreements we arrange are unregulated commercial finance, so the 50 percent voluntary termination right does not apply. Early-settlement terms are agreed up front with the commercial lender as part of the structuring conversation.
