Back to Maserati
gt
Maserati GranTurismo Finance
2023-present
542 bhp (Trofeo)
Power
3.5s 0-62mph
Acceleration
199 mph
Top Speed
Finance from
£1,439 a month
Indicative, on Lease Purchase
List price
£125,000
Specified to £190,000
Scroll
GranTurismo finance from £1,439 a month
- £1,439
- Per month
- £25,000
- Deposit
- 542 bhp (Trofeo)
- Power
- 8.9%
- Indicative rate
Lease Purchase, 48 months
20% of £125,000
3.0L Nettuno Twin-Turbo V6
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £125,000 list price at 8.9% nominal over 48 months.
A GranTurismo funds at £1,656 a month on Personal Contract Purchase against the £125,000 list, with £25,000 at 20% over 48 months at an indicative 8.9% and £47,500 committed by the lender at the end. On a nameplate now sold with a twin-turbo V6 and as a fully electric car, having somebody else name the future value in writing is the most valuable term in the agreement, and it is available here without argument.
Maserati GranTurismo finance deals and what they cost
Car finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Maserati GranTurismo three ways, on a 20% deposit of £25,000 over 48 months at an indicative 8.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Maserati GranTurismo | Hire Purchase | £125,000 | £25,000 (20%) | 48 months | None | 8.9% | £2,484 |
| Maserati GranTurismo | Lease Purchase | £125,000 | £25,000 (20%) | 48 months | £60,000 (48%) | 8.9% | £1,439 |
| Maserati GranTurismo | Personal Contract Purchase | £125,000 | £25,000 (20%) | 48 months | £47,500 (38%) | 8.9% | £1,656 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £2,484 and the only row with no final payment to plan for. Lease Purchase defers £60,000 to a final balloon, taking £1,045 a month off. Personal Contract Purchase looks similar and differs underneath, because that final payment is a Guaranteed Minimum Future Value the lender stands behind rather than a balloon you have agreed to pay.
The current GranTurismo is a front-engined 2+2 with genuine rear seats, offered as the Modena and the 542 bhp Trofeo using the Nettuno V6 with all-wheel drive. Grand tourers of this shape have historically been the most legible cars in any range for a lender to value, because they sell steadily, they get used for what they are, and their values move gradually enough to model. That predictability is the foundation a guaranteed future value rests on.
Where this generation differs from every GranTurismo before it is the Folgore. Maserati launched the nameplate in 2023 with combustion and fully electric versions from the outset, the electric car carrying three motors and a battery pack laid out in a T-bone arrangement down the transmission tunnel. One nameplate, two entirely different propositions, and a lender assesses them as two entirely different assets.
The GranCabrio complicates it a third time. An open version of the same platform shares the name, the engine and most of the specification, and it occupies its own place in the used market. We identify the exact car at submission, because a lender that prices a coupe and then discovers it has funded a convertible does not simply adjust the paperwork. It reprices, and that costs time you did not plan for.
Calculate your GranTurismo finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a GranTurismo. Car finance on a £125,000 asset is priced on the car as much as on you.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 20% deposit over 48 months:
From
£1,508 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Maserati GranTurismo
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £2,484 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £1,439 | £60,000 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | £1,656 | £47,500 guaranteed | Optional, on paying the GMFV | You want the lender rather than you to carry the residual risk |
Computed at 8.9% over 48 months on a 20% deposit.
Our answer on the GranTurismo is Personal Contract Purchase. Nobody yet knows how a Folgore settles against a Nettuno car over four years, and Personal Contract Purchase moves that question onto the lender's balance sheet by fixing £47,500 in writing before you sign.
Lease Purchase at £1,439 is the better route if you already know you will keep the car and would rather not pay for a guarantee you do not intend to use. It defers £60,000, which you settle, refinance or clear on a sale, and it costs less each month than the guaranteed structure because the residual risk stays with you.
If you came here looking for Maserati GranTurismo leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a GranTurismo: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Maserati residuals are the softest in this catalogue, and that is the whole reason a guaranteed-value structure earns its keep on a Modena car. The Maserati GranTurismo sits inside that position as a series-production car with enough of a sales record behind it for a lender to forecast.
What a lender sees in the Maserati GranTurismo
A commercial lender underwrites the Maserati GranTurismo as an asset before it underwrites you as a borrower. The engine is where that starts: a 3.0L Nettuno Twin-Turbo V6 engine producing 542 bhp (Trofeo), with 3.5s 0-62mph and 199 mph, puts this car in a category a specialist lender recognises. A GranTurismo at £125,000 and specified to £190,000 is also not one asset with one value, and options rarely come back at what they cost.
| GranTurismo | |
|---|---|
| Engine | 3.0L Nettuno Twin-Turbo V6 |
| Power | 542 bhp (Trofeo) |
| Torque | 650 Nm |
| 0-62mph | 3.5s 0-62mph |
| Top speed | 199 mph |
| Transmission | 8-speed automatic |
| Drivetrain | AWD |
| List price | £125,000 |
| Specified to | £190,000 |
| Production | 2023-present |
Five hundred and forty-two brake horsepower through all four wheels, 3.5 seconds to 62 mph and 199 mph put the Trofeo firmly in specialist territory, and adaptive air suspension on both derivatives adds a component with a defined service life. A lender committing to £47,500 four years out prices the likelihood of suspension work inside the term, so a documented record on those items strengthens the file more than mileage weakens it.
The Folgore's battery is the underwriting question that did not exist on the previous GranTurismo. Lenders now ask for state-of-health documentation and charging history in the same breath as the service record, because a battery that has spent its life on rapid charging is a different asset from one that has not. It is a straightforward request and it is one nobody can answer retrospectively, so we raise it at the point of purchase.
Genuine 2+2 seating changes who applies and how the case reads. A meaningful share of GranTurismo applications come through limited companies capitalising the car as a working asset, and a body shell with usable rear seats is easier to justify commercially than a two-seat one. Underwriters read the use case as coherent, and that shortens the questions rather than lengthening them.
GranTurismo features that bear on the valuation
- Nettuno V6 with all-wheel drive
- All-electric Folgore variant
- Genuine 2+2 seating
- Adaptive air suspension
- GranCabrio open-top sister model
What a lender wants to see on a GranTurismo
- Confirmation of the exact car: Modena, Trofeo or Folgore, and coupe rather than GranCabrio
- Battery state-of-health documentation and charging history on any Folgore
- Adaptive air suspension service records, which carry weight over a four-year term
- Delivery paperwork from an official UK supply route, since imports slow a case considerably
- A realistic declared annual mileage, because this car earns miles and the guarantee is written against them
Financing a used Maserati GranTurismo
The used GranTurismo market is still shallow, because the nameplate only returned in 2023 and the cars that have changed hands are early ones. That has a practical effect on a submission: a lender values the individual car more heavily than the model line, so the build sheet, the ownership chain and the warranty record carry more weight here than they would on a model with five years of sales behind it.
What we assemble for a used example is the delivery paperwork from an official UK supply route, an unbroken service record, a clean vehicle report and, on a Folgore, the battery documentation. Cars first registered abroad and imported afterwards are financeable but slower, since the import and VAT position has to be resolved before funds are released. On this model that delay is the most common reason a case takes longer than expected.
Pre-owned cars price the same way with smaller numbers. A used GranTurismo at £60,000, on the same 20% deposit and 8.9% rate, comes to £1,192 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Maserati GranTurismo holds its value
The Trident's residual record is the softest in this catalogue, and the GranTurismo nameplate has its own history of that: the long-running Ferrari-engined original was a car people bought used at prices that surprised its first owners. The current generation sits between the MC20's improved position and the range's weaker performers, and there is not yet enough completed ownership behind it to say more than that with any confidence.
The Folgore is the genuine unknown. Every marque's first electric car has been its softest residual performer so far, and a first electric grand tourer from a manufacturer with Maserati's history is exactly the case where a buyer should not be the one carrying the forecast. We would not guess how it settles. We would take the written guarantee, which is available on both derivatives, and let the lender do the guessing it is paid to do.
Maserati sells one grand tourer with two entirely different powertrains, and nobody knows yet how the second one settles. Let the lender carry that, in writing, before you sign.
Everything here about the GranTurismo market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Maserati you are buying.
Part exchange and settlement on a Maserati GranTurismo
Three things can happen at the end of a Lease Purchase term on a Maserati GranTurismo, and it is worth knowing which you are planning for. You settle the £60,000 balloon and keep the car, you refinance it over a further term, or you part exchange the GranTurismo and take whatever sits above the balloon as equity toward the next one.
A GranTurismo is a car people actually cover distance in, and the running costs are moderate for the performance. The Nettuno V6 shares its service schedule with the rest of the current Maserati range, tyres last reasonably on a grand tourer, and adaptive air suspension is the one item worth planning for on a longer term. Declare your real annual mileage at submission, because the guaranteed figure is written against it and correcting that later is expensive.
On a Folgore the ownership question changes shape. Charging arrangements, battery conditioning and the way the car is used all bear on its condition at the end of 48 months, and a lender that has committed to a future value takes an interest in all three. New cars spend most of a four-year agreement inside Maserati's warranty and scheduled maintenance cover, which is the strongest ownership position available on this model.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the GranTurismo is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the GranTurismo.
How we arrange Maserati GranTurismo finance
Tell us about the car
Specification, mileage, history and where you are buying the GranTurismo. On a £125,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Maserati paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 20% deposit of £25,000 over 48 months is our starting point on the GranTurismo.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most GranTurismo agreements complete inside a week, anywhere in the United Kingdom.
Other Trident models we finance
The Maserati GranTurismo sits at £125,000 in a range we finance end to end. Either side of it are the Grecale at £64,000 and the MC20 at £211,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Maserati cars we arrange finance deals on are the Maserati MC20, the Maserati Grecale, the Maserati Levante and the Maserati Quattroporte, each with its own page and payment table, because a lender does not price a range, it prices a car.
Maserati GranTurismo finance FAQs
On the £125,000 list with £25,000 of deposit at 20%, a 48 month term and an indicative 8.9%, the GranTurismo comes to £1,656 a month on Personal Contract Purchase with £47,500 guaranteed, £1,439 on Lease Purchase with £60,000 deferred, and £2,484 on Hire Purchase. A Trofeo or a Folgore specified toward £190,000 changes every one of those, so model your own total in the calculator.
Yes, on both the combustion and the electric cars, and it is the structure we recommend. The lender sets £47,500 at the end of 48 months and stands behind it, so if the used market comes in lower the difference is its problem rather than yours. On a nameplate that returned in 2023 with two powertrains and no completed ownership cycle behind either, that written commitment is the most useful thing in the agreement.
Maserati residuals are the softest in this catalogue and there is no completed ownership cycle on this generation to argue otherwise. The sensible expectation is an orderly decline rather than any kind of firming, with the Folgore the least predictable derivative because first electric models have consistently been their marque's weakest residual performers. That expectation is exactly what the guaranteed structure exists to handle.
£25,000, which is 20% of the £125,000 list, is the panel's normal position and where most of these agreements are written. A larger deposit reduces £1,656 and improves the rate. Where a car has been specified toward £190,000, the deposit also has to bridge the gap between the invoice and the lender's own valuation, because no funder advances against options at what they cost to add.
Yes, though each one is assessed individually because the used population is still small. A lender wants delivery paperwork from an official UK dealer, an unbroken service record, an intact warranty position and, on a Folgore, the battery health documentation. Cars first registered outside the UK are financeable but take longer, since the import and VAT position has to be settled before funds are released.
The structure is the same and the underwriting is not. A lender treats the Folgore as its own asset rather than as a GranTurismo with a different engine, sets the guaranteed figure more cautiously, and asks for battery and charging records alongside the service file. That caution is a feature rather than a warning. It means the guaranteed number you are offered has been thought about properly, and once it is in writing the uncertainty belongs to the lender.
Maserati finance by structure
This page covers the GranTurismo. For how each structure behaves across the Trident range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Maserati GranTurismo?
Tell us about the car and we will come back with terms from the specialist lenders that write Maserati paper. From £1,439 a month on Lease Purchase.