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Maserati Quattroporte Finance
2013-2024
572 bhp (Trofeo)
Power
4.5s 0-62mph
Acceleration
203 mph
Top Speed
Finance from
£395 a month
Indicative, on Lease Purchase
List price
£35,000
Specified to £110,000
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Quattroporte finance from £395 a month
- £395
- Per month
- £10,500
- Deposit
- 572 bhp (Trofeo)
- Power
- 8.9%
- Indicative rate
Lease Purchase, 48 months
30% of £35,000
3.8L Twin-Turbo V8
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £35,000 list price at 8.9% nominal over 48 months.
A Quattroporte funds at £609 a month on Hire Purchase from the £35,000 entry price, with £10,500 at 30% across 48 months at an indicative 8.9%, and the car is yours outright at the end. Personal Contract Purchase is also written on it at £456 with £8,750 guaranteed. For the money, a 572 bhp Ferrari-built V8 in a full-size Italian saloon is one of the strongest propositions on this site.
Maserati Quattroporte finance deals and what they cost
Car finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Maserati Quattroporte three ways, on a 30% deposit of £10,500 over 48 months at an indicative 8.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Maserati Quattroporte | Hire Purchase | £35,000 | £10,500 (30%) | 48 months | None | 8.9% | £609 |
| Maserati Quattroporte | Lease Purchase | £35,000 | £10,500 (30%) | 48 months | £12,250 (35%) | 8.9% | £395 |
| Maserati Quattroporte | Personal Contract Purchase | £35,000 | £10,500 (30%) | 48 months | £8,750 (25%) | 8.9% | £456 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £609 and the only row with no final payment to plan for. Lease Purchase defers £12,250 to a final balloon, taking £213 a month off. Personal Contract Purchase looks similar and differs underneath, because that final payment is a Guaranteed Minimum Future Value the lender stands behind rather than a balloon you have agreed to pay.
The Quattroporte name dates to 1963 and effectively created the sporting luxury saloon, and the sixth generation ran from 2013 until the line closed in 2024. Eleven years is a long production run by any standard, and it means a lender assessing one is looking at a model with a fully settled used market, known derivatives and no remaining supply question. There is nothing left to forecast about how many exist.
The range topped out with the Quattroporte Trofeo and its 572 bhp Ferrari-built 3.8-litre twin-turbo V8, driving the rear wheels through an eight-speed automatic to 203 mph. That engine is the reason this car appears on a specialist finance site at all. It gives a large saloon a genuine performance identity, and identity is the quality that stops a used value falling indefinitely.
Skyhook adaptive damping and the Ermenegildo Zegna interior option are the details that separate individual cars, and they matter more than they would on a newer model. On a range that now starts at £35,000 against a list that once reached £110,000, specification is a larger share of what a given car is worth than the model year is, and a lender prices accordingly.
Calculate your Quattroporte finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a Quattroporte. Car finance on a £35,000 asset is priced on the car as much as on you.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 30% deposit over 48 months:
From
£411 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Maserati Quattroporte
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £609 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £395 | £12,250 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | £456 | £8,750 guaranteed | Optional, on paying the GMFV | You want the lender rather than you to carry the residual risk |
Computed at 8.9% over 48 months on a 30% deposit.
Our answer on the Quattroporte is Hire Purchase. The Quattroporte has already made almost all of the journey a lender would otherwise be forecasting, so the sum genuinely at risk across 48 months is small, and Hire Purchase converts that into outright ownership at £609 with nothing left to settle.
Personal Contract Purchase at £456 is the better structure if you want the option of walking away rather than the car. The lender commits to £8,750 and carries the shortfall if the market slips further, and on the marque with the softest residual record here that protection is worth having even at this end of the price range.
If you came here looking for Maserati Quattroporte leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a Quattroporte: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Maserati residuals are the softest in this catalogue, and that is the whole reason a guaranteed-value structure earns its keep on a Modena car. The Maserati Quattroporte sits inside that position as a superseded series car working its way down toward its floor, which is where the value in the deal usually is.
What a lender sees in the Maserati Quattroporte
A commercial lender underwrites the Maserati Quattroporte as an asset before it underwrites you as a borrower. The engine is where that starts: a 3.8L Twin-Turbo V8 engine producing 572 bhp (Trofeo), with 4.5s 0-62mph and 203 mph, puts this car in a category a specialist lender recognises. A Quattroporte at £35,000 and specified to £110,000 is also not one asset with one value, and options rarely come back at what they cost.
| Quattroporte | |
|---|---|
| Engine | 3.8L Twin-Turbo V8 |
| Power | 572 bhp (Trofeo) |
| Torque | 730 Nm |
| 0-62mph | 4.5s 0-62mph |
| Top speed | 203 mph |
| Transmission | 8-speed automatic |
| Drivetrain | RWD |
| List price | £35,000 |
| Specified to | £110,000 |
| Production | 2013-2024 |
Skyhook adaptive damping is the chassis system a lender asks about on a car of this age. Adaptive dampers reach the end of their working life on a schedule that has nothing to do with mileage, and replacement across a full set is a meaningful sum against a car at this price. Documented suspension work is one of the few things that genuinely moves an underwriter's view of a used Quattroporte.
The 3.8-litre twin-turbo V8 was built in Maranello and is serviced accordingly, which is a strength for the asset and a cost for the owner. Underwriters know that a Trofeo with a thin service file is a considerably weaker proposition than a V6 car with a complete one, because the consequences of deferred maintenance on that engine are expensive. The record does more work here than the derivative badge.
Production ended in 2024 and the earliest sixth-generation cars date from 2013, so the model spans more than a decade. A lender writing 48 months on an early example is looking at a car well into its second decade by the end of the agreement, and it prices condition and history rather than the model line. Every agreement is unregulated commercial finance.
Quattroporte features that bear on the valuation
- Ferrari-built twin-turbo V8 in Trofeo form
- Skyhook adaptive damping
- Ermenegildo Zegna interior option
- Six generations of lineage
- Out of production since 2024
What a lender wants to see on a Quattroporte
- Continuous main dealer or recognised specialist history, which matters most on the Trofeo V8
- Skyhook damper service records, since adaptive suspension ages on time rather than on mileage
- A vehicle report clear of outstanding finance, insurance markers and structural repair
- The original specification, including the Zegna interior option, so the car can be valued properly
- An ownership chain the lender can follow, which outweighs the odometer on a car of this age
Financing a used Maserati Quattroporte
Every Quattroporte is a used purchase and the population spans eleven model years, three broad powertrains and a long list of interior specifications. That breadth is an opportunity rather than a difficulty, because it means a careful buyer can find a genuinely good car for the money instead of taking whatever the market offers. The build specification determines the finance far more than the registration year does.
A lender wants continuous main dealer or recognised specialist history, a vehicle report clear of outstanding finance and insurance markers, and an ownership chain it can follow. On a full-size saloon of this age, provenance carries more weight than the odometer, and a car with a documented single or double ownership history and a complete file attracts noticeably better terms than an equivalent example with an unexplained gap.
Pre-owned cars price the same way with smaller numbers. A used Quattroporte at £25,000, on the same 30% deposit and 8.9% rate, comes to £435 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Maserati Quattroporte holds its value
The Quattroporte is the plainest illustration in this catalogue of what a soft residual looks like over a full production cycle. Cars that listed at £110,000 reached the used market at a fraction of that within a few years, and the pattern repeated consistently enough across the sixth generation to be a characteristic of the marque rather than a comment on any single car. The entry price of £35,000 today is that history expressed as a number.
The consequence is the whole argument for buying one now. A car cannot make the same fall twice, and the sixth generation has been out of production since 2024 with no successor pushing it down further. Large saloons in this position have historically settled rather than continued to slide, and the Trofeo derivative, with its Maranello-built V8 and its position at the end of a six-generation lineage, is the one most likely to be looked at differently in a few years.
A Ferrari-built V8 in a full-size Italian saloon, at a price a lender will fund. The depreciation that made this possible happened to somebody else.
Everything here about the Quattroporte market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Maserati you are buying.
Part exchange and settlement on a Maserati Quattroporte
Three things can happen at the end of a Lease Purchase term on a Maserati Quattroporte, and it is worth knowing which you are planning for. You settle the £12,250 balloon and keep the car, you refinance it over a further term, or you part exchange the Quattroporte and take whatever sits above the balloon as equity toward the next one.
The running costs on a Quattroporte are the part of this decision that catches people out, because the purchase price no longer reflects what the car is. Servicing a Ferrari-built V8, replacing tyres sized for a 203 mph saloon and maintaining an adaptive damping system are all costs that belong to a car that listed at £110,000, not to one bought at £35,000. Budget for the car rather than for the invoice.
Factory warranty has expired on almost everything in this market, which makes the term length a real decision rather than a formality. A 48 month agreement on an out-of-warranty V8 saloon should be accompanied by either a mechanical cover arrangement or a genuine contingency in the monthly budget. Buyers who set that up at the start rarely regret the car, and buyers who do not usually regret the term.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the Quattroporte is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the Quattroporte.
How we arrange Maserati Quattroporte finance
Tell us about the car
Specification, mileage, history and where you are buying the Quattroporte. On a £35,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Maserati paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 30% deposit of £10,500 over 48 months is our starting point on the Quattroporte.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most Quattroporte agreements complete inside a week, anywhere in the United Kingdom.
Other Trident models we finance
The Maserati Quattroporte sits at £35,000 in a range we finance end to end. Either side of it are the Levante at £40,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Maserati cars we arrange finance deals on are the Maserati MC20, the Maserati Grecale, the Maserati Levante and the Maserati GranTurismo, each with its own page and payment table, because a lender does not price a range, it prices a car.
Maserati Quattroporte finance FAQs
From the £35,000 entry price with £10,500 of deposit at 30%, a 48 month term and an indicative 8.9%, a Quattroporte comes to £609 a month on Hire Purchase with nothing left to settle, £456 on Personal Contract Purchase with £8,750 guaranteed, or £395 on Lease Purchase. A Trofeo sits much higher up a range that reached £110,000 new, so use the real asking price in the calculator.
Yes, and the fact that production ended in 2024 makes the case easier rather than harder. Commercial lenders price a finished model against a settled used market instead of a forecast, so there is less uncertainty in the file. What they examine is the individual car: continuous service history, a clean vehicle report and a followable ownership chain. Every agreement we arrange is unregulated commercial finance.
It has lost a great deal, and that is why it is worth looking at. Cars that listed at £110,000 reached the used market at a fraction of that, and the entry price today reflects it. A car cannot make the same fall twice. Production has ended, no successor is pushing it down, and what you are buying is a six-generation nameplate with a Maranello-built V8 in its top derivative at a price that no longer reflects either.
£10,500, being 30% of the £35,000 entry price, is where the panel starts, and the percentage sits above the newer Maseratis because the cars are out of production and lenders want more cover against condition. A stronger service file reduces that requirement in practice more reliably than a bigger cash sum improves the rate, which is an unusual thing to be able to say.
It depends entirely on whether you will maintain it. The Trofeo has the 572 bhp Ferrari-built V8, the strongest identity in the range and the best prospect of settling rather than sliding further. It also has the highest running costs by a wide margin, and a neglected example is a considerably worse asset than a well kept V6. If the maintenance budget is real, take the Trofeo. If it is not, do not.
Yes. A full-size four-door saloon is among the easier vehicles to justify commercially, and a fair proportion of these agreements are written for limited companies with the car capitalised on the balance sheet. The lender underwrites the trading position alongside the asset. We are an independent credit broker rather than a lender, we are not authorised by the Financial Conduct Authority, and your accountant should confirm the tax treatment before you commit.
Maserati finance by structure
This page covers the Quattroporte. For how each structure behaves across the Trident range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Maserati Quattroporte?
Tell us about the car and we will come back with terms from the specialist lenders that write Maserati paper. From £395 a month on Lease Purchase.