Available but limited
Maserati Lease Purchase Finance
The same low monthly cost on a Modena car, with the final figure guaranteed for you rather than set by you
Indicative monthly payment from
£365a month
Based on Maserati Quattroporte at £35,000, arranged as Lease Purchase at 8.9% nominal.
- Deposit
- £10,500
- Term
- 48
- Final payment
- £14,000
30%
months
40%
Indicative and not a quotation. Computed at render time from the car's real list price on the same amortisation the calculator runs.
A Levante, a Quattroporte or a GranTurismo goes on a monthly payment: deposit up front, a term over the balance, a large final payment deferred to the end. On Modena cars that figure is better guaranteed by a lender than agreed by you, so Personal Contract Purchase reaches the same monthly outcome with the residual off your side. Maserati lease purchase still fits the MC20 and buyers certain of settling.
We arrange Maserati lease purchase across 5 current and recent Maserati S.p.A. models, from the Quattroporte at around £35,000 to the MC20 at £211,000. Every figure on this page is computed from those real list prices by the same finance calculator you can run yourself, and we are an independent credit broker arranging the financing rather than a lender, so the rate and the term come back from our panel of specialist lenders rather than from us.
What a Maserati lease purchase costs a month
The figures below are computed from each car's real list price using the same amortisation the finance calculator on this page runs, at 8.9% indicative nominal over 48 months. They are illustrations rather than quotations, because the deposit, the term and the rate all move with the specific Maserati, its provenance and your credit position. Financing at this level is underwritten car by car, so the true cost of Maserati lease purchase is set once a lender has seen both.
The table prices the Maserati MC20, then the GranTurismo and Grecale. Change the car and the monthly payment moves with the list price, the deposit and the term rather than with anything we decide.
| Vehicle | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|
| Maserati MC20 | £211,000 | £42,200 (20%) | 48 months | £116,050 (55%) | 8.9% | £2,171 |
| Maserati GranTurismo | £125,000 | £25,000 (20%) | 48 months | £66,250 (53%) | 8.9% | £1,330 |
| Maserati Grecale | £64,000 | £12,800 (20%) | 48 months | £32,000 (50%) | 8.9% | £714 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Maserati lease purchase finance calculator
Change the price, the deposit and the term to see what moves. The calculator runs the same amortisation as the table above, so the two can never disagree.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Select your vehicle and finance options, then click "Get Quote" to see your personalized finance breakdown and market analysis.
Which Modena models we place on Maserati lease purchase
We arrange Maserati lease purchase across the Maserati S.p.A. range rather than on a shortlist of easy cars, but the structure does not fit every model equally. Our specialist lenders take new, pre-owned and classic Maserati cars alike, and the judgement in the table below comes from how each car has actually behaved at the end of a term rather than from what is easiest to place.
The Maserati MC20 suit Maserati lease purchase. The Grecale, Levante, GranTurismo and Quattroporte do not, for the residual reason set out further down. Prices below are list, and a pre-owned MC20 is arranged on the same panel as a new one.
| Model | List from | Suits lease purchase | Why |
|---|---|---|---|
| MC20 | £211,000 | Yes | You keep the appreciation above the balloon |
| Grecale | £64,000 | No | You carry the residual on a falling asset |
| Levante | £40,000 | No | You carry the residual on a falling asset |
| GranTurismo | £125,000 | No | You carry the residual on a falling asset |
| Quattroporte | £35,000 | No | You carry the residual on a falling asset |
Maserati
MC20 Finance
From £211,000621 bhp
Maserati
GranTurismo Finance
From £125,000542 bhp (Trofeo)
Maserati
Grecale Finance
From £64,000523 bhp (Trofeo)
Maserati
Levante Finance
From £40,000580 bhp (Trofeo)
Maserati
Quattroporte Finance
From £35,000572 bhp (Trofeo)
Each card opens the model page, where you can model Maserati lease purchase financing against that specific vehicle.
Maserati lease purchase deposit, term and balloon
Maserati lease purchase is built from three numbers. A deposit, typically 20% on a Maserati S.p.A. car and payable from cash, a part exchange or equity in something you already own. A term, usually 48 months. And a agreed final balloon deferred to the end, which is what pulls the monthly payment down to the figures above.
You have three ways to deal with the balloon payment: settle it and take the Maserati outright, refinance it over a further term, or sell the car and clear it from the proceeds. Which of those is right is worth deciding before the agreement is written rather than in its final month. Early settlement part way through is allowed, with interest you have not yet run rebated. New, pre-owned and classic cars are all eligible, and Maserati sits inside the wider sports car finance, classic car finance and prestige car finance market we work across.
Interest rates on a lease purchase agreement move with the term, the deposit and your credit profile, and financing a classic Maserati runs on the same agreement as a current one.
- £35,000 to £260,000
- Maserati deal range
- 1 of 5
- Models suited to lease purchase
- 20%
- Typical deposit
- 48 months
- Typical term
Arranged
On current residual behaviour
Moves with the car and your position
Indicative rates from 8.9% nominal
Why Maserati finance at this level goes through a panel
Maserati finance at this level is not a retail product and is not priced from a rate card. We are an independent credit broker rather than a lender, so Maserati lease purchase goes to the lenders on our panel that genuinely write against Maserati S.p.A. cars, and what comes back reflects the individual car, its provenance and its specification rather than a headline rate.
Every Maserati finance figure on this page is computed from a real list price in our catalogue, from the Quattroporte up to the MC20, on the same amortisation the calculator runs. We publish no headline rate because every agreement is underwritten individually, and financing a Maserati S.p.A. car turns on the asset at least as much as on the borrower.
Whether you arrive calling it Maserati car finance, sports car finance, classic car finance and prestige car finance, or simply a monthly payment on a Quattroporte, the four structures and the panel behind them are the same. We arrange bespoke finance across the UK, a classic car goes to the same underwriters as a new one, and the monthly payments quoted here are computed rather than advertised.
What we do on a Maserati that a dealer finance desk does not
- Place Maserati lease purchase across a panel rather than with one lender, so a decline on a Maserati starts the conversation rather than ending it
- Price new, pre-owned and classic Maserati cars on the same panel, including a Quattroporte bought privately or a MC20 bought at auction
- Structure around Maserati S.p.A. residual behaviour rather than against it, which is the whole of the argument on this marque
- Say when one of the other three structures suits your Maserati better, even where it is the one we place less often
How Maserati S.p.A. residuals decide the balloon you agree
The Quattroporte and the Levante are the plainest illustration on this site of what depreciation looks like at the wrong end of the curve. Cars that listed comfortably into six figures have reached the used market at a fraction of that within a few years, and the pattern has been consistent enough across generations that it is a characteristic of the marque rather than of any one model.
The MC20 is a genuine departure. It is a properly competitive mid-engined car with a bespoke engine, it sells in small numbers, and it has held far better than anything Modena has launched in twenty years. The Grecale and the current GranTurismo sit between the two positions.
The point is not that a Maserati is a poor purchase. It is that on this marque, more than on any other here, the question of who carries the residual is the question that decides how the deal turns out. A buyer who hands that risk to a lender on a Levante has made a materially better decision than one who keeps it.
Maserati residuals are the softest in this catalogue, and that is the whole reason a guaranteed-value structure earns its keep on a Modena car.
| Direction | Cars | What it means for a lender |
|---|---|---|
| Holding or rising | MC20 | A guaranteed future value is either declined outright or set below what the car is really worth, so the lender's protection is worth little here |
| Falling | Quattroporte, Levante, Grecale | Forecastable, so a guaranteed figure can be set and priced |
Market commentary rather than a valuation. Residual value is the largest single variable in a vehicle agreement and no broker can guarantee it. Lender posture on Maserati: Readily available across the range, and unusually valuable to the buyer here because the guaranteed figure is doing real work.
Maserati lease purchase against the other three structures
The four finance options are not interchangeable on a Maserati, and the reason is the one running through this whole page: who carries the residual. Personal Contract Purchase hands it to the lender through a guaranteed minimum future value. Lease Purchase leaves it with you behind a balloon payment you agree. Hire Purchase removes the question by amortising the full cost and ends in outright ownership. Equity Release is not a purchase structure at all, but a refinance against a Maserati you already hold.
- Core structure
Maserati Personal Contract Purchase
Maserati is the marque where a guaranteed future value earns its keep most obviously, because Modena's residual record is the softest in this catalogue and the guaranteed figure is what protects you from it.
- Available but limited
Maserati Hire Purchase
Hire purchase is written on every Maserati and on most of them it is the wrong answer, because it puts the softest residual record in this catalogue entirely on your side of the agreement.
You are here
Maserati Lease Purchase
Available but limitedLease purchase is the wrong way round on a Maserati, because Modena's residuals are the softest in this catalogue and an agreed balloon puts that fall on your side of the agreement rather than the lender's.
- Available but limited
Maserati Equity Release
Equity release rarely works on a Maserati, because a Quattroporte, Levante or Grecale still carrying finance is usually in negative equity and there is nothing to advance against.
Ratings are our own view of how each structure behaves on Maserati, based on the residual evidence above rather than on which product is easiest to place.
Where lease purchase stops working on a Trident car
The Quattroporte and the Levante are the plainest illustration on this site of depreciation at the wrong end of the curve. Cars that listed well into six figures have reached the used market at a fraction of that within a few years, consistently enough across generations that it is a characteristic of the marque. Agree your own balloon on one and you can reach the end of the term owing a final payment larger than the car is worth, with no right to hand it back and no lender standing behind the figure.
There is no appreciating tail here to justify taking that risk. The MC20 is the one genuine departure, a properly competitive mid-engined car in small numbers that has held far better than anything Modena has launched in twenty years, and on an MC20 the case for an agreed balloon is arguable. The Grecale and the current GranTurismo sit between the two positions and lean the other way. Everything below them is a car where the residual is the problem the finance should be solving, not creating.
Even on the MC20 the structure has a hard edge. If you agree an ambitious balloon and the car follows the rest of the range rather than its own recent record, you settle the difference from your own pocket. Lease purchase gives you no exit other than paying, refinancing or selling, and on this marque selling is the route most likely to disappoint.
Where that applies, Personal Contract Purchase is usually the better answer on a Maserati.
The structure we would point you at instead
Maserati Personal Contract Purchase
A lender's guaranteed figure is exactly the protection a Maserati calls for, and on a Levante or a Quattroporte it is worth more than the monthly saving any balloon you agree yourself could produce.
Related Reading
Maserati lease purchase FAQs
Maserati Quattroporte at £35,000 works out at roughly £365 a month on Lease Purchase, with £10,500 down at 30% and a 48 month term at 8.9% indicative nominal, leaving £14,000 deferred to the end. Dearer cars in the range scale up from there. Every figure is computed rather than quoted, so run your own before relying on it.
Two reasons, and neither is about protection. Some buyers want the clean route to outright ownership that a settled balloon gives, and some are buying a car below the level where a lender will bother with a guaranteed figure. If you are certain you are keeping the car for years past the term, lease purchase is defensible. If you are not certain, the marque's residual record argues firmly the other way.
You can settle early, but settling means clearing the outstanding balance including the deferred amount. If a Levante is worth less than that, the shortfall is yours to fund from cash. There is no voluntary termination right on unregulated commercial finance to fall back on. We agree the early-settlement basis when the agreement is written, which at least means the number is known rather than discovered.
Somewhat, but that is a low bar. The current GranTurismo sits in a better position than the older saloons and SUVs, and the Nettuno cars generally have. It is still a Modena residual, and a balloon you agree yourself is still a bet on it. If you want the monthly payment down on a GranTurismo, the guaranteed-value route gets you there without the bet.
It reduces the risk and it also removes the reason you were considering the product. The balloon is what lowers the monthly payment; shrink it far enough to be safe on a Maserati and you have arrived at hire purchase by a longer route. That is not a bad outcome, and on this marque it is often the honest one, but it is worth naming.