Hire Purchase, Lease Purchase, PCP and equity release on supercars and hypercars, arranged as unregulated commercial finance above £25,000 through a panel of specialist commercial lenders.
Above £25,000 an agreement sits outside the consumer credit perimeter, which means the structure is negotiated for the deal rather than taken off a shelf. We work with collectors, investors and enthusiasts on Hire Purchase, Lease Purchase, PCP and equity release against a car already owned.
Bespoke funding structures designed for the unique requirements of supercar ownership.
Lower monthly payments with a balloon. Ideal for high-value vehicles where you want to maximize cash flow.
Straightforward ownership. Spread the cost over time and own the car outright at the end.
Unlock capital from your car collection without selling.
Maximum flexibility. Lower payments with options to buy, return, or exchange at the end of the agreement.
The residual value assumption is what decides a balloon payment, and it is marque-specific. Each hub sets out how lenders on our panel treat that marque, and carries the four structures we arrange on it.
Every model page carries its own calculator, indicative deposit and term, and the Hire Purchase, Lease Purchase and PCP structures priced against that car.
Our streamlined process is designed for high-net-worth individuals who value time and discretion.
Locate your dream vehicle from any dealer or private seller, or let our team source it for you.
We structure a finance package tailored to your cash flow, tax position, and ownership goals.
Our underwriters approve your application swiftly, often within hours, with minimal friction.
Funds are transferred, and you take the keys. We handle all the administration.
We arrange finance on these marques and others. We are not affiliated with, endorsed by, or an authorised agent of any manufacturer listed.
Hypercar Finance Ltd is not authorised or regulated by the FCA. We introduce you to FCA-regulated brokers and lenders, and to specialist commercial lenders for unregulated agreements above £25,000.
Your personal and financial data is handled with the utmost discretion and security.
Clear, honest pricing structures with all costs outlined from the very beginning.