Available but limited
Maserati Hire Purchase Finance
Own an MC20 or a GranTurismo outright on HP, or hand the residual to a lender on Personal Contract Purchase
Indicative monthly payment from
£609a month
Based on Maserati Quattroporte at £35,000, arranged as Hire Purchase at 8.9% nominal.
- Deposit
- £10,500
- Term
- 48
- Final payment
- None
30%
months
owned outright
Indicative and not a quotation. Computed at render time from the car's real list price on the same amortisation the calculator runs.
An MC20, a Grecale or a GranTurismo on a fixed monthly payment, owned outright once the term runs out and free to keep for as long as it earns its place. Maserati hire purchase uses a deposit and a level term with no balloon, so the payment sits above the alternatives; Personal Contract Purchase lowers it by leaving a guaranteed figure to the end.
We arrange Maserati hire purchase across 5 current and recent Maserati S.p.A. models, from the Quattroporte at around £35,000 to the MC20 at £211,000. Every figure on this page is computed from those real list prices by the same finance calculator you can run yourself, and we are an independent credit broker arranging the financing rather than a lender, so the rate and the term come back from our panel of specialist lenders rather than from us.
What Maserati hire purchase costs a month
The figures below are computed from each car's real list price using the same amortisation the finance calculator on this page runs, at 8.9% indicative nominal over 48 months. They are illustrations rather than quotations, because the deposit, the term and the rate all move with the specific Maserati, its provenance and your credit position. Financing at this level is underwritten car by car, so the true cost of Maserati hire purchase is set once a lender has seen both.
The table prices the Maserati MC20, then the GranTurismo and Grecale. Change the car and the monthly payment moves with the list price, the deposit and the term rather than with anything we decide.
| Vehicle | Price | Deposit | Term | Rate | Monthly |
|---|---|---|---|---|---|
| Maserati MC20 | £211,000 | £42,200 (20%) | 48 months | 8.9% | £4,193 |
| Maserati GranTurismo | £125,000 | £25,000 (20%) | 48 months | 8.9% | £2,484 |
| Maserati Grecale | £64,000 | £12,800 (20%) | 48 months | 8.9% | £1,272 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Maserati hire purchase finance calculator
Change the price, the deposit and the term to see what moves. The calculator runs the same amortisation as the table above, so the two can never disagree.
Vehicle Config
mi
£
Hire Purchase
£
Ready to Calculate
Select your vehicle and finance options, then click "Get Quote" to see your personalized finance breakdown and market analysis.
Which Modena models we place on Maserati hire purchase
We arrange Maserati hire purchase across the Maserati S.p.A. range rather than on a shortlist of easy cars, but the structure does not fit every model equally. Our specialist lenders take new, pre-owned and classic Maserati cars alike, and the judgement in the table below comes from how each car has actually behaved at the end of a term rather than from what is easiest to place.
Every car in the range suits it: the MC20, Grecale, Levante, GranTurismo and Quattroporte. Prices below are list, and a pre-owned MC20 is arranged on the same panel as a new one.
| Model | List from | Suits hire purchase | Why |
|---|---|---|---|
| MC20 | £211,000 | Yes | Clean route to ownership on a car nobody will guarantee |
| Grecale | £64,000 | Yes | Full ownership at the end, no final payment to find |
| Levante | £40,000 | Yes | Full ownership at the end, no final payment to find |
| GranTurismo | £125,000 | Yes | Full ownership at the end, no final payment to find |
| Quattroporte | £35,000 | Yes | Full ownership at the end, no final payment to find |
Maserati
MC20 Finance
From £211,000621 bhp
Maserati
GranTurismo Finance
From £125,000542 bhp (Trofeo)
Maserati
Grecale Finance
From £64,000523 bhp (Trofeo)
Maserati
Levante Finance
From £40,000580 bhp (Trofeo)
Maserati
Quattroporte Finance
From £35,000572 bhp (Trofeo)
Each card opens the model page, where you can model Maserati hire purchase financing against that specific vehicle.
Maserati HP deposit, term and final instalment
Maserati hire purchase is built from three numbers. A deposit, typically 20% on a Maserati S.p.A. car and payable from cash, a part exchange or equity in something you already own. A term, usually 48 months. And no deferred payment at all, which is why the monthly figure is the highest of the four structures and why the Maserati is yours outright when the last instalment clears.
There is nothing to refinance and no residual to argue about, which is what makes a hire purchase agreement the cleanest route to outright ownership on cars a lender will not forecast. Interest rates are indicative rather than fixed, because every agreement is underwritten individually on the car and the borrower. New, pre-owned and classic Maserati cars are all eligible.
A hire purchase agreement is the simplest of the four finance types: the total amount payable is fixed when the agreement starts and the monthly payments do not change. No agreement here turns on a future value.
- £35,000 to £260,000
- Maserati deal range
- 5 of 5
- Models suited to hire purchase
- 20%
- Typical deposit
- 48 months
- Typical term
Arranged
On current residual behaviour
Moves with the car and your position
Indicative rates from 8.9% nominal
Why arrange Maserati finance through a broker rather than a dealer
Maserati finance at this level is not a retail product and is not priced from a rate card. We are an independent credit broker rather than a lender, so Maserati hire purchase goes to the lenders on our panel that genuinely write against Maserati S.p.A. cars, and what comes back reflects the individual car, its provenance and its specification rather than a headline rate.
Every Maserati finance figure on this page is computed from a real list price in our catalogue, from the Quattroporte up to the MC20, on the same amortisation the calculator runs. We publish no headline rate because every agreement is underwritten individually, and financing a Maserati S.p.A. car turns on the asset at least as much as on the borrower.
Whether you arrive calling it Maserati car finance, sports car finance, classic car finance and prestige car finance, or simply a monthly payment on a Quattroporte, the four structures and the panel behind them are the same. We arrange bespoke finance across the UK, a classic car goes to the same underwriters as a new one, and the monthly payments quoted here are computed rather than advertised.
What we do on a Maserati that a dealer finance desk does not
- Place Maserati hire purchase across a panel rather than with one lender, so a decline on a Maserati starts the conversation rather than ending it
- Price new, pre-owned and classic Maserati cars on the same panel, including a Quattroporte bought privately or a MC20 bought at auction
- Set the term against how long you actually intend to keep the Maserati, since nothing here depends on handing it back
- Say when one of the other three structures suits your Maserati better, even where it is the one we place less often
Why Maserati S.p.A. residual behaviour matters less on HP
The Quattroporte and the Levante are the plainest illustration on this site of what depreciation looks like at the wrong end of the curve. Cars that listed comfortably into six figures have reached the used market at a fraction of that within a few years, and the pattern has been consistent enough across generations that it is a characteristic of the marque rather than of any one model.
The MC20 is a genuine departure. It is a properly competitive mid-engined car with a bespoke engine, it sells in small numbers, and it has held far better than anything Modena has launched in twenty years. The Grecale and the current GranTurismo sit between the two positions.
The point is not that a Maserati is a poor purchase. It is that on this marque, more than on any other here, the question of who carries the residual is the question that decides how the deal turns out. A buyer who hands that risk to a lender on a Levante has made a materially better decision than one who keeps it.
Maserati residuals are the softest in this catalogue, and that is the whole reason a guaranteed-value structure earns its keep on a Modena car.
| Direction | Cars | What it means for a lender |
|---|---|---|
| Holding or rising | MC20 | A guaranteed future value is either declined outright or set below what the car is really worth, so the lender's protection is worth little here |
| Falling | Quattroporte, Levante, Grecale | Forecastable, so a guaranteed figure can be set and priced |
Market commentary rather than a valuation. Residual value is the largest single variable in a vehicle agreement and no broker can guarantee it. Lender posture on Maserati: Readily available across the range, and unusually valuable to the buyer here because the guaranteed figure is doing real work.
Maserati hire purchase against the other three structures
The four finance options are not interchangeable on a Maserati, and the reason is the one running through this whole page: who carries the residual. Personal Contract Purchase hands it to the lender through a guaranteed minimum future value. Lease Purchase leaves it with you behind a balloon payment you agree. Hire Purchase removes the question by amortising the full cost and ends in outright ownership. Equity Release is not a purchase structure at all, but a refinance against a Maserati you already hold.
- Core structure
Maserati Personal Contract Purchase
Maserati is the marque where a guaranteed future value earns its keep most obviously, because Modena's residual record is the softest in this catalogue and the guaranteed figure is what protects you from it.
You are here
Maserati Hire Purchase
Available but limitedHire purchase is written on every Maserati and on most of them it is the wrong answer, because it puts the softest residual record in this catalogue entirely on your side of the agreement.
- Available but limited
Maserati Lease Purchase
Lease purchase is the wrong way round on a Maserati, because Modena's residuals are the softest in this catalogue and an agreed balloon puts that fall on your side of the agreement rather than the lender's.
- Available but limited
Maserati Equity Release
Equity release rarely works on a Maserati, because a Quattroporte, Levante or Grecale still carrying finance is usually in negative equity and there is nothing to advance against.
Ratings are our own view of how each structure behaves on Maserati, based on the residual evidence above rather than on which product is easiest to place.
Where hire purchase stops working on a Trident car
The Quattroporte and the Levante make the case against it plainly. Cars that listed comfortably into six figures have reached the used market at a fraction of that within a few years, consistently enough across generations that it is a characteristic of the marque. A hire purchase buyer of one of those carries every pound of the fall, with no guaranteed figure, no hand-back and nothing transferred to the lender. The monthly payment is also the highest of the four structures, so you pay more each month for the privilege of owning the whole of the depreciation.
There are two situations where it still works. The MC20 is a genuine departure that has held far better than anything Modena has launched in twenty years, and on that car outright ownership is a reasonable ambition. The other is the company buyer who wants a Grecale or a GranTurismo capitalised and run for the whole of its useful life rather than changed at the end of a cycle. Outside those two cases we will generally point you at the guaranteed-value structure and explain why, even though it is the less profitable conversation for us.
The structure stops working entirely at the bottom of the range. A Levante or a Quattroporte bought used, sitting on a soft curve, with the whole of the residual risk retained, is the least efficient agreement we could write. Price compounds it: the cheapest examples in the market are the least suitable candidates for this particular product.
Where that applies, Personal Contract Purchase is usually the better answer on a Maserati.
The structure we would point you at instead
Maserati Personal Contract Purchase
A guaranteed minimum future value is worth more on a Modena car than on anything else in this catalogue, because it is the one instrument that stops the marque's depreciation record from being your problem.
Related Reading
Maserati hire purchase FAQs
Maserati Quattroporte at £35,000 works out at roughly £609 a month on Hire Purchase, with £10,500 down at 30% and a 48 month term at 8.9% indicative nominal, with nothing deferred to the end. Dearer cars in the range scale up from there. Every figure is computed rather than quoted, so run your own before relying on it.
In most cases yes, and we would rather say it. The Levante sits on the steepest part of the marque's residual record, and hire purchase leaves all of that with you while charging the highest monthly payment of the four structures to do it. Unless the car is being kept for its whole useful life, the guaranteed-value route is doing something for you that this one cannot.
The MC20, comfortably. It is a properly competitive mid-engined car built in small numbers with a bespoke engine, and it has held its value far better than anything else Modena has launched in two decades. Owning one outright at the end of a term is a reasonable ambition in a way that owning a five-year-old Quattroporte outright is not.
You own it, and that is the whole of it. There is no shortfall to settle and no negative position to unwind, because the car has already been paid for in full. The loss is not a bill at the end, it is the difference between what you paid across the term and what the car is then worth, and it has been sitting with you the entire time.
Because on this specific nameplate the guaranteed figure has repeatedly been the most valuable part of the agreement. A lender that has told you at the outset what the car will be worth, and is bound by it, has absorbed the risk that has cost Maserati buyers the most money. Hire purchase hands that risk straight back to you and charges more per month for the transfer.