Works, with a caveat
Nissan GT-R Lease Purchase Finance
Skyline and GT-R money spread into a monthly payment, with a deferred final figure and the appreciation left with you
Indicative monthly payment from
£772a month
Based on Nissan GT-R Premium at £75,000, arranged as Lease Purchase at 8.9% nominal.
- Deposit
- £15,000
- Term
- 48
- Final payment
- £41,250
20%
months
55%
Indicative and not a quotation. Computed at render time from the car's real list price on the same amortisation the calculator runs.
An R34 Skyline GT-R or a GT-R Nismo is bought on a monthly payment rather than in one settlement. Nissan lease purchase runs from a deposit, pays down part of the price across the term and leaves a final agreed figure standing at the end, which you clear or refinance when it falls due. On a car that has risen for fifteen years, that deferred figure works for you.
We arrange Nissan GT-R lease purchase across 2 current and recent Nissan Motor Corporation models, from the GT-R Premium at around £75,000 to the GT-R Nismo at £150,000. Every figure on this page is computed from those real list prices by the same finance calculator you can run yourself, and we are an independent credit broker arranging the financing rather than a lender, so the rate and the term come back from our panel of specialist lenders rather than from us.
What a Nissan GT-R lease purchase costs a month
The figures below are computed from each car's real list price using the same amortisation the finance calculator on this page runs, at 8.9% indicative nominal over 48 months. They are illustrations rather than quotations, because the deposit, the term and the rate all move with the specific Nissan, its provenance and your credit position. Financing at this level is underwritten car by car, so the true cost of Nissan GT-R lease purchase is set once a lender has seen both.
The table prices the Nissan GT-R Nismo, then the GT-R Premium. Change the car and the monthly payment moves with the list price, the deposit and the term rather than with anything we decide.
| Vehicle | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|
| Nissan GT-R Nismo | £150,000 | £37,500 (25%) | 48 months | £75,000 (50%) | 8.9% | £1,488 |
| Nissan GT-R Premium | £75,000 | £15,000 (20%) | 48 months | £41,250 (55%) | 8.9% | £772 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Nissan GT-R lease purchase finance calculator
Change the price, the deposit and the term to see what moves. The calculator runs the same amortisation as the table above, so the two can never disagree.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Select your vehicle and finance options, then click "Get Quote" to see your personalized finance breakdown and market analysis.
Which Yokohama models we place on Nissan GT-R lease purchase
We arrange Nissan GT-R lease purchase across the Nissan Motor Corporation range rather than on a shortlist of easy cars, but the structure does not fit every model equally. Our specialist lenders take new, pre-owned and classic Nissan cars alike, and the judgement in the table below comes from how each car has actually behaved at the end of a term rather than from what is easiest to place.
The Nissan GT-R Nismo suit Nissan GT-R lease purchase. The GT-R Premium does not, for the residual reason set out further down. Prices below are list, and a pre-owned GT-R Nismo is arranged on the same panel as a new one.
| Model | List from | Suits lease purchase | Why |
|---|---|---|---|
| GT-R Nismo | £150,000 | Yes | You keep the appreciation above the balloon |
| GT-R Premium | £75,000 | No | You carry the residual on a falling asset |
Each card opens the model page, where you can model Nissan GT-R lease purchase financing against that specific vehicle.
Nissan GT-R lease purchase deposit, term and balloon
Nissan GT-R lease purchase is built from three numbers. A deposit, typically 20% on a Nissan Motor Corporation car and payable from cash, a part exchange or equity in something you already own. A term, usually 48 months. And a agreed final balloon deferred to the end, which is what pulls the monthly payment down to the figures above.
You have three ways to deal with the balloon payment: settle it and take the Nissan outright, refinance it over a further term, or sell the car and clear it from the proceeds. Which of those is right is worth deciding before the agreement is written rather than in its final month. Early settlement part way through is allowed, with interest you have not yet run rebated. New, pre-owned and classic cars are all eligible, and Nissan sits inside the wider sports car finance and classic car finance market we work across.
Interest rates on a lease purchase agreement move with the term, the deposit and your credit profile, and financing a classic Nissan runs on the same agreement as a current one.
- £30,000 to £400,000
- Nissan deal range
- 1 of 2
- Models suited to lease purchase
- 20%
- Typical deposit
- 48 months
- Typical term
Arranged
On current residual behaviour
Moves with the car and your position
Indicative rates from 8.9% nominal
Why Nissan GT-R finance at this level goes through a panel
Nissan finance at this level is not a retail product and is not priced from a rate card. We are an independent credit broker rather than a lender, so Nissan GT-R lease purchase goes to the lenders on our panel that genuinely write against Nissan Motor Corporation cars, and what comes back reflects the individual car, its provenance and its specification rather than a headline rate.
Every Nissan finance figure on this page is computed from a real list price in our catalogue, from the GT-R Premium up to the GT-R Nismo, on the same amortisation the calculator runs. We publish no headline rate because every agreement is underwritten individually, and financing a Nissan Motor Corporation car turns on the asset at least as much as on the borrower.
Whether you arrive calling it Nissan car finance, sports car finance and classic car finance, or simply a monthly payment on a GT-R Premium, the four structures and the panel behind them are the same. We arrange bespoke finance across the UK, a classic car goes to the same underwriters as a new one, and the monthly payments quoted here are computed rather than advertised.
What we do on a Nissan that a dealer finance desk does not
- Place Nissan GT-R lease purchase across a panel rather than with one lender, so a decline on a Nissan starts the conversation rather than ending it
- Price new, pre-owned and classic Nissan cars on the same panel, including a GT-R Premium bought privately or a GT-R Nismo bought at auction
- Structure around Nissan Motor Corporation residual behaviour rather than against it, which is the whole of the argument on this marque
- Say when one of the other three structures suits your Nissan better, even where it is the one we place less often
How Nissan Motor Corporation residuals decide the balloon you agree
For most of its life the R35 GT-R was a fast car with ordinary residuals, and early cars reached the used market at prices that made them extraordinary value. The end of production reversed that. Final-edition and Nismo cars have firmed noticeably, and the broader R35 market has stopped falling, which is a different situation from the one a lender would have modelled five years ago.
The R34 Skyline GT-R is a separate market and one of the clearest appreciation stories anywhere in this catalogue. Cars that were worth £30,000 fifteen years ago are now routinely six figures, driven by scarcity in right-hand-drive markets and by a generation of buyers who have reached the point of being able to buy one.
The practical effect is that a Nissan finance conversation splits cleanly. Current cars are a conventional prestige-finance question. Anything R34 or earlier is a collector-asset question and is underwritten as one.
The R35 GT-R spent fifteen years depreciating and then stopped, and the R34 in front of it has become one of the strongest appreciating assets in performance cars.
| Direction | Cars | What it means for a lender |
|---|---|---|
| Holding or rising | Skyline GT-R R34, GT-R Nismo | A guaranteed future value is either declined outright or set below what the car is really worth, so the lender's protection is worth little here |
| Falling | GT-R Premium | Forecastable, so a guaranteed figure can be set and priced |
Market commentary rather than a valuation. Residual value is the largest single variable in a vehicle agreement and no broker can guarantee it. Lender posture on Nissan: Available on current GT-R, though the figures now lag a market that has stopped falling. Declined on R34 and earlier.
Nissan GT-R lease purchase against the other three structures
The four finance options are not interchangeable on a Nissan, and the reason is the one running through this whole page: who carries the residual. Personal Contract Purchase hands it to the lender through a guaranteed minimum future value. Lease Purchase leaves it with you behind a balloon payment you agree. Hire Purchase removes the question by amortising the full cost and ends in outright ownership. Equity Release is not a purchase structure at all, but a refinance against a Nissan you already hold.
- Works, with a caveat
Nissan Personal Contract Purchase
PCP is available on a current GT-R and the guaranteed figures now lag a market that has stopped falling, which is worth knowing before you choose it.
- Core structure
Nissan Hire Purchase
Hire purchase fits a GT-R better than any other structure, because the two things this marque's owners do most, modify the car and keep it, are the two things a guaranteed-value agreement penalises.
You are here
Nissan Lease Purchase
Works, with a caveatLease purchase is right on the R34 Skyline GT-R and on the firming Nismo, and marginal on a GT-R Premium, so the answer depends on which generation you are buying.
- Works, with a caveat
Nissan Equity Release
Equity release works on a Nissan almost entirely because of the R34 Skyline GT-R, which is one of the strongest refinance assets in this catalogue.
Ratings are our own view of how each structure behaves on Nissan, based on the residual evidence above rather than on which product is easiest to place.
Where lease purchase stops working on a Godzilla car
The R34 Skyline GT-R is one of the clearest appreciation stories in this catalogue. Cars worth £30,000 fifteen years ago are routinely six figures now, driven by scarcity in right-hand-drive markets, and no lender will set a guaranteed value against that. Lease purchase is therefore the structure that reaches these cars at all, alongside hire purchase, and the deferred balloon keeps the monthly cost proportionate. The residual risk you take on is a risk that has run one way for fifteen years.
The current cars split. The GT-R Nismo has firmed noticeably since production ended and guaranteed figures set from older data now lag the market, so agreeing your own balloon lets you capture the difference rather than hand it to a lender through an option you will never exercise. The GT-R Premium is more marginal. It has stopped falling rather than started rising, and on a car in that position an agreed balloon is a fair bet rather than a good one.
Modification is the specific limit here. The GT-R has a large modification culture and the used market pays reliably for standard cars, so a mapped or heavily altered example is worth less at the end of the term than the balloon may assume, and on lease purchase that shortfall is yours. Tell us about any changes at the outset so the final figure is set on the right basis.
If that is your position, Personal Contract Purchase is worth putting alongside this one before you decide.
Worth putting alongside this one
Nissan Personal Contract Purchase
On a GT-R Premium, where the market has stopped falling without turning upwards, a lender's guaranteed figure still costs you very little to hold and removes the only real risk in the deal.
Related Reading
Nissan GT-R lease purchase FAQs
Nissan GT-R Premium at £75,000 works out at roughly £772 a month on Lease Purchase, with £15,000 down at 20% and a 48 month term at 8.9% indicative nominal, leaving £41,250 deferred to the end. Dearer cars in the range scale up from there. Every figure is computed rather than quoted, so run your own before relying on it.
Because no lender will guarantee a future value on a car whose market has risen for fifteen years, which removes the guaranteed-value products entirely. That leaves hire purchase, which puts the whole price into the monthly payment, and lease purchase, which defers an agreed balloon. On a six-figure R34 the second is usually the only workable answer, and it leaves any further appreciation with you.
Marginally. The Premium has stopped falling rather than started rising, so an agreed balloon is not obviously wrong, but it is not obviously right either. A lender will still guarantee a figure on one, and taking that guarantee costs you very little while removing the only real risk. We would use lease purchase here mainly where you are certain you are keeping the car.
It can, so deal with it first. A lender needs the car registered in the UK with the import paperwork complete before the facility draws, and on an R34 the age-related documentation and chassis verification take longer than people expect. Get the credit view agreed while the import is in progress rather than afterwards, and the balloon can be discussed against a proper appraisal.
It rules out the cheaper end. Everything we arrange is unregulated commercial finance, which comfortably covers a GT-R Nismo, a good R34 and most GT-R Premium examples, but not the cheapest cars in the market. If you are below that threshold, a mainstream lender is the right route and we will tell you so rather than stretch the deal.