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Porsche911 Carrera S
2019-present (992 generation)
473 bhp
Power
3.3s 0-62mph
Acceleration
191 mph
Top Speed
From
£118,000
Up to £160,000 for high-spec models
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Porsche 911 Carrera S Specifications
The 992 generation 911 Carrera S is the middle of the standard 911 range, lifting the twin-turbo flat-six to 473 bhp with larger turbochargers, a wider rear track, and standard Sport Chrono on the revised 992.2 car. It is available as a coupe, a Cabriolet, and in four-wheel-drive Carrera 4S form. Specified sensibly it lands between £118,000 and £160,000, which places it squarely in the unregulated commercial finance bracket we arrange from £25,000 upwards.
Power
473 bhp
Torque
530 Nm
0-62 mph
3.3s
Top Speed
191 mph
Engine
3.0L Flat-6 Twin-Turbo
Transmission
8-speed PDK
Key Features
473 bhp twin-turbo flat-six
Coupe, Cabriolet, and Carrera 4S bodystyles
Sport Chrono standard on 992.2
Porsche Active Suspension Management
Rear-axle steering optional
Heritage
"The S suffix has separated the higher-output Carrera from the base car since the 997 generation, and on the 992 it remains the volume specification in the United Kingdom."
Calculate Your Porsche 911 Carrera S Finance
Get an instant quote for your Porsche 911 Carrera S. Choose from PCP, Hire Purchase, or Lease Purchase options.
Vehicle Config
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£
Lease Purchase
£
Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 20% deposit over 48 months:
From
£1,282 / month
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Finance the Porsche 911 Carrera S
Finance for the Porsche 911 Carrera S is unregulated commercial vehicle finance, arranged from £25,000 upwards through a panel of specialist commercial lenders. Hypercar Finance is the independent credit broker that structures agreements on Porsche AG cars produced at Stuttgart. The four products below are the structures we most commonly arrange for the 911 Carrera S: Hire Purchase, Lease Purchase, Personal Contract Purchase, and Equity Release.
Hire Purchase on the Porsche 911 Carrera S
Hire Purchase is a credit agreement under which the commercial lender retains legal title to the vehicle until the final payment is made, at which point ownership of the Porsche 911 Carrera Spasses outright to you. For the 911 Carrera S, our Hire Purchase agreements are arranged from £25,000 upwards as unregulated commercial finance, structured for company directors capitalising the car through a limited company, self-employed buyers, and high-net-worth individuals. As a specialist credit broker we structure the deal across a panel of commercial lenders rather than a single funder, which lets us match the agreement to the vehicle and your circumstances.
Hire Purchase on the Porsche 911 Carrera S typically requires a deposit of 10 to 20 percent (from £11,800) with terms of 24 to 60 months and no balloon payment at the end. There are no mileage restrictions, and you can service, modify, and use the 911 Carrera S as you wish for the duration of the agreement. The exit is simple: pay the final instalment and the Porsche AG 911 Carrera S is yours outright, with the lender releasing legal title on settlement.
Lease Purchase on the Porsche 911 Carrera S
Lease Purchase is a credit agreement structured around a final balloon payment, calculated against the vehicle's projected residual value at the end of the term. The Lease Purchase structure keeps the monthly outlay on a Porsche 911 Carrera S lower than Hire Purchase because part of the principal is deferred to the balloon. You take legal ownership from the first payment, and the agreement runs as unregulated commercial finance from £25,000 upwards through the same panel of specialist commercial lenders. It is the most common structure we arrange for collector-grade Porsche cars where the lender and the credit broker can agree a realistic residual value upfront.
At the end of a Lease Purchase term on the 911 Carrera S you have three options: pay the balloon outright to settle the agreement and retain the Porsche 911 Carrera S, refinance the balloon over a further term with the same or a different commercial lender, or sell or part-exchange the 911 Carrera S and use any equity above the balloon as the deposit on your next agreement. There are no mileage limits on a Lease Purchase, which suits owners who intend to drive the Porsche AG 911 Carrera S rather than store it.
Personal Contract Purchase on the Porsche 911 Carrera S
Personal Contract Purchase is a credit agreement that combines a deposit, fixed monthly payments, and an optional final purchase amount known as the Guaranteed Minimum Future Value, with the lender taking on the residual risk. Personal Contract Purchase, commonly shortened to PCP, is most often used on current-model Porsche vehicles where the commercial lender is comfortable setting a Guaranteed Minimum Future Value at the outset. The monthly payment is lower than Hire Purchase because a meaningful portion of the principal is deferred to the GMFV, and the lender takes back the residual risk at the end. Our PCP agreements on the Porsche 911 Carrera S are arranged as unregulated commercial finance from £25,000 upwards through specialist commercial lenders comfortable with this asset class.
Personal Contract Purchase terms on the Porsche 911 Carrera S typically include a mileage allowance agreed at the outset and a condition clause covering wear and tear. At the end of the term you have three choices: hand the 911 Carrera S back to the lender at no further cost (the Guaranteed Minimum Future Value protects you if depreciation has exceeded expectations), pay the GMFV to take outright ownership, or part-exchange the 911 Carrera S for another car and use any equity above the GMFV as the deposit on the next agreement.
Equity Release on the Porsche 911 Carrera S
Equity Release is a refinancing arrangement under which a commercial lender provides a new credit agreement secured against a Porsche 911 Carrera S you already own, releasing the difference between the vehicle's current market value and any outstanding finance as cash. For owners of a 911 Carrera S where the asset has appreciated, or has been held free of finance for several years, Equity Release unlocks the value of the car without selling it. We arrange the new agreement through the same panel of specialist commercial lenders as our Hire Purchase, Lease Purchase, and Personal Contract Purchase deals, structured as unregulated commercial finance from £25,000 upwards.
Equity Release on a Porsche AG 911 Carrera S is most useful where the current market value materially exceeds the original purchase price, typical on heritage and limited-build Porsche cars, or where an existing Hire Purchase or Lease Purchase agreement has built equity that can be more efficiently redeployed. The refinanced agreement runs in place of the previous credit broker arrangement, and our underwriting team works with you to model the cash-flow impact before you commit. Cash released can fund the next vehicle, a property purchase, working capital for a business, or any other requirement.
Porsche 911 Carrera S Finance FAQs
Porsche 911 Carrera S prices start from around £118k and can reach £160k for high-spec examples. Monthly finance payments depend on your deposit, term length, and chosen finance product. Use our calculator above for an instant quote.
Deposits typically range from 10% to 30% of the vehicle value. For a Porsche 911 Carrera S at £118k, this would be approximately £12k to £35k.
The Porsche 911 Carrera S produces 473 bhp from its 3.0L Flat-6 Twin-Turbo, accelerating from 0-62mph in 3.3s 0-62mph with a top speed of 191 mph. The S suffix has separated the higher-output Carrera from the base car since the 997 generation, and on the 992 it remains the volume specification in the United Kingdom.
Yes, we can arrange finance for both new and pre-owned Porsche 911 Carrera S vehicles. Used examples may offer better value, and we can provide competitive rates for vehicles of various ages and mileages.
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