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Ferrari12Cilindri
2025-present
830 bhp
Power
2.9s 0-62mph
Acceleration
211 mph
Top Speed
From
£335,000
Up to £410,000 for high-spec models
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Ferrari 12Cilindri Specifications
The Ferrari 12Cilindri is Ferrari's most powerful naturally-aspirated V12 road car ever, representing the pinnacle of the Prancing Horse's front-engined grand tourer lineage. Delivering 830 bhp from its iconic 6.5-litre V12, it succeeds the legendary 812 Superfast with revolutionary design and cutting-edge technology.
Power
830 bhp
Torque
678 Nm
0-62 mph
2.9s
Top Speed
211 mph
Engine
6.5L V12 Naturally Aspirated
Transmission
8-speed dual-clutch
Key Features
Most powerful naturally-aspirated V12 ever
Front-mid engine layout
Virtual Short Wheelbase 3.0
Active aerodynamics
Available as Spider variant
Heritage
"The 12Cilindri carries forward Ferrari's 75-year tradition of front-mounted twelve-cylinder masterpieces, from the 250 GT through to the 812 Competizione, now reimagined for a new generation of enthusiasts."
Calculate Your Ferrari 12Cilindri Finance
Get an instant quote for your Ferrari 12Cilindri. Choose from PCP, Hire Purchase, or Lease Purchase options.
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Finance the Ferrari 12Cilindri
Finance for the Ferrari 12Cilindri is unregulated commercial vehicle finance, arranged from £25,000 upwards through a panel of specialist commercial lenders. Hypercar Finance is the independent credit broker that structures agreements on Ferrari S.p.A. cars produced at Maranello, the Prancing Horse marque. The four products below are the structures we most commonly arrange for the 12Cilindri: Hire Purchase, Lease Purchase, Personal Contract Purchase, and Equity Release.
Hire Purchase on the Ferrari 12Cilindri
Hire Purchase is a credit agreement under which the commercial lender retains legal title to the vehicle until the final payment is made, at which point ownership of the Ferrari 12Cilindripasses outright to you. For the 12Cilindri, our Hire Purchase agreements are arranged from £25,000 upwards as unregulated commercial finance, structured for company directors capitalising the car through a limited company, self-employed buyers, and high-net-worth individuals. As a specialist credit broker we structure the deal across a panel of commercial lenders rather than a single funder, which lets us match the agreement to the vehicle and your circumstances.
Hire Purchase on the Ferrari 12Cilindri typically requires a deposit of 10 to 20 percent (from £33,500) with terms of 24 to 60 months and no balloon payment at the end. There are no mileage restrictions, and you can service, modify, and use the 12Cilindri as you wish for the duration of the agreement. The exit is simple: pay the final instalment and the Ferrari S.p.A. 12Cilindri is yours outright, with the lender releasing legal title on settlement.
Lease Purchase on the Ferrari 12Cilindri
Lease Purchase is a credit agreement structured around a final balloon payment, calculated against the vehicle's projected residual value at the end of the term. The Lease Purchase structure keeps the monthly outlay on a Ferrari 12Cilindri lower than Hire Purchase because part of the principal is deferred to the balloon. You take legal ownership from the first payment, and the agreement runs as unregulated commercial finance from £25,000 upwards through the same panel of specialist commercial lenders. It is the most common structure we arrange for collector-grade Ferrari cars where the lender and the credit broker can agree a realistic residual value upfront.
At the end of a Lease Purchase term on the 12Cilindri you have three options: pay the balloon outright to settle the agreement and retain the Ferrari 12Cilindri, refinance the balloon over a further term with the same or a different commercial lender, or sell or part-exchange the 12Cilindri and use any equity above the balloon as the deposit on your next agreement. There are no mileage limits on a Lease Purchase, which suits owners who intend to drive the Ferrari S.p.A. 12Cilindri rather than store it.
Personal Contract Purchase on the Ferrari 12Cilindri
Personal Contract Purchase is a credit agreement that combines a deposit, fixed monthly payments, and an optional final purchase amount known as the Guaranteed Minimum Future Value, with the lender taking on the residual risk. Personal Contract Purchase, commonly shortened to PCP, is most often used on current-model Ferrari vehicles where the commercial lender is comfortable setting a Guaranteed Minimum Future Value at the outset. The monthly payment is lower than Hire Purchase because a meaningful portion of the principal is deferred to the GMFV, and the lender takes back the residual risk at the end. Our PCP agreements on the Ferrari 12Cilindri are arranged as unregulated commercial finance from £25,000 upwards through specialist commercial lenders comfortable with this asset class.
Personal Contract Purchase terms on the Ferrari 12Cilindri typically include a mileage allowance agreed at the outset and a condition clause covering wear and tear. At the end of the term you have three choices: hand the 12Cilindri back to the lender at no further cost (the Guaranteed Minimum Future Value protects you if depreciation has exceeded expectations), pay the GMFV to take outright ownership, or part-exchange the 12Cilindri for another car and use any equity above the GMFV as the deposit on the next agreement.
Equity Release on the Ferrari 12Cilindri
Equity Release is a refinancing arrangement under which a commercial lender provides a new credit agreement secured against a Ferrari 12Cilindri you already own, releasing the difference between the vehicle's current market value and any outstanding finance as cash. For owners of a 12Cilindri where the asset has appreciated, or has been held free of finance for several years, Equity Release unlocks the value of the car without selling it. We arrange the new agreement through the same panel of specialist commercial lenders as our Hire Purchase, Lease Purchase, and Personal Contract Purchase deals, structured as unregulated commercial finance from £25,000 upwards.
Equity Release on a Ferrari S.p.A. 12Cilindri is most useful where the current market value materially exceeds the original purchase price, typical on heritage and limited-build Ferrari cars, or where an existing Hire Purchase or Lease Purchase agreement has built equity that can be more efficiently redeployed. The refinanced agreement runs in place of the previous credit broker arrangement, and our underwriting team works with you to model the cash-flow impact before you commit. Cash released can fund the next vehicle, a property purchase, working capital for a business, or any other requirement.
Ferrari 12Cilindri Finance FAQs
Ferrari 12Cilindri prices start from around £335k and can reach £410k for high-spec examples. Monthly finance payments depend on your deposit, term length, and chosen finance product. Use our calculator above for an instant quote.
Deposits typically range from 10% to 30% of the vehicle value. For a Ferrari 12Cilindri at £335k, this would be approximately £34k to £101k.
The Ferrari 12Cilindri produces 830 bhp from its 6.5L V12 Naturally Aspirated, accelerating from 0-62mph in 2.9s 0-62mph with a top speed of 211 mph. The 12Cilindri carries forward Ferrari's 75-year tradition of front-mounted twelve-cylinder masterpieces, from the 250 GT through to the 812 Competizione, now reimagined for a new generation of enthusiasts.
Yes, we can arrange finance for both new and pre-owned Ferrari 12Cilindri vehicles. Used examples may offer better value, and we can provide competitive rates for vehicles of various ages and mileages.
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