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Ferrari F8 Tributo Finance
2019-present
720 bhp
Power
2.9s 0-62mph
Acceleration
211 mph
Top Speed
Finance from
£2,642 a month
Indicative, on Lease Purchase
List price
£213,000
Specified to £280,000
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F8 Tributo finance from £2,642 a month
- £2,642
- Per month
- £42,600
- Deposit
- 720 bhp
- Power
- 9.9%
- Indicative rate
Lease Purchase, 48 months
20% of £213,000
3.9L V8 Twin-Turbo
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £213,000 list price at 9.9% nominal over 48 months.
An F8 Tributo comes to £4,314 a month on Hire Purchase against a 20% deposit of £42,600 spread over 48 months, and most cars we fund now sell for less than the £213,000 the model listed at, which pulls that figure down again. The 296 family has taken over the mid-engined V8 slot at Maranello, so the price correction that follows a successor is behind this car rather than ahead of it. You buy afterwards.
Ferrari F8 Tributo finance deals and what they cost
Supercar finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Ferrari F8 Tributo three ways, on a 20% deposit of £42,600 over 48 months at an indicative 9.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Ferrari F8 Tributo | Hire Purchase | £213,000 | £42,600 (20%) | 48 months | None | 9.9% | £4,314 |
| Ferrari F8 Tributo | Lease Purchase | £213,000 | £42,600 (20%) | 48 months | £97,980 (46%) | 9.9% | £2,642 |
| Ferrari F8 Tributo | Personal Contract Purchase | £213,000 | £42,600 (20%) | 48 months | £76,680 (36%) | 9.9% | £3,005 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £4,314 and the only row with no final payment to plan for. Lease Purchase defers £97,980 to a final balloon, taking £1,672 a month off. Personal Contract Purchase looks similar and differs underneath, because that final payment is a Guaranteed Minimum Future Value the lender stands behind rather than a balloon you have agreed to pay.
Ferrari put 720 bhp through a 3.9-litre twin-turbo V8 in the F8 Tributo and then stopped building that kind of car. The engine had collected international honours four seasons running by the time this version of it arrived in 2019, and it is the last mid-engined Ferrari V8 to run without a battery in the loop. Funding a model in that position is a different exercise from funding a current one, because the successor question has been answered rather than left hanging over the agreement.
Supersession is the single event that resets a supercar's price, and for the F8 it has already occurred. A funder assessing this car reads several years of completed transactions rather than a projection, and the balance it has to write down across a term is smaller in absolute terms than on a new berlinetta. Neither of those things makes the F8 cheap. They make it predictable, and predictability is what decides how much of the price a funder will let you defer.
The F8 is a heavy revision of the 488 GTB rather than a clean-sheet design, and saying that plainly caps an argument buyers often make. Run-out models are supposed to carry a last-of-the-line premium, and that premium attaches to cars with a standalone identity. What the F8 has instead is the most developed version of a platform Ferrari spent a decade refining, with the S-Duct nose, Side Slip Control 6.1 and the Dynamic Enhancer, and development is something a funder can actually value.
Calculate your F8 Tributo finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a F8 Tributo. Car finance on a £213,000 asset is priced on the car as much as on you.
Vehicle Config
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£
Lease Purchase
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Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 20% deposit over 48 months:
From
£2,642 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Ferrari F8 Tributo
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £4,314 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £2,642 | £97,980 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | £3,005 | £76,680 guaranteed | Optional, on paying the GMFV | You want the lender rather than you to carry the residual risk |
Computed at 9.9% over 48 months on a 20% deposit.
Our answer on the F8 Tributo is Hire Purchase. Hire Purchase finishes with the F8 Tributo in your name and nothing left to settle, and this far along the car's price curve the money you save by deferring a balloon is worth less than the freedom you give up to do it.
Lease Purchase is the better call if the monthly figure is the binding constraint and you already expect to change the car inside four years. It drops the commitment to £2,642 by holding £97,980 back to the end, which you then settle, refinance or clear by selling. On an F8 that plan works provided the deferred figure is set against the coupe market and not a hopeful number.
If you came here looking for Ferrari F8 Tributo leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a F8 Tributo: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Ferrari is two residual markets sharing a badge, and the finance structure that fits one of them does not fit the other. The Ferrari F8 Tributo sits inside that position as a superseded series car working its way down toward its floor, which is where the value in the deal usually is.
What a lender sees in the Ferrari F8 Tributo
A commercial lender underwrites the Ferrari F8 Tributo as an asset before it underwrites you as a borrower. The engine is where that starts: a 3.9L V8 Twin-Turbo engine producing 720 bhp, with 2.9s 0-62mph and 211 mph, puts this car in a category a specialist lender recognises. A F8 Tributo at £213,000 and specified to £280,000 is also not one asset with one value, and options rarely come back at what they cost.
| F8 Tributo | |
|---|---|
| Engine | 3.9L V8 Twin-Turbo |
| Power | 720 bhp |
| Torque | 770 Nm |
| 0-62mph | 2.9s 0-62mph |
| Top speed | 211 mph |
| Transmission | 7-speed dual-clutch |
| Drivetrain | RWD |
| List price | £213,000 |
| Specified to | £280,000 |
| Production | 2019-present |
The 3.9-litre unit is shared across the 488 and F8 generations, so independent specialists know it and parts move freely. That matters to a funder for an unglamorous reason: its recovery position on a defaulted agreement is stronger when the asset can be serviced and sold outside a single dealer network, and it shows up as a wider panel willing to quote rather than as a headline rate.
Bodywork is where this car loses money quietly. The S-Duct nose section and the Lexan engine cover are not inexpensive panels, and a recorded structural repair does more damage to an F8 valuation than fifteen thousand miles would. Underwriters ask for the vehicle record before they ask for the odometer reading, and on this model that order of priority is correct.
Ferrari listed the F8 Tributo from £213,000 and a car specified through the personalisation programme with carbon exterior and interior packs reached £280,000. On a used example the market has already resolved that gap, which is one of the few places where buying superseded genuinely simplifies the paperwork: you pay an observed price for a specified car rather than an invoice a funder will only partly recognise.
F8 Tributo features that bear on the valuation
- Award-winning V8 engine
- S-Duct aerodynamics
- Side Slip Control 6.1
- Ferrari Dynamic Enhancer
- Lexan rear screen
What a lender wants to see on a F8 Tributo
- Unbroken Ferrari main dealer or approved specialist servicing, with every annual inspection stamped
- The build sheet, so the personalisation and carbon options fitted can be priced rather than assumed
- A vehicle report clear of outstanding finance, insurance markers and recorded structural repair
- Where the car stands in Ferrari's seven-year maintenance programme, and whether it has been extended
- Written confirmation that the car is a Tributo coupe rather than a Spider, because the two are valued apart
Financing a used Ferrari F8 Tributo
Every F8 Tributo we place is a used car in practice, and the population is large enough that you can afford to be selective. Colour and specification move this model more than buyers expect. A car in a mainstream colour with the racing seats, the lifting nose and a sensible wheel choice finds its next owner at the end of your term, and one in a difficult combination sits. The specification you accept today sets the deferred figure you can negotiate.
What the underwriter wants is a continuous record and a clean title. Main dealer stamps from new, a vehicle check clear of outstanding finance and insurance markers, and evidence of who has owned the car. Mileage in the low tens of thousands does not trouble a funder on this engine. A twelve-month hole in the service history does, and it will cost you more in deposit than any amount of use would.
Pre-owned cars price the same way with smaller numbers. A used F8 Tributo at £98,000, on the same 20% deposit and 9.9% rate, comes to £1,985 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Ferrari F8 Tributo holds its value
The F8 has followed the 488 rather than the 458, and the distinction matters when you are setting expectations. The 458 Italia was the last naturally aspirated mid-engined V8 and has behaved accordingly, firming as the market worked out what it was. The turbocharged cars that came after it took a conventional path downward, and the F8 sits on that path, some way along it and closer to flat than it stood when the 296 GTB was announced.
The variant worth watching in this family is not the Spider but the Tributo's relationship with its replacement. Ferrari now sells a car with fewer cylinders at a higher price, and while that gap holds, the F8 reads as the affordable route into a mid-engined Ferrari. Buyers who financed one through the arrival of the 296 have already absorbed the adjustment a new model brings. Buyers arriving now are not carrying that risk at all.
Ferrari replaced this car three years ago, and that is precisely why it is now the cheapest honest route into a mid-engined V8 from Maranello.
Everything here about the F8 Tributo market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Ferrari you are buying.
Part exchange and settlement on a Ferrari F8 Tributo
Three things can happen at the end of a Lease Purchase term on a Ferrari F8 Tributo, and it is worth knowing which you are planning for. You settle the £97,980 balloon and keep the car, you refinance it over a further term, or you part exchange the F8 Tributo and take whatever sits above the balloon as equity toward the next one.
A V8 Ferrari is meaningfully cheaper to run across four years than the twelve-cylinder cars in the same showroom. Service intervals are long, parts are common to a large production run, and tyres do not need replacing every few thousand miles unless the car is used hard. Insurance sits where 720 bhp and rear-wheel drive put it, and that is the line in the budget most people underestimate before they own one.
The seven-year maintenance package Ferrari includes from registration expires partway through a term on most F8s reaching the market now, because the earliest cars were registered in 2019. Establishing exactly where a specific car sits in that programme, and what extending it costs, changes the total cost of a 48-month agreement more than the difference between two funders' rates ever will.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the F8 Tributo is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the F8 Tributo.
How we arrange Ferrari F8 Tributo finance
Tell us about the car
Specification, mileage, history and where you are buying the F8 Tributo. On a £213,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Ferrari paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 20% deposit of £42,600 over 48 months is our starting point on the F8 Tributo.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most F8 Tributo agreements complete inside a week, anywhere in the United Kingdom.
Other Prancing Horse models we finance
The Ferrari F8 Tributo sits at £213,000 in a range we finance end to end. Either side of it are the Roma at £199,355 and the 296 GTB at £241,560, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Ferrari cars we arrange finance deals on are the Ferrari 296 GTB, the Ferrari SF90 Stradale, the Ferrari Roma, the Ferrari Purosangue, the Ferrari 812 Superfast, the Ferrari 12Cilindri and the Ferrari LaFerrari, each with its own page and payment table, because a lender does not price a range, it prices a car.
Ferrari F8 Tributo finance FAQs
Taking the £213,000 list price, a 20% deposit of £42,600, a 48 month term and an indicative 9.9%, the F8 Tributo works out at £4,314 on Hire Purchase and £2,642 on Lease Purchase with £97,980 sitting at the end. Since production finished, the cars we actually fund are used and priced below list, so put the real asking price of the car in front of you into the calculator rather than working from the launch figure.
Yes, and it is the structure we write most often on this model. A funder advances £213,000 less your £42,600 and recovers it across 48 months with the car as security, and nothing about a superseded V8 berlinetta troubles that arithmetic. You finish owning the car outright, which matches the profile of F8 buyer we see most: somebody who wanted this specific engine and has no intention of moving on from it quickly.
Treat it as a car first. The F8 is a series model built in volume, and series turbocharged Ferraris have taken a conventional path down rather than up. The naturally aspirated 458 that preceded the turbo era is the one whose market firmed, and this is not that car. What the F8 offers a buyer today is that the largest part of its correction happened before you arrived, which is a more useful proposition than appreciation and a far more reliable one.
20% of the price, or £42,600 against a £213,000 car, is the level at which the widest panel of commercial funders will quote and it is where we start. Putting in more reduces £4,314 proportionally and strengthens your position on rate. Putting in less is achievable on a strong covenant, though on a used F8 the funder will expect the deposit to cover any distance between what you are paying and its own view of the car.
The service file, the title and the panels, in that order. Continuous main dealer or approved specialist history from 2019 onward, a vehicle report clear of finance and insurance markers, and a physical inspection of the S-Duct nose and front clam, which are the expensive parts of this bodyshell. Establish where the car stands in Ferrari's maintenance programme as well, because that single answer moves four-year running costs more than a point of rate does.
They are different agreements as much as different cars. The 296 GTB is current, so a funder forecasts its value and will guarantee a figure if you want one. The F8 is finished, so its value is observed rather than predicted and the sum at risk is smaller. If you want the lower monthly commitment and a twin-turbo V8 with no hybrid hardware, take the F8. If you want factory warranty, current technology and the option of handing the car back, order the 296.
Ferrari finance by structure
This page covers the F8 Tributo. For how each structure behaves across the Prancing Horse range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Ferrari F8 Tributo?
Tell us about the car and we will come back with terms from the commercial lenders that write Ferrari paper. From £2,642 a month on Lease Purchase.