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Porsche Taycan Turbo S Finance
2019-present
761 bhp
Power
2.8s 0-62mph
Acceleration
162 mph
Top Speed
Finance from
£1,650 a month
Indicative, on Lease Purchase
List price
£160,000
Specified to £200,000
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Taycan Turbo S finance from £1,650 a month
- £1,650
- Per month
- £24,000
- Deposit
- 761 bhp
- Power
- 8.9%
- Indicative rate
Lease Purchase, 48 months
15% of £160,000
Dual Electric Motors
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £160,000 list price at 8.9% nominal over 48 months.
A Taycan Turbo S is £1,650 a month on Lease Purchase, on a £160,000 car with £24,000 paid up front, run to 48 months at 8.9% nominal, deferring £99,200 to the end. Hire Purchase clears everything at £3,378 and PCP sits at £1,928. This is Porsche's flagship electric saloon, 761 bhp through four doors, and the structure that fits depends almost entirely on whether you intend to keep it.
Porsche Taycan Turbo S finance deals and what they cost
Car finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Porsche Taycan Turbo S three ways, on a 15% deposit of £24,000 over 48 months at an indicative 8.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Porsche Taycan Turbo S | Hire Purchase | £160,000 | £24,000 (15%) | 48 months | None | 8.9% | £3,378 |
| Porsche Taycan Turbo S | Lease Purchase | £160,000 | £24,000 (15%) | 48 months | £99,200 (62%) | 8.9% | £1,650 |
| Porsche Taycan Turbo S | Personal Contract Purchase | £160,000 | £24,000 (15%) | 48 months | £83,200 (52%) | 8.9% | £1,928 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £3,378 and the only row with no final payment to plan for. Lease Purchase defers £99,200 to a final balloon, taking £1,728 a month off. Personal Contract Purchase looks similar and differs underneath, because that final payment is a Guaranteed Minimum Future Value the lender stands behind rather than a balloon you have agreed to pay.
Seven hundred and sixty one brake horsepower and 1,050 Nm from two motors, a 93.4 kWh battery, 350 kW charging and a two-speed rear gearbox that releases the full output on demand. The Turbo S was the car that made the rest of the industry take the Taycan seriously, and it did it with four doors and a boot. At £160,000 it is priced against 911 Turbo money and it is a completely different proposition to live with.
The used market for a flagship electric saloon is thinner than the market for the cars beneath it, and thin markets are what a lender discounts. There are simply fewer buyers looking to spend six figures on a four year old electric car than there are looking to spend half that. It does not make the Turbo S hard to fund. It makes the deposit and the structure matter more than they do on an entry Taycan.
Working in the opposite direction is the badge. Porsche holds the strongest residual position of any marque we finance, and lenders apply that view across the range rather than car by car, which means a Taycan Turbo S is treated more generously than the same specification of electric saloon from a marque without that record. The practical effect is a larger figure deferred to the end of the term and a smaller one paid each month.
Calculate your Taycan Turbo S finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a Taycan Turbo S. Car finance on a £160,000 asset is priced on the car as much as on you.
Vehicle Config
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Lease Purchase
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Indicative Lease Purchase payment for this vehicle, based on a 15% deposit over 48 months:
From
£1,750 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Porsche Taycan Turbo S
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £3,378 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £1,650 | £99,200 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | £1,928 | £83,200 guaranteed | Optional, on paying the GMFV | You want the lender rather than you to carry the residual risk |
Computed at 8.9% over 48 months on a 15% deposit.
Our answer on the Taycan Turbo S is Lease Purchase. Lease Purchase defers £99,200 rather than asking a lender to guarantee it, and because a lender always sets its guaranteed figure below its own expectation, the gap between the two is at its widest on a car like this one.
PCP at £1,928 is the better structure if there is any chance you will want out at 48 months. The lender guarantees £83,200 and absorbs the difference if the flagship electric market softens, which on a car of this specification is a real and entirely reasonable thing to insure against.
If you came here looking for Porsche Taycan Turbo S leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a Taycan Turbo S: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Porsche is the one marque here where every one of the four structures genuinely works, because Stuttgart produces both the most forecastable and the most appreciating cars in this catalogue. The Porsche Taycan Turbo S sits inside that position as a series-production car with enough of a sales record behind it for a lender to forecast.
What a lender sees in the Porsche Taycan Turbo S
A commercial lender underwrites the Porsche Taycan Turbo S as an asset before it underwrites you as a borrower. The engine is where that starts: a Dual Electric Motors engine producing 761 bhp, with 2.8s 0-62mph and 162 mph, puts this car in a category a specialist lender recognises. A Taycan Turbo S at £160,000 and specified to £200,000 is also not one asset with one value, and options rarely come back at what they cost.
| Taycan Turbo S | |
|---|---|
| Engine | Dual Electric Motors |
| Power | 761 bhp |
| Torque | 1050 Nm |
| 0-62mph | 2.8s 0-62mph |
| Top speed | 162 mph |
| Transmission | 2-speed automatic |
| Drivetrain | AWD |
| List price | £160,000 |
| Specified to | £200,000 |
| Production | 2019-present |
The 93.4 kWh pack is the asset within the asset. Its state of health at the end of 48 months determines what the car is worth, and unlike an engine there is a number for it that a Porsche Centre can produce on demand. Lenders have moved quickly on this, and a battery report is now a standard request on a used Turbo S rather than an unusual one.
Two point eight seconds to sixty two miles an hour in a car weighing what this one weighs is hard on tyres and on brakes, and both are large items at this size. A valuer looking at a Turbo S checks the tyres first, because a car sitting on a mismatched or budget set has been run cheaply, and that rarely stops at the tyres.
Charging behaviour matters here more than on the lesser Taycans, because the Turbo S is the car most likely to be used hard and charged fast. A history dominated by 350 kW DC sessions is not a fault, and it is a fact a lender would rather know than discover. Where a car has been mostly home charged on a domestic wallbox, that is worth documenting because it supports the valuation.
Taycan Turbo S features that bear on the valuation
- 800V architecture
- 2-speed rear gearbox
- 93.4 kWh battery
- Adaptive air suspension
- 350kW fast charging
What a lender wants to see on a Taycan Turbo S
- A dated high voltage battery state of health report, ideally within the last three months
- Written confirmation that the battery warranty transfers with remaining time and mileage
- Full Porsche history including applied software and high voltage system updates
- Tyre specification and condition across all four corners, matched rather than mixed
- A clear finance and damage record, with any repair evidenced by an approved bodyshop
Financing a used Porsche Taycan Turbo S
A pre-owned Turbo S represents one of the largest discounts available anywhere in the Porsche range, and it is why a large share of the agreements we write on this model are on used cars. The performance does not age, the 800-volt hardware has not dated the way early electric cars did, and the second buyer has let somebody else pay for the first and steepest part of the curve.
The file a lender wants is short and non-negotiable: a current battery state of health report, evidence that the high voltage warranty transfers with remaining time and mileage, full Porsche service history including software updates, and a clear finance and damage record. A Turbo S missing the battery report is the one case in this range where we would tell you to obtain it before we approach anybody.
Pre-owned cars price the same way with smaller numbers. A used Taycan Turbo S at £99,000, on the same 15% deposit and 8.9% rate, comes to £2,090 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Porsche Taycan Turbo S holds its value
Flagship electric cars have been the hardest hit part of the used market over the last few years and the Taycan Turbo S was not exempt. Cars first registered in 2020 and 2021 changed hands during 2023 and 2024 at a fraction of their original list prices, which is a painful sentence for a first owner and a useful one for a second. The pace of that decline has slowed markedly since.
The reason for cautious optimism is that the Turbo S has aged better technically than almost any electric car of its era. The 800-volt architecture that made it charge quickly in 2020 still makes it charge quickly, and the two-speed gearbox remains unusual. Cars that stay competitive on the specification sheet tend to find a floor sooner, and lenders have begun to reflect that in what they will defer.
On a Taycan Turbo S the battery report is the service history. A car without one is not unfundable, it is unvalued, and those are two different problems.
Everything here about the Taycan Turbo S market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Porsche you are buying.
Part exchange and settlement on a Porsche Taycan Turbo S
Three things can happen at the end of a Lease Purchase term on a Porsche Taycan Turbo S, and it is worth knowing which you are planning for. You settle the £99,200 balloon and keep the car, you refinance it over a further term, or you part exchange the Taycan Turbo S and take whatever sits above the balloon as equity toward the next one.
The running costs are the opposite shape to a combustion flagship. No oil, no clutch, no exhaust and electricity instead of fuel, set against tyres that go quickly under 1,050 Nm and a great deal of mass, insurance at performance saloon rates, and suspension components working hard. Across 48 months the total is usually lower than a 911 Turbo and it arrives in entirely different places.
Software is the item people forget. The Taycan has received substantial over the air and workshop updates through its life, and a car that has had them applied performs and charges better than one that has not. It is a service record item now, and a lender treats a car with a complete software history much as it treats one with a complete oil service history.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the Taycan Turbo S is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the Taycan Turbo S.
How we arrange Porsche Taycan Turbo S finance
Tell us about the car
Specification, mileage, history and where you are buying the Taycan Turbo S. On a £160,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Porsche paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 15% deposit of £24,000 over 48 months is our starting point on the Taycan Turbo S.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most Taycan Turbo S agreements complete inside a week, anywhere in the United Kingdom.
Other models from Stuttgart we finance
The Porsche Taycan Turbo S sits at £160,000 in a range we finance end to end. Either side of it are the Cayenne Turbo GT at £158,000 and the Panamera Turbo S E-Hybrid at £161,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Porsche cars we arrange finance deals on are the Porsche 911 Carrera, the Porsche 911 Carrera S, the Porsche 911 GT3, the Porsche 911 GT3 RS, the Porsche 911 Turbo, the Porsche 911 Turbo S, the Porsche 918 Spyder, the Porsche Taycan, the Porsche Carrera GT, the Porsche 718 Cayman GT4 RS, the Porsche Cayenne, the Porsche Cayenne Turbo GT, the Porsche Macan, the Porsche Macan Electric Turbo and the Porsche Panamera Turbo S E-Hybrid, each with its own page and payment table, because a lender does not price a range, it prices a car.
Porsche Taycan Turbo S finance FAQs
Against the £160,000 list price with £24,000 down and 48 months at 8.9% nominal, Lease Purchase is £1,650 a month with £99,200 to settle at the end, PCP is £1,928 with £83,200 guaranteed, and Hire Purchase is £3,378. Most Turbo S agreements we arrange are on used cars well under the list price, so the calculator against a real asking price will give you a far more useful number.
On a used car, routinely, and we would ask for one even where the lender does not. A Porsche Centre can produce a state of health figure for the 93.4 kWh pack, and that figure is now the single largest input into what a four year old Turbo S is worth. A recent report supports the valuation and speeds the case up. An absent one leaves the lender estimating, and lenders estimate conservatively.
Yes, and it is where most of this model's finance activity now sits. The discount on an early car is substantial and the hardware has aged well, so the asset a lender is lending against is stronger than the price suggests. Bring the battery report, the warranty transfer confirmation, full Porsche history and a clear damage record, and a 48 month agreement is straightforward to place.
15% of the £160,000 list, or £24,000, is our starting point, and more is worth considering on this specific car. A flagship electric saloon has a narrower resale audience than the cars below it, so the early part of the agreement is where negative equity is most likely and the deposit is what prevents it. On a used Turbo S bought well, a smaller contribution is often perfectly sensible.
No. It is a series-built electric flagship and it has behaved like one, with early cars changing hands during 2023 and 2024 far below their original list prices. What has improved is the outlook: the technology has held up, the decline has slowed, and a car bought used today starts from a much more defensible position. Own it because it is extraordinary to drive, and structure it so the residual belongs to somebody by agreement rather than by accident.
Yes, and it is the most common way this car is funded. This is business finance rather than a consumer agreement, so the lender underwrites the company and the asset together and the vehicle is capitalised on the balance sheet. Electric cars carry a different benefit in kind position from combustion cars, which is frequently the reason a director chooses one, but that is a question for your accountant and not for us.
Porsche finance by structure
This page covers the Taycan Turbo S. For how each structure behaves across the Stuttgart range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Porsche Taycan Turbo S?
Tell us about the car and we will come back with terms from the commercial lenders that write Porsche paper. From £1,650 a month on Lease Purchase.