Works, with a caveat
Aston Martin Lease Purchase Finance
Gaydon on a monthly payment, from a Vantage to a Valkyrie, with the final balloon deferred to a date you choose
Indicative monthly payment from
£1,737a month
Based on Aston Martin Vantage at £165,000, arranged as Lease Purchase at 9.9% nominal.
- Deposit
- £33,000
- Term
- 48
- Final payment
- £94,050
20%
months
57%
Indicative and not a quotation. Computed at render time from the car's real list price on the same amortisation the calculator runs.
An Aston Martin goes on a monthly payment built from a deposit, a term across the balance and a final balloon held back to the end. Aston Martin lease purchase is what reaches the Valkyrie and the collector back catalogue, where deferring that balloon keeps a car of that price holdable. Clear the balloon and the car is yours, whether from reserves, a refinance or the sale proceeds.
We arrange Aston Martin lease purchase across 5 current and recent Aston Martin Lagonda models, from the Vantage at around £165,000 to the Valkyrie at £2,500,000. Every figure on this page is computed from those real list prices by the same finance calculator you can run yourself, and we are an independent credit broker arranging the financing rather than a lender, so the rate and the term come back from our panel of specialist lenders rather than from us.
What an Aston Martin lease purchase costs a month
The figures below are computed from each car's real list price using the same amortisation the finance calculator on this page runs, at 9.9% indicative nominal over 48 months. They are illustrations rather than quotations, because the deposit, the term and the rate all move with the specific Aston Martin, its provenance and your credit position. Financing at this level is underwritten car by car, so the true cost of Aston Martin lease purchase is set once a lender has seen both.
The table prices the Aston Martin Valkyrie, then the DBS Superleggera and DBX 707. Change the car and the monthly payment moves with the list price, the deposit and the term rather than with anything we decide.
| Vehicle | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|
| Aston Martin Valkyrie | £2,500,000 | £750,000 (30%) | 36 months | £1,750,000 (70%) | 9.9% | £14,437 |
| Aston Martin DBS Superleggera | £225,000 | £56,250 (25%) | 48 months | £135,000 (60%) | 9.9% | £1,968 |
| Aston Martin DBX 707 | £189,000 | £28,350 (15%) | 48 months | £100,170 (53%) | 9.9% | £2,357 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Aston Martin lease purchase finance calculator
Change the price, the deposit and the term to see what moves. The calculator runs the same amortisation as the table above, so the two can never disagree.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Select your vehicle and finance options, then click "Get Quote" to see your personalized finance breakdown and market analysis.
Which Gaydon models we place on Aston Martin lease purchase
We arrange Aston Martin lease purchase across the Aston Martin Lagonda range rather than on a shortlist of easy cars, but the structure does not fit every model equally. Our specialist lenders take new, pre-owned and classic Aston Martin cars alike, and the judgement in the table below comes from how each car has actually behaved at the end of a term rather than from what is easiest to place.
The Aston Martin Valkyrie suit Aston Martin lease purchase. The DB12, Vantage, DBS Superleggera and DBX 707 do not, for the residual reason set out further down. Prices below are list, and a pre-owned Valkyrie is arranged on the same panel as a new one.
| Model | List from | Suits lease purchase | Why |
|---|---|---|---|
| DB12 | £185,000 | No | You carry the residual on a falling asset |
| Vantage | £165,000 | No | You carry the residual on a falling asset |
| DBS Superleggera | £225,000 | No | You carry the residual on a falling asset |
| DBX 707 | £189,000 | No | You carry the residual on a falling asset |
| Valkyrie | £2,500,000 | Yes | You keep the appreciation above the balloon |
Aston Martin
Valkyrie Finance
From £2,500,0001,140 bhp
Aston Martin
DBS Superleggera Finance
From £225,000715 bhp
Aston Martin
DBX 707 Finance
From £189,000697 bhp
Aston Martin
DB12 Finance
From £185,000671 bhp
Aston Martin
Vantage Finance
From £165,000656 bhp
Each card opens the model page, where you can model Aston Martin lease purchase financing against that specific vehicle.
Aston Martin lease purchase deposit, term and balloon
Aston Martin lease purchase is built from three numbers. A deposit, typically 20% on an Aston Martin Lagonda car and payable from cash, a part exchange or equity in something you already own. A term, usually 48 months. And a agreed final balloon deferred to the end, which is what pulls the monthly payment down to the figures above.
You have three ways to deal with the balloon payment: settle it and take the Aston Martin outright, refinance it over a further term, or sell the car and clear it from the proceeds. Which of those is right is worth deciding before the agreement is written rather than in its final month. Early settlement part way through is allowed, with interest you have not yet run rebated. New, pre-owned and classic cars are all eligible, and Aston Martin sits inside the wider classic car finance, luxury car finance and sports car finance market we work across.
Interest rates on a lease purchase agreement move with the term, the deposit and your credit profile, and financing a classic Aston Martin runs on the same agreement as a current one.
- £140,000 to £3,000,000
- Aston Martin deal range
- 1 of 5
- Models suited to lease purchase
- 20%
- Typical deposit
- 48 months
- Typical term
Arranged from £25,000 upwards
On current residual behaviour
Moves with the car and your position
Indicative rates from 9.9% nominal
Why Aston Martin finance at this level goes through a panel
Aston Martin finance at this level is not a retail product and is not priced from a rate card. We are an independent credit broker rather than a lender, so Aston Martin lease purchase goes to the lenders on our panel that genuinely write against Aston Martin Lagonda cars, and what comes back reflects the individual car, its provenance and its specification rather than a headline rate.
Every Aston Martin finance figure on this page is computed from a real list price in our catalogue, from the Vantage up to the Valkyrie, on the same amortisation the calculator runs. We publish no headline rate because every agreement above £25,000 is underwritten individually, and financing an Aston Martin Lagonda car turns on the asset at least as much as on the borrower.
Whether you arrive calling it Aston Martin car finance, classic car finance, luxury car finance and sports car finance, or simply a monthly payment on a Vantage, the four structures and the panel behind them are the same. We arrange bespoke finance across the UK, a classic car goes to the same underwriters as a new one, and the monthly payments quoted here are computed rather than advertised.
What we do on an Aston Martin that a dealer finance desk does not
- Place Aston Martin lease purchase across a panel rather than with one lender, so a decline on an Aston Martin starts the conversation rather than ending it
- Price new, pre-owned and classic Aston Martin cars on the same panel, including a Vantage bought privately or a Valkyrie bought at auction
- Structure around Aston Martin Lagonda residual behaviour rather than against it, which is the whole of the argument on this marque
- Say when one of the other three structures suits your Aston Martin better, even where it is the one we place less often
How Aston Martin Lagonda residuals decide the balloon you agree
The DB11 and the outgoing DBS generation gave up value quickly, and buyers who bought new in that period generally did not enjoy the experience. Gaydon knew it, and the response has been visible in the way the DB12 and the current Vantage have been positioned: fewer variants, a firmer line on discounting, and a specification strategy that does not flood the used market with near-identical cars.
It is working, but it is early. Three-year data on the DB12 does not exist yet, so a lender setting a guaranteed figure on one is extrapolating from a nameplate whose recent history argues for caution. In practice that means the guaranteed figures available on a current Aston Martin are conservative relative to the equivalent Italian or German car, and the monthly payment reflects that.
The DBX 707 is the steadiest thing in the range on a lender's screen, because performance SUVs of that size have a broad and liquid used market. At the other end, the Valkyrie is a limited-build car that has never traded near list and is not a candidate for any guaranteed-value product.
Aston Martin residuals have been the marque's weak point for two decades, and the current generation is the first serious attempt to fix it.
| Direction | Cars | What it means for a lender |
|---|---|---|
| Holding or rising | Valkyrie | A guaranteed future value is either declined outright or set below what the car is really worth, so the lender's protection is worth little here |
| Falling | DBS Superleggera, DB12, DBX 707 | Forecastable, so a guaranteed figure can be set and priced |
Market commentary rather than a valuation. Residual value is the largest single variable in a £25,000-plus vehicle agreement and no credit broker can guarantee it. Lender posture on Aston Martin: Available across DB12, Vantage and DBX 707 but set conservatively given the nameplate's residual history. Declined on Valkyrie.
Aston Martin lease purchase against the other three structures
The four finance options are not interchangeable on an Aston Martin, and the reason is the one running through this whole page: who carries the residual. Personal Contract Purchase hands it to the lender through a guaranteed minimum future value. Lease Purchase leaves it with you behind a balloon payment you agree. Hire Purchase removes the question by amortising the full cost and ends in outright ownership. Equity Release is not a purchase structure at all, but a refinance against an Aston Martin you already hold.
- Works, with a caveat
Aston Martin Personal Contract Purchase
PCP is written across the current Aston Martin range, and the guaranteed figures are conservative because Gaydon's residual history gives underwriters reason to be careful.
- Works, with a caveat
Aston Martin Hire Purchase
Hire purchase suits the Aston Martin buyer who is keeping the car, and on this marque the gap between it and the guaranteed-value alternative is narrower than the residual record alone would suggest.
You are here
Aston Martin Lease Purchase
Works, with a caveatLease purchase is available across the Aston Martin range and is the right call only where you are certain you will settle the balloon, because Gaydon's residual record means you would be carrying a risk lenders themselves price cautiously.
- Works, with a caveat
Aston Martin Equity Release
Equity release works on an Aston Martin where the car is a Valkyrie or comes from the collector back catalogue, and very rarely on a two-year-old DB12.
Ratings are our own view of how each structure behaves on Aston Martin, based on the residual evidence above rather than on which product is easiest to place.
Where lease purchase stops working on a Gaydon car
The DB11 and the outgoing DBS Superleggera generation gave up value quickly, and underwriters still price the nameplate from that experience. On a DB12 or a Vantage a lender will guarantee a figure, and it will be a conservative one. Lease purchase asks you to set your own figure instead, which lowers the monthly cost if you set it higher but leaves you funding the difference if Gaydon's record repeats. That is a judgement about the next four years rather than a product feature.
There is a real case at the top of the range. The Valkyrie has never traded near list and no lender will set a guaranteed value on one, so lease purchase and hire purchase are the only routes to it, and on a car at that price the deferred balloon is what keeps the monthly cost sane. The collector-grade back catalogue sits in the same position and is valued car by car rather than by model. The current DB12, Vantage and DBX 707 do not, and should be assessed on their own terms.
It stops where the certainty stops. If there is any chance you will want to walk away from a DB12 or a DBX 707 at the end of the term, lease purchase removes that option and hands you the residual instead. On a marque whose recent history has repeatedly made the hand-back the right answer, giving up that right is a decision worth making deliberately.
If that is your position, Personal Contract Purchase is worth putting alongside this one before you decide.
Worth putting alongside this one
Aston Martin Personal Contract Purchase
On a current DB12, Vantage or DBX 707 the lender's guaranteed figure is cautious precisely because the marque's history warrants caution, and letting it carry that view is usually worth the higher monthly payment.
Related Reading
Aston Martin lease purchase FAQs
Aston Martin Vantage at £165,000 works out at roughly £1,737 a month on Lease Purchase, with £33,000 down at 20% and a 48 month term at 9.9% indicative nominal, leaving £94,050 deferred to the end. Dearer cars in the range scale up from there. Every figure is computed rather than quoted, so run your own before relying on it.
Yes, and it is one of only two routes, the other being hire purchase. The Valkyrie is a limited-build hypercar valued by individual appraisal, so there is no guaranteed figure available and none is wanted. Lease purchase defers an agreed balloon so the monthly cost is manageable on a car at that price, and title passes to you once the balloon is settled.
Only if you are sure you are keeping it. A DB12 will attract a guaranteed figure, and while that figure is conservative it is also the lender's problem rather than yours. Choosing lease purchase means declining that protection on a nameplate whose last generation lost value quickly. If you want the lower monthly payment and are settling the balloon regardless, it is a reasonable choice. Otherwise it is not.
You can, but it is a sale rather than a hand-back. The dealer's offer has to clear the outstanding balloon and any remaining balance, and anything above that becomes your deposit on the next car. If the offer falls short, you fund the gap. That is the difference between an agreed balloon and a guaranteed one, and on this marque it is the difference that matters most.
Slightly, and in the DBX 707's favour. Large performance SUVs have a broad and liquid used market, so a lender is more comfortable with the car as security and the credit decision tends to be quicker. That comfort shows in the terms rather than in the balloon, because on lease purchase the balloon is a matter for you and the lender to agree rather than something the lender is standing behind.