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Aston Martin Vantage Finance
2024-present
656 bhp
Power
3.4s 0-62mph
Acceleration
202 mph
Top Speed
Finance from
£1,877 a month
Indicative, on Lease Purchase
List price
£165,000
Specified to £210,000
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Vantage finance from £1,877 a month
- £1,877
- Per month
- £33,000
- Deposit
- 656 bhp
- Power
- 9.9%
- Indicative rate
Lease Purchase, 48 months
20% of £165,000
4.0L Twin-Turbo V8
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £165,000 list price at 9.9% nominal over 48 months.
An Aston Martin Vantage is £1,877 a month on Lease Purchase, worked on £33,000 down against the £165,000 list price across 48 months at 9.9%, with £85,800 deferred to the end. It is the least expensive way into the current range and the strongest series residual Gaydon currently makes, which is why we lean towards the structure that leaves the value on your side rather than the lender's.
Aston Martin Vantage finance deals and what they cost
Car finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Aston Martin Vantage three ways, on a 20% deposit of £33,000 over 48 months at an indicative 9.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Aston Martin Vantage | Hire Purchase | £165,000 | £33,000 (20%) | 48 months | None | 9.9% | £3,342 |
| Aston Martin Vantage | Lease Purchase | £165,000 | £33,000 (20%) | 48 months | £85,800 (52%) | 9.9% | £1,877 |
| Aston Martin Vantage | Personal Contract Purchase | £165,000 | £33,000 (20%) | 48 months | £69,300 (42%) | 9.9% | £2,159 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £3,342 and the only row with no final payment to plan for. Lease Purchase defers £85,800 to a final balloon, taking £1,464 a month off. Personal Contract Purchase looks similar and differs underneath, because that final payment is a Guaranteed Minimum Future Value the lender stands behind rather than a balloon you have agreed to pay.
The 2024 Vantage is a rework rather than a refresh. Six hundred and fifty-six brake horsepower and 800 Nm from the 4.0-litre twin-turbo V8, 3.4 seconds to 62 mph, 202 mph, an eight-stage traction control system, a recalibrated electronic differential and Michelin Pilot Sport S 5 tyres developed for this car specifically. Against the DB12 it is the sports car rather than the tourer, two seats and a shorter wheelbase, and the difference is one a lender recognises in the used market rather than only in the brochure.
The nameplate is the oldest continuously meaningful one in the range, in use since 1972, and that history is worth something on an underwriting screen. There is a deep and liquid used market for previous Vantage generations, buyers understand what the car is, and demand at resale does not depend on the model being current. Series volume plus a recognisable identity is the combination that lets a lender price a car with confidence.
At £165,000 the Vantage also sits at the entry point of the range, which matters more than its position in the brochure suggests. Entry-level cars in a prestige range attract the broadest pool of second buyers, and a broad pool of second buyers is what produces a firm end-of-term value. Of the three series cars Gaydon currently builds, this is the one a lender is least anxious about.
Calculate your Vantage finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a Vantage. Car finance on a £165,000 asset is priced on the car as much as on you.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 20% deposit over 48 months:
From
£1,877 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Aston Martin Vantage
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £3,342 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £1,877 | £85,800 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | £2,159 | £69,300 guaranteed | Optional, on paying the GMFV | You want the lender rather than you to carry the residual risk |
Computed at 9.9% over 48 months on a 20% deposit.
Our answer on the Vantage is Lease Purchase. The Vantage carries the firmest series residual in the range, so keeping the value on your side of the agreement and taking the lower monthly payment is usually the better economics rather than paying a lender to hold it.
PCP at £2,159 is the right structure if you intend to change the car at the end of the term and want a contractual right to walk away. The guaranteed £69,300 is your protection if the market softens, and it costs slightly more each month than deferring the larger balloon yourself.
If you came here looking for Aston Martin Vantage leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a Vantage: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Aston Martin residuals have been the marque's weak point for two decades, and the current generation is the first serious attempt to fix it. The Aston Martin Vantage sits inside that position as a series-production car with enough of a sales record behind it for a lender to forecast.
What a lender sees in the Aston Martin Vantage
A commercial lender underwrites the Aston Martin Vantage as an asset before it underwrites you as a borrower. The engine is where that starts: a 4.0L Twin-Turbo V8 engine producing 656 bhp, with 3.4s 0-62mph and 202 mph, puts this car in a category a specialist lender recognises. A Vantage at £165,000 and specified to £210,000 is also not one asset with one value, and options rarely come back at what they cost.
| Vantage | |
|---|---|
| Engine | 4.0L Twin-Turbo V8 |
| Power | 656 bhp |
| Torque | 800 Nm |
| 0-62mph | 3.4s 0-62mph |
| Top speed | 202 mph |
| Transmission | 8-speed automatic |
| Drivetrain | RWD |
| List price | £165,000 |
| Specified to | £210,000 |
| Production | 2024-present |
The model-specific Michelin Pilot Sport S 5 is a small detail with a real consequence. A tyre developed for one car is a tyre that has to be sourced for that car, and a lender assessing an Aston Martin Vantage at the end of a term factors in a set of consumables that cannot simply be substituted. It also tells an underwriter something useful about how seriously the chassis was engineered.
Eight-stage traction control and a recalibrated differential mean the 2024 car is a genuinely different vehicle from the 2018 Vantage that preceded it, and lenders that had previously priced the nameplate on the earlier car are updating that view. When you obtain a quote, make sure it has been written against the current generation rather than against the nameplate as a whole.
Carbon-ceramic brakes remain optional on this car, and their presence or absence is one of the largest single variables in what a used Vantage is worth. Two otherwise identical cars can be separated by a substantial figure on this item alone, so the original specification is requested before a valuation is offered rather than assumed from the model name.
Vantage features that bear on the valuation
- 8-stage traction control
- Bonded aluminium structure
- Adaptive damping
- Carbon-ceramic brakes optional
- Model-specific Michelin Pilot Sport S 5
What a lender wants to see on a Vantage
- Confirmation that the quote is written against the 2024 generation rather than the previous car
- Full Aston Martin main dealer service history from first registration
- The original specification, with the brake and seat options identified for valuation
- A clear finance and damage record, with approved bodyshop work where any repair exists
- Evidence of the remaining factory warranty and any extension purchased
Financing a used Aston Martin Vantage
There are two used Vantage markets and confusing them is the most common mistake we see. The 2018 generation has been through its depreciation and is available at prices that make it a genuinely attractive car to fund. The 2024 car is new enough that used examples are early-build and carry warranty. Both are fundable and they are not interchangeable, and a lender prices them as separate propositions.
On the current car a lender is looking for main dealer history, a clean vehicle record, no outstanding finance and a specification that will sell again. On the previous generation the emphasis shifts towards condition and continuity of maintenance, because the car is older and the value at the end of a 48 month term depends more on how it has been kept than on which options were ticked.
Pre-owned cars price the same way with smaller numbers. A used Vantage at £86,000, on the same 20% deposit and 9.9% rate, comes to £1,742 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Aston Martin Vantage holds its value
The 2018 Aston Martin Vantage followed the pattern that made the marque's residuals the marque's weak point, reaching the used market a few years after launch at prices well below what first owners had paid. Buyers on the second-hand side of that transaction have done well out of it, which is the usual consequence when a good car loses value faster than it deserves.
The current car was priced and positioned with that history in mind and has been supplied more tightly. It is the firmest of the series cars on a lender's screen, which is a comparative statement rather than a promise, and it is the reason the recommended structure here differs from the one we put on the DB12. Where a residual is stronger, carrying it yourself is usually the cheaper side of the trade.
The Vantage is the one car in the current Aston Martin range where we would rather you kept the residual than paid a lender to take it.
Everything here about the Vantage market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Aston Martin you are buying.
Part exchange and settlement on a Aston Martin Vantage
Three things can happen at the end of a Lease Purchase term on a Aston Martin Vantage, and it is worth knowing which you are planning for. You settle the £85,800 balloon and keep the car, you refinance it over a further term, or you part exchange the Vantage and take whatever sits above the balloon as equity toward the next one.
An Aston Martin Vantage is a genuinely usable car across a 48 month agreement. Annual servicing, a well understood twin-turbo V8, and running costs that sit below the mid-engined cars in this catalogue without pretending to be modest. The model-specific tyres are the item worth budgeting for properly, because they are consumed at the rate 656 brake horsepower and a short wheelbase imply.
Term length should follow the warranty rather than the payment you would like. Aston Martin cover and the retailer extensions available on top of it are what separate a predictable fourth year from an unpredictable one, and on a car that will be driven rather than stored that predictability is worth more than the reduction a longer term produces.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the Vantage is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the Vantage.
How we arrange Aston Martin Vantage finance
Tell us about the car
Specification, mileage, history and where you are buying the Vantage. On a £165,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Aston Martin paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 20% deposit of £33,000 over 48 months is our starting point on the Vantage.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most Vantage agreements complete inside a week, anywhere in the United Kingdom.
Other models from Gaydon we finance
The Aston Martin Vantage sits at £165,000 in a range we finance end to end. Either side of it are the DB12 at £185,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Aston Martin cars we arrange finance deals on are the Aston Martin DB12, the Aston Martin DBS Superleggera, the Aston Martin DBX 707 and the Aston Martin Valkyrie, each with its own page and payment table, because a lender does not price a range, it prices a car.
Aston Martin Vantage finance FAQs
Taking the £165,000 list price, £33,000 down, a 48 month term and an indicative 9.9% nominal, the Vantage comes to £1,877 a month on Lease Purchase with £85,800 deferred, £2,159 on PCP against a guaranteed £69,300, and £3,342 on Hire Purchase. Used examples of the current car and the 2018 generation both price lower, and the calculator above will rebuild all three figures from whatever purchase price you enter.
Yes, at £3,342 a month on the figures above, and it is the structure to choose if you want the debt fully retired and the car unencumbered at the end. It costs more each month than Lease Purchase because nothing is deferred, and it suits buyers who intend to keep the Vantage for the long run. Specialist specialist lenders write it readily on this model for both the current and the previous generation.
It is the firmest series car Gaydon currently builds and that is not the same as an appreciating one. The Vantage gives up value in a way a lender can model, which is what makes it straightforward to finance rather than what makes it an investment. The Aston Martin that has traded above list is the Valkyrie, built in a closed run. Buy a Vantage to drive, and choose the structure that reflects how long you intend to keep it.
We work from 20%, which is £33,000 against the £165,000 list price, and most agreements are placed there or above. Because the Vantage is the accessible entry to the range, buyers often have room for a larger contribution than they would on a DBS or a DBX, and using it reduces the payment and improves the lender terms available. On an older previous-generation car, expect the contribution to carry more weight in the decision.
Yes, and there are two distinct used markets to choose between. Early examples of the current car carry warranty and cost less than a new order. The 2018 generation has completed its depreciation and represents a great deal of car for the money. Whichever you choose, a lender wants continuous main dealer history, a clear finance and damage record, and enough specification detail to value the car rather than the model.
It is underwritten as a separate vehicle, and it should be. The 2024 car has 656 brake horsepower, a reworked chassis and its own tyre specification, and it is priced and supplied differently from its predecessor. Lenders that formed a view of the nameplate on the earlier car are revising it. Practically, check that any quote you receive names the generation and the model year, because a figure derived from the older car will not describe what you are buying.
Aston Martin finance by structure
This page covers the Vantage. For how each structure behaves across the Gaydon range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Aston Martin Vantage?
Tell us about the car and we will come back with terms from the specialist lenders that write Aston Martin paper. From £1,877 a month on Lease Purchase.