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Lamborghini Aventador Ultimae Finance
2021-2022
780 bhp
Power
2.8s 0-62mph
Acceleration
221 mph
Top Speed
Finance from
£2,907 a month
Indicative, on Lease Purchase
List price
£350,000
Specified to £500,000
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Aventador Ultimae finance from £2,907 a month
- £2,907
- Per month
- £70,000
- Deposit
- 780 bhp
- Power
- 9.9%
- Indicative rate
Lease Purchase, 48 months
20% of £350,000
6.5L V12 Naturally Aspirated
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £350,000 list price at 9.9% nominal over 48 months.
An Aventador Ultimae funds on Hire Purchase at £7,088 a month against £350,000, with £70,000 at 20% down across 48 months at an indicative 9.9%. Six hundred cars were built and the model closed eleven years of Aventador production, so funders decline to guarantee a future value and the agreement is written to finish with the car in your name. On a final-edition V12 that is the outcome most buyers wanted anyway.
Lamborghini Aventador Ultimae finance deals and what they cost
Supercar finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Lamborghini Aventador Ultimae three ways, on a 20% deposit of £70,000 over 48 months at an indicative 9.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Lamborghini Aventador Ultimae | Hire Purchase | £350,000 | £70,000 (20%) | 48 months | None | 9.9% | £7,088 |
| Lamborghini Aventador Ultimae | Lease Purchase | £350,000 | £70,000 (20%) | 48 months | £245,000 (70%) | 9.9% | £2,907 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £7,088 and the only row with no final payment to plan for. Lease Purchase defers £245,000 to a final balloon, taking £4,181 a month off. There is no Personal Contract Purchase row, and its absence is the useful information: comfortable on Urus and current Huracán, cautious on Revuelto, declined on Countach LPI 800-4 and Sián.
Lamborghini built 600 Ultimaes, split between coupe and roadster, and used them to close the Aventador chapter after eleven years in production. At 780 bhp the 6.5-litre naturally aspirated V12 was the most powerful the model ever carried, and it managed it without a turbocharger or an electric motor, which is a specification nobody now sells at any price. A funder assessing this car understands it is looking at the end of a line rather than a point on a curve.
Limited build changes the underwriting question from what will this be worth into what exactly is this. With 600 cars in existence, individual specification and history dominate the answer, and an underwriter wants to know whether it is a coupe or a roadster, what the delivery market was and how many owners have held it. Those answers move the valuation considerably further than mileage does on a car of this type.
The seven-speed ISR gearbox is the Ultimae's one genuinely divisive component and it deserves a straight answer rather than a euphemism. Single-clutch automated manual shifts are abrupt by modern standards, they are an inseparable part of the Aventador's character, and they have not stopped the model from holding its position in the market. Funders do not discount for it. Buyers arriving from a dual-clutch car should drive one before committing to four years.
Calculate your Aventador Ultimae finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a Aventador Ultimae. Car finance on a £350,000 asset is priced on the car as much as on you.
Vehicle Config
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Lease Purchase
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Indicative Lease Purchase payment for this vehicle, based on a 20% deposit over 48 months:
From
£2,907 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Lamborghini Aventador Ultimae
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £7,088 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £2,907 | £245,000 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | Not written | No GMFV set | Not applicable | A lender will not guarantee a future value on this car |
Computed at 9.9% over 48 months on a 20% deposit.
Our answer on the Aventador Ultimae is Hire Purchase. No funder will underwrite a guaranteed value on a 600-car final edition, so the real choice is between owning the car outright at the end of the term or carrying a deferred figure you set yourself, and on an asset this settled outright ownership is the cleaner arrangement.
Lease Purchase remains available because the deferred figure on it is one you agree rather than one a funder guarantees, and that distinction is what makes any form of deferred payment possible on a car like this. It brings the monthly commitment to £2,907 with £245,000 at the end, and it suits a buyer expecting a specific liquidity event to arrive before the term does.
If you came here looking for Lamborghini Aventador Ultimae leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a Aventador Ultimae: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Sant'Agata has an unusually strong volume car and an unusually strong collector tail, and the two ends want different agreements. The Lamborghini Aventador Ultimae sits inside that position as a limited-build car whose market has already decided it is worth keeping.
What a lender sees in the Lamborghini Aventador Ultimae
A commercial lender underwrites the Lamborghini Aventador Ultimae as an asset before it underwrites you as a borrower. The engine is where that starts: a 6.5L V12 Naturally Aspirated engine producing 780 bhp, with 2.8s 0-62mph and 221 mph, puts this car in a category a specialist lender recognises. A Aventador Ultimae at £350,000 and specified to £500,000 is also not one asset with one value, and options rarely come back at what they cost.
| Aventador Ultimae | |
|---|---|
| Engine | 6.5L V12 Naturally Aspirated |
| Power | 780 bhp |
| Torque | 720 Nm |
| 0-62mph | 2.8s 0-62mph |
| Top speed | 221 mph |
| Transmission | 7-speed ISR |
| Drivetrain | AWD |
| List price | £350,000 |
| Specified to | £500,000 |
| Production | 2021-2022 |
All-wheel drive and 221 mph in a car with a carbon monocoque puts the Ultimae in the same insurance and repair bracket as Sant'Agata's current flagship despite the older design underneath. Structural damage is approved-facility work with approved-facility costs, and an underwriter reads the vehicle record on this model before it reads anything else in the file.
The V12 itself is an atmospheric engine with a long production history and a well-understood service schedule, which makes assessing its condition over a long term straightforward. Where funders do concentrate is the clutch on the ISR transmission, a wear item with a meaningful replacement cost, and its condition at inspection is a fair proxy for how the previous owner actually drove the car.
Roadster and coupe are separate markets within the 600, and a submission that does not specify which is being financed comes back with a caveat attached to it. The open cars carry their own roof panels and storage considerations, and the originality of those panels is something an underwriter genuinely checks on a limited-build car rather than taking on trust.
Aventador Ultimae features that bear on the valuation
- Most powerful Aventador ever
- Limited to 600 units
- Enhanced aerodynamics
- Lightweight materials
- Collector's edition
What a lender wants to see on a Aventador Ultimae
- Confirmation of coupe or roadster, with the build number documented
- Full Lamborghini network service history, including the ISR clutch condition at last inspection
- Original specification retained, with any aftermarket parts removed before submission
- Agreed-value insurance in force and a documented storage arrangement
- A clear vehicle record with no structural repair and nothing outstanding against the car
Financing a used Lamborghini Aventador Ultimae
Every Ultimae transaction is a used one, and the pool is small enough that individual cars are known within the trade. That has an unusual effect on the finance. Rather than pricing a model, an underwriter is effectively pricing a specific chassis with a specific story attached, and a well documented example attracts noticeably better terms than a comparable car carrying an unexplained gap in its history.
Delivery mileage cars and genuinely used cars occupy different positions in this market and both are financeable. What an underwriter will not overlook is modification. Aftermarket exhausts, wheels and wraps are common on Aventadors and unwelcome on an Ultimae, and returning a car to its original specification before submission is usually worth considerably more than the parts cost to do it.
Pre-owned cars price the same way with smaller numbers. A used Aventador Ultimae at £245,000, on the same 20% deposit and 9.9% rate, comes to £4,962 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Lamborghini Aventador Ultimae holds its value
The Aventador's market turned during the model's final years. Early cars had taken a conventional path downward through the 2010s, and the run-out editions changed the mood entirely: the SVJ sold out, and the Ultimae was allocated before the announcement had properly circulated in 2021. Cars have changed hands above their original list since, which is the behaviour of a model the market decided to keep rather than one it is still working out.
The reason is not sentiment alone. Lamborghini replaced the Aventador with an electrified flagship, and the naturally aspirated V12 without hybrid assistance now exists only in the cars that were already built. That kind of hard stop has historically been the most reliable support under a modern supercar's market, and the Ultimae is the last and most powerful example of it that Sant'Agata produced.
The Ultimae is the last atmospheric V12 Lamborghini built without help from a battery, and no funder is going to guarantee a value on something that finite.
Everything here about the Aventador Ultimae market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Lamborghini you are buying.
Part exchange and settlement on a Lamborghini Aventador Ultimae
Three things can happen at the end of a Lease Purchase term on a Lamborghini Aventador Ultimae, and it is worth knowing which you are planning for. You settle the £245,000 balloon and keep the car, you refinance it over a further term, or you part exchange the Aventador Ultimae and take whatever sits above the balloon as equity toward the next one.
An Aventador is expensive to run and the Ultimae is no exception to that. The V12 service schedule is main dealer work, the clutch is a defined cost that arrives eventually, and tyres for an all-wheel-drive car of this speed are a serious annual number if it gets used. Owners covering low mileage will find the fixed costs dominate the total, which is an argument for a shorter agreement rather than a longer one.
Where the car sits relative to Lamborghini's factory and extended warranty matters more on an Ultimae than its age suggests, because cars registered in 2021 and 2022 are now moving beyond the original cover. Reinstating protection on a V12 of this complexity is neither cheap nor always available, and the position on a specific car should be established before you choose between a 48 and a 60 month term.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the Aventador Ultimae is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the Aventador Ultimae.
How we arrange Lamborghini Aventador Ultimae finance
Tell us about the car
Specification, mileage, history and where you are buying the Aventador Ultimae. On a £350,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Lamborghini paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 20% deposit of £70,000 over 48 months is our starting point on the Aventador Ultimae.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most Aventador Ultimae agreements complete inside a week, anywhere in the United Kingdom.
Other Raging Bull models we finance
The Lamborghini Aventador Ultimae sits at £350,000 in a range we finance end to end. Either side of it are the Huracán Tecnica at £217,000 and the Revuelto at £450,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Lamborghini cars we arrange finance deals on are the Lamborghini Huracán Tecnica, the Lamborghini Urus Performante, the Lamborghini Revuelto and the Lamborghini Countach LPI 800-4, each with its own page and payment table, because a lender does not price a range, it prices a car.
Lamborghini Aventador Ultimae finance FAQs
Against £350,000 with £70,000 of deposit at 20%, a 48 month term and an indicative 9.9%, an Ultimae comes to £7,088 a month on Hire Purchase, finishing with the car unencumbered. Roadsters and low-mileage coupes trade at different levels within the 600-car run, so treat the calculator as a starting point and let us price the specific chassis once its history has been seen.
No, and the reason is a compliment to the car. Personal Contract Purchase requires a funder to guarantee what a vehicle will be worth years from now, and no underwriter will do that on a 600-car final edition whose values have moved upward since production ended. Hire Purchase at £7,088 is the structure that fits, with Lease Purchase available where you want the lower commitment and are willing to carry the deferred figure yourself.
The final Aventadors have behaved better than the earlier cars, which is well documented. The Ultimae was allocated in 2021 before the announcement had properly circulated, and examples have changed hands above their original list price since. We will not put a figure on where any individual car sits, because with 600 built the valuation depends on specification, body style and history rather than on the model. Funders treat it as an asset that is holding rather than falling.
20%, or £70,000 against £350,000, is where the panel starts on a limited-build car of this type. Because no guaranteed value exists, the funder's protection comes from the deposit and from the quality of the asset itself, so a well documented original car with a clean record will be looked at more flexibly than a modified one. Buyers with other assets available for the security often find the deposit requirement softens.
Confirm the build number and body style first, because coupe and roadster are separately valued within the 600. Then look at the ISR clutch condition at the last inspection, the completeness of the network service history, and whether the car has been returned to original specification if anything was fitted after delivery. An agreed-value insurance quotation obtained before submission also speeds the process considerably.
Both sit outside guaranteed-value territory and both are written on Hire Purchase, so the structure is identical and the numbers differ. The SVJ is the track-focused car with the wing and the aerodynamic system, built in larger numbers than the Ultimae, and it has its own strong following. The Ultimae is the final edition and the more powerful of the two. A funder assesses each on chassis history rather than on which badge the market currently prefers.
Lamborghini finance by structure
This page covers the Aventador Ultimae. For how each structure behaves across the Raging Bull range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Lamborghini Aventador Ultimae?
Tell us about the car and we will come back with terms from the commercial lenders that write Lamborghini paper. From £2,907 a month on Lease Purchase.