Rolls-Royce Personal Contract Purchase
Calculate your Rolls-Royce PCP payments instantly. Lower monthly payments with flexibility at the end of your agreement.
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Personal Contract Purchase
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Select your vehicle and finance options, then click "Get Quote" to see your personalized finance breakdown and market analysis.
What is Rolls-Royce Personal Contract Purchase?
Personal Contract Purchase offers lower monthly payments by deferring a portion of the cost to a balloon payment at the end. At the end of your agreement, you can return the vehicle, pay the balloon to own it outright, or use any equity as a deposit on your next car.
This finance option is particularly popular for bespoke British vehicles like the Phantom and Ghost.
Key Benefits
- Lower monthly payments than HP
- Flexibility at end of agreement
- Guaranteed future value protection
- Option to own, return, or upgrade
Other Rolls-Royce Finance Options
Rolls-Royce PCP FAQs
Rolls-Royce Personal Contract Purchase is personal contract purchase offers lower monthly payments by deferring a portion of the cost to a balloon payment at the end. at the end of your agreement, you can return the vehicle, pay the balloon to own it outright, or use any equity as a deposit on your next car. This option is popular for financing bespoke British vehicles like the Phantom.
Key benefits include: Lower monthly payments than HP. Flexibility at end of agreement. Guaranteed future value protection. Option to own, return, or upgrade. This makes PCP ideal for Rolls-Royce owners who want flexibility and lower monthly payments.
Interest rates typically range from 4.9% to 14.9% APR depending on your credit profile, deposit amount, and the specific Rolls-Royce model. Use our calculator above to get an indicative quote.
Yes, you can settle your Personal Contract Purchase agreement early at any time. Early settlement figures include any applicable rebate of interest charges, making it straightforward to upgrade to a newer Rolls-Royce model.
Need Help Choosing?
Not sure if Personal Contract Purchase is right for your Rolls-Royce? Our specialists can help you find the perfect finance solution.