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Rolls-RoyceWraith
2013-2023
624 bhp
Power
4.4s 0-62mph
Acceleration
155 mph (limited)
Top Speed
From
£245,000
Up to £380,000 for high-spec models
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Rolls-Royce Wraith Specifications
The Rolls-Royce Wraith is the most powerful Rolls-Royce ever produced, a two-door coach-doored grand tourer with 624 bhp from a twin-turbo V12. Black Badge variants sharpen the dynamic edge further.
Power
624 bhp
Torque
800 Nm
0-62 mph
4.4s
Top Speed
155 mph (limited)
Engine
6.6L Twin-Turbo V12
Transmission
8-speed automatic
Key Features
Twin-turbo V12 powertrain
Coach doors
Starlight Headliner
Satellite Aided Transmission
Black Badge variant
Heritage
"Production of the Wraith concluded in 2023 alongside the Dawn, marking the end of an era for Rolls-Royce's V12 coupé lineage as the marque transitions to electric power."
Calculate Your Rolls-Royce Wraith Finance
Get an instant quote for your Rolls-Royce Wraith. Choose from PCP, Hire Purchase, or Lease Purchase options.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 20% deposit over 48 months:
From
£2,662 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Finance the Rolls-Royce Wraith
Finance for the Rolls-Royce Wraith is unregulated commercial vehicle finance, arranged from £25,000 upwards through a panel of specialist commercial lenders. Hypercar Finance is the independent credit broker that structures agreements on Rolls-Royce Motor Cars cars produced at Goodwood, the Spirit of Ecstasy marque. The four products below are the structures we most commonly arrange for the Wraith: Hire Purchase, Lease Purchase, Personal Contract Purchase, and Equity Release.
Hire Purchase on the Rolls-Royce Wraith
Hire Purchase is a credit agreement under which the commercial lender retains legal title to the vehicle until the final payment is made, at which point ownership of the Rolls-Royce Wraithpasses outright to you. For the Wraith, our Hire Purchase agreements are arranged from £25,000 upwards as unregulated commercial finance, structured for company directors capitalising the car through a limited company, self-employed buyers, and high-net-worth individuals. As a specialist credit broker we structure the deal across a panel of commercial lenders rather than a single funder, which lets us match the agreement to the vehicle and your circumstances.
Hire Purchase on the Rolls-Royce Wraith typically requires a deposit of 10 to 20 percent (from £24,500) with terms of 24 to 60 months and no balloon payment at the end. There are no mileage restrictions, and you can service, modify, and use the Wraith as you wish for the duration of the agreement. The exit is simple: pay the final instalment and the Rolls-Royce Motor Cars Wraith is yours outright, with the lender releasing legal title on settlement.
Lease Purchase on the Rolls-Royce Wraith
Lease Purchase is a credit agreement structured around a final balloon payment, calculated against the vehicle's projected residual value at the end of the term. The Lease Purchase structure keeps the monthly outlay on a Rolls-Royce Wraith lower than Hire Purchase because part of the principal is deferred to the balloon. You take legal ownership from the first payment, and the agreement runs as unregulated commercial finance from £25,000 upwards through the same panel of specialist commercial lenders. It is the most common structure we arrange for collector-grade Rolls-Royce cars where the lender and the credit broker can agree a realistic residual value upfront.
At the end of a Lease Purchase term on the Wraith you have three options: pay the balloon outright to settle the agreement and retain the Rolls-Royce Wraith, refinance the balloon over a further term with the same or a different commercial lender, or sell or part-exchange the Wraith and use any equity above the balloon as the deposit on your next agreement. There are no mileage limits on a Lease Purchase, which suits owners who intend to drive the Rolls-Royce Motor Cars Wraith rather than store it.
Personal Contract Purchase on the Rolls-Royce Wraith
Personal Contract Purchase is a credit agreement that combines a deposit, fixed monthly payments, and an optional final purchase amount known as the Guaranteed Minimum Future Value, with the lender taking on the residual risk. Personal Contract Purchase, commonly shortened to PCP, is most often used on current-model Rolls-Royce vehicles where the commercial lender is comfortable setting a Guaranteed Minimum Future Value at the outset. The monthly payment is lower than Hire Purchase because a meaningful portion of the principal is deferred to the GMFV, and the lender takes back the residual risk at the end. Our PCP agreements on the Rolls-Royce Wraith are arranged as unregulated commercial finance from £25,000 upwards through specialist commercial lenders comfortable with this asset class.
Personal Contract Purchase terms on the Rolls-Royce Wraith typically include a mileage allowance agreed at the outset and a condition clause covering wear and tear. At the end of the term you have three choices: hand the Wraith back to the lender at no further cost (the Guaranteed Minimum Future Value protects you if depreciation has exceeded expectations), pay the GMFV to take outright ownership, or part-exchange the Wraith for another car and use any equity above the GMFV as the deposit on the next agreement.
Equity Release on the Rolls-Royce Wraith
Equity Release is a refinancing arrangement under which a commercial lender provides a new credit agreement secured against a Rolls-Royce Wraith you already own, releasing the difference between the vehicle's current market value and any outstanding finance as cash. For owners of a Wraith where the asset has appreciated, or has been held free of finance for several years, Equity Release unlocks the value of the car without selling it. We arrange the new agreement through the same panel of specialist commercial lenders as our Hire Purchase, Lease Purchase, and Personal Contract Purchase deals, structured as unregulated commercial finance from £25,000 upwards.
Equity Release on a Rolls-Royce Motor Cars Wraith is most useful where the current market value materially exceeds the original purchase price, typical on heritage and limited-build Rolls-Royce cars, or where an existing Hire Purchase or Lease Purchase agreement has built equity that can be more efficiently redeployed. The refinanced agreement runs in place of the previous credit broker arrangement, and our underwriting team works with you to model the cash-flow impact before you commit. Cash released can fund the next vehicle, a property purchase, working capital for a business, or any other requirement.
Rolls-Royce Wraith Finance FAQs
Rolls-Royce Wraith prices start from around £245k and can reach £380k for high-spec examples. Monthly finance payments depend on your deposit, term length, and chosen finance product. Use our calculator above for an instant quote.
Deposits typically range from 10% to 30% of the vehicle value. For a Rolls-Royce Wraith at £245k, this would be approximately £25k to £74k.
The Rolls-Royce Wraith produces 624 bhp from its 6.6L Twin-Turbo V12, accelerating from 0-62mph in 4.4s 0-62mph with a top speed of 155 mph (limited). Production of the Wraith concluded in 2023 alongside the Dawn, marking the end of an era for Rolls-Royce's V12 coupé lineage as the marque transitions to electric power.
Yes, we can arrange finance for both new and pre-owned Rolls-Royce Wraith vehicles. Used examples may offer better value, and we can provide competitive rates for vehicles of various ages and mileages.
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