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suv
Rolls-RoyceCullinan
2018-present
600 bhp
Power
5.0s 0-62mph
Acceleration
155 mph (limited)
Top Speed
From
£300,000
Up to £500,000 for high-spec models
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Rolls-Royce Cullinan Specifications
The Rolls-Royce Cullinan is the marque's first SUV, named after the largest diamond ever discovered. The current Series II refresh sharpens the design, adds new digital architecture, and offers a Black Badge variant with 600 bhp.
Power
600 bhp
Torque
900 Nm
0-62 mph
5.0s
Top Speed
155 mph (limited)
Engine
6.75L Twin-Turbo V12
Transmission
8-speed automatic
Key Features
Self-levelling air suspension
Magic Carpet Ride
Viewing Suite tailgate seats option
Recreation Module customisation
Black Badge variant available
Heritage
"Launched in 2018, the Cullinan represents the first all-wheel-drive Rolls-Royce production model and a significant departure from the marque's saloon tradition."
Calculate Your Rolls-Royce Cullinan Finance
Get an instant quote for your Rolls-Royce Cullinan. Choose from PCP, Hire Purchase, or Lease Purchase options.
Vehicle Config
mi
£
Lease Purchase
£
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Indicative Lease Purchase payment for this vehicle, based on a 20% deposit over 48 months:
From
£3,516 / month
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Finance the Rolls-Royce Cullinan
Finance for the Rolls-Royce Cullinan is unregulated commercial vehicle finance, arranged from £25,000 upwards through a panel of specialist commercial lenders. Hypercar Finance is the independent credit broker that structures agreements on Rolls-Royce Motor Cars cars produced at Goodwood, the Spirit of Ecstasy marque. The four products below are the structures we most commonly arrange for the Cullinan: Hire Purchase, Lease Purchase, Personal Contract Purchase, and Equity Release.
Hire Purchase on the Rolls-Royce Cullinan
Hire Purchase is a credit agreement under which the commercial lender retains legal title to the vehicle until the final payment is made, at which point ownership of the Rolls-Royce Cullinanpasses outright to you. For the Cullinan, our Hire Purchase agreements are arranged from £25,000 upwards as unregulated commercial finance, structured for company directors capitalising the car through a limited company, self-employed buyers, and high-net-worth individuals. As a specialist credit broker we structure the deal across a panel of commercial lenders rather than a single funder, which lets us match the agreement to the vehicle and your circumstances.
Hire Purchase on the Rolls-Royce Cullinan typically requires a deposit of 10 to 20 percent (from £30,000) with terms of 24 to 60 months and no balloon payment at the end. There are no mileage restrictions, and you can service, modify, and use the Cullinan as you wish for the duration of the agreement. The exit is simple: pay the final instalment and the Rolls-Royce Motor Cars Cullinan is yours outright, with the lender releasing legal title on settlement.
Lease Purchase on the Rolls-Royce Cullinan
Lease Purchase is a credit agreement structured around a final balloon payment, calculated against the vehicle's projected residual value at the end of the term. The Lease Purchase structure keeps the monthly outlay on a Rolls-Royce Cullinan lower than Hire Purchase because part of the principal is deferred to the balloon. You take legal ownership from the first payment, and the agreement runs as unregulated commercial finance from £25,000 upwards through the same panel of specialist commercial lenders. It is the most common structure we arrange for collector-grade Rolls-Royce cars where the lender and the credit broker can agree a realistic residual value upfront.
At the end of a Lease Purchase term on the Cullinan you have three options: pay the balloon outright to settle the agreement and retain the Rolls-Royce Cullinan, refinance the balloon over a further term with the same or a different commercial lender, or sell or part-exchange the Cullinan and use any equity above the balloon as the deposit on your next agreement. There are no mileage limits on a Lease Purchase, which suits owners who intend to drive the Rolls-Royce Motor Cars Cullinan rather than store it.
Personal Contract Purchase on the Rolls-Royce Cullinan
Personal Contract Purchase is a credit agreement that combines a deposit, fixed monthly payments, and an optional final purchase amount known as the Guaranteed Minimum Future Value, with the lender taking on the residual risk. Personal Contract Purchase, commonly shortened to PCP, is most often used on current-model Rolls-Royce vehicles where the commercial lender is comfortable setting a Guaranteed Minimum Future Value at the outset. The monthly payment is lower than Hire Purchase because a meaningful portion of the principal is deferred to the GMFV, and the lender takes back the residual risk at the end. Our PCP agreements on the Rolls-Royce Cullinan are arranged as unregulated commercial finance from £25,000 upwards through specialist commercial lenders comfortable with this asset class.
Personal Contract Purchase terms on the Rolls-Royce Cullinan typically include a mileage allowance agreed at the outset and a condition clause covering wear and tear. At the end of the term you have three choices: hand the Cullinan back to the lender at no further cost (the Guaranteed Minimum Future Value protects you if depreciation has exceeded expectations), pay the GMFV to take outright ownership, or part-exchange the Cullinan for another car and use any equity above the GMFV as the deposit on the next agreement.
Equity Release on the Rolls-Royce Cullinan
Equity Release is a refinancing arrangement under which a commercial lender provides a new credit agreement secured against a Rolls-Royce Cullinan you already own, releasing the difference between the vehicle's current market value and any outstanding finance as cash. For owners of a Cullinan where the asset has appreciated, or has been held free of finance for several years, Equity Release unlocks the value of the car without selling it. We arrange the new agreement through the same panel of specialist commercial lenders as our Hire Purchase, Lease Purchase, and Personal Contract Purchase deals, structured as unregulated commercial finance from £25,000 upwards.
Equity Release on a Rolls-Royce Motor Cars Cullinan is most useful where the current market value materially exceeds the original purchase price, typical on heritage and limited-build Rolls-Royce cars, or where an existing Hire Purchase or Lease Purchase agreement has built equity that can be more efficiently redeployed. The refinanced agreement runs in place of the previous credit broker arrangement, and our underwriting team works with you to model the cash-flow impact before you commit. Cash released can fund the next vehicle, a property purchase, working capital for a business, or any other requirement.
Rolls-Royce Cullinan Finance FAQs
Rolls-Royce Cullinan prices start from around £300k and can reach £500k for high-spec examples. Monthly finance payments depend on your deposit, term length, and chosen finance product. Use our calculator above for an instant quote.
Deposits typically range from 10% to 30% of the vehicle value. For a Rolls-Royce Cullinan at £300k, this would be approximately £30k to £90k.
The Rolls-Royce Cullinan produces 600 bhp from its 6.75L Twin-Turbo V12, accelerating from 0-62mph in 5.0s 0-62mph with a top speed of 155 mph (limited). Launched in 2018, the Cullinan represents the first all-wheel-drive Rolls-Royce production model and a significant departure from the marque's saloon tradition.
Yes, we can arrange finance for both new and pre-owned Rolls-Royce Cullinan vehicles. Used examples may offer better value, and we can provide competitive rates for vehicles of various ages and mileages.
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