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Lamborghini Aventador Finance
2011-2022
730 bhp
Power
2.9s 0-62mph
Acceleration
217 mph
Top Speed
Finance from
£3,411 a month
Indicative, on Lease Purchase
List price
£275,000
Specified to £400,000
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Aventador finance from £3,411 a month
- £3,411
- Per month
- £55,000
- Deposit
- 730 bhp
- Power
- 9.9%
- Indicative rate
Lease Purchase, 48 months
20% of £275,000
6.5L V12 Naturally Aspirated
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £275,000 list price at 9.9% nominal over 48 months.
A Lamborghini Aventador funds at £3,411 a month on Lease Purchase against £275,000, with £55,000 at 20% across 48 months and £126,500 deferred. This is the used route into V12 ownership, and because the Aventador has already found its floor, deferring a sum to the end of the term is a considered position rather than a gamble.
Lamborghini Aventador finance deals and what they cost
Supercar finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Lamborghini Aventador three ways, on a 20% deposit of £55,000 over 48 months at an indicative 9.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Lamborghini Aventador | Hire Purchase | £275,000 | £55,000 (20%) | 48 months | None | 9.9% | £5,569 |
| Lamborghini Aventador | Lease Purchase | £275,000 | £55,000 (20%) | 48 months | £126,500 (46%) | 9.9% | £3,411 |
| Lamborghini Aventador | Personal Contract Purchase | £275,000 | £55,000 (20%) | 48 months | £99,000 (36%) | 9.9% | £3,880 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £5,569 and the only row with no final payment to plan for. Lease Purchase defers £126,500 to a final balloon, taking £2,159 a month off. Personal Contract Purchase looks similar and differs underneath, because that final payment is a Guaranteed Minimum Future Value the lender stands behind rather than a balloon you have agreed to pay.
The Lamborghini Aventador ran from 2011 to 2022 and is the reason a V12 from Sant'Agata is reachable on finance at all. Roughly eleven and a half thousand were built across the LP700-4, the S, the SV and the SVJ, which is a large number by flagship standards and a small one by any other measure. A commercial lender therefore has real comparable evidence to price against, which is not true of the Countach or the Sián.
The 6.5 litre naturally aspirated V12 is the asset. It drives through a single-clutch ISR gearbox that was criticised on launch and has aged into a period feature, and the car sits on a carbon fibre monocoque that has proved durable. For underwriting purposes the significant fact is that this is the last Lamborghini flagship with no electrification anywhere in the driveline, and the Revuelto above it makes that permanent.
The eleven-year run means the Aventador badge covers cars that are genuinely different assets. An early LP700-4 and a late S are separated by a substantial amount of money, a facelift and a reworked chassis, and the SV and SVJ sit in a different market altogether. A lender assessing car finance on an Aventador is valuing a specific series and a specific specification, and the application needs to say which.
Calculate your Aventador finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a Aventador. Car finance on a £275,000 asset is priced on the car as much as on you.
Vehicle Config
mi
£
Lease Purchase
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Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 20% deposit over 48 months:
From
£3,411 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Lamborghini Aventador
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £5,569 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £3,411 | £126,500 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | £3,880 | £99,000 guaranteed | Optional, on paying the GMFV | You want the lender rather than you to carry the residual risk |
Computed at 9.9% over 48 months on a 20% deposit.
Our answer on the Aventador is Lease Purchase. Deferring £126,500 against a car whose value has stopped falling is a reasonable risk to carry yourself, and it brings the monthly payment down to £3,411 from the £5,569 that full amortisation would cost across the same term.
Hire Purchase is the better structure if you intend to keep the Aventador indefinitely, which a large share of buyers at this point do. It costs more each month, defers nothing, and finishes with the car in your name and no balloon to settle or refinance. On a V12 people rarely sell, that simplicity is worth the difference.
If you came here looking for Lamborghini Aventador leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a Aventador: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Sant'Agata has an unusually strong volume car and an unusually strong collector tail, and the two ends want different agreements. The Lamborghini Aventador sits inside that position as a superseded series car working its way down toward its floor, which is where the value in the deal usually is.
What a lender sees in the Lamborghini Aventador
A commercial lender underwrites the Lamborghini Aventador as an asset before it underwrites you as a borrower. The engine is where that starts: a 6.5L V12 Naturally Aspirated engine producing 730 bhp, with 2.9s 0-62mph and 217 mph, puts this car in a category a specialist lender recognises. A Aventador at £275,000 and specified to £400,000 is also not one asset with one value, and options rarely come back at what they cost.
| Aventador | |
|---|---|
| Engine | 6.5L V12 Naturally Aspirated |
| Power | 730 bhp |
| Torque | 690 Nm |
| 0-62mph | 2.9s 0-62mph |
| Top speed | 217 mph |
| Transmission | 7-speed ISR |
| Drivetrain | AWD |
| List price | £275,000 |
| Specified to | £400,000 |
| Production | 2011-2022 |
The ISR gearbox is the component underwriting asks about, and the answer is usually reassuring. It is a single-clutch automated manual rather than a dual-clutch unit, its behaviour at low speed is characteristic rather than faulty, and it has proved reliable across the model run. What a lender wants is evidence it has been serviced properly, because a clutch replacement on an Aventador is a substantial bill and one arriving mid-term unsettles an agreement.
Carbon fibre construction changes the damage conversation. The Aventador monocoque is repairable only by approved facilities, and a repair carried out elsewhere is difficult to value and harder to fund. A car with documented accident damage properly repaired through the network is fundable on normal terms. A car with an undocumented repair to a structural carbon component is one a lender will decline rather than reprice.
The 730 bhp output and four-wheel-drive layout put the Aventador in the specialist insurance bracket, which is expected and not an obstacle. What does affect the offer is where the car has lived. Aventadors are exported and reimported more often than most, and a lender needs the import history and the mileage basis confirmed before it will lend, because a car with an unclear overseas period takes longer to place.
Aventador features that bear on the valuation
- Carbon fibre monocoque
- Naturally aspirated V12
- Scissor doors
- Pushrod suspension
- Coupe and Roadster bodystyles
What a lender wants to see on a Aventador
- Confirmation of series and specification, since an early LP700-4 and a late S are different assets
- Continuous service history through the Lamborghini network or a recognised specialist, with no gaps
- Clutch condition and the date of any replacement, this being the largest foreseeable bill
- Import history and confirmed mileage basis on any car with an overseas period
- Written evidence that any carbon structural repair was carried out by an approved facility
Financing a used Lamborghini Aventador
Every Aventador on the market is pre-owned and the spread within the model is wide, so the pre-purchase work matters more than usual. Provenance is the deciding factor: a car with continuous history through the Lamborghini network, a clear import record and no unresolved damage funds at better loan to value than a cheaper car with gaps. On this model the discount on a thin history is almost always larger than the saving looks.
Mileage is less decisive here than specification and condition. An Aventador with 20,000 documented miles and a complete record is a straightforward asset. A delivery-mileage car that has stood for years brings questions about fluids, tyre age and clutch condition that have to be answered before a lender will advance the same proportion. Ask for the recommissioning invoices on any car that has been stored.
Pre-owned cars price the same way with smaller numbers. A used Aventador at £126,500, on the same 20% deposit and 9.9% rate, comes to £2,562 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Lamborghini Aventador holds its value
The Aventador depreciated conventionally for most of its life and then steadied. Early cars traded a long way below their original list prices through the second half of the 2010s, and the market firmed as production ended and the electrified replacement was announced. That is a description of what happened rather than a forecast of what comes next, and a lender setting a deferred figure treats it exactly that way.
Within the range the separation has been pronounced. The standard cars and the S have settled into the accessible part of the market, while the SV and the SVJ moved into limited-build territory and have behaved accordingly. Anyone weighing what an Aventador will be worth at the end of 48 months should be asking which version they are funding, because the badge covers several quite different propositions.
The Aventador is the last Lamborghini flagship with no electric motor anywhere in it, and the used market worked out what that meant some time before the finance market did.
Everything here about the Aventador market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Lamborghini you are buying.
Part exchange and settlement on a Lamborghini Aventador
Three things can happen at the end of a Lease Purchase term on a Lamborghini Aventador, and it is worth knowing which you are planning for. You settle the £126,500 balloon and keep the car, you refinance it over a further term, or you part exchange the Aventador and take whatever sits above the balloon as equity toward the next one.
An Aventador is expensive to run and predictably so. Servicing through the network is scheduled, tyres are consumed at the rate 730 bhp implies, and the clutch is the item that produces the largest single unplanned bill. None of that is a reason to shorten the term, but it is a reason to establish the clutch condition before you fix one, because a replacement falling in year two of a four-year agreement is the common complaint.
The practical ownership question on a V12 of this age is where it will be maintained. Main dealer coverage is good and independent Lamborghini specialists have deep experience of the model, and either is acceptable to a lender provided the record is continuous. What damages a file is a period with no invoices at all, which on a car that may have spent time abroad is more common than owners expect.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the Aventador is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the Aventador.
How we arrange Lamborghini Aventador finance
Tell us about the car
Specification, mileage, history and where you are buying the Aventador. On a £275,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Lamborghini paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 20% deposit of £55,000 over 48 months is our starting point on the Aventador.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most Aventador agreements complete inside a week, anywhere in the United Kingdom.
Other Raging Bull models we finance
The Lamborghini Aventador sits at £275,000 in a range we finance end to end. Either side of it are the Diablo at £225,000 and the Aventador Ultimae at £350,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Lamborghini cars we arrange finance deals on are the Lamborghini Huracán Tecnica, the Lamborghini Urus Performante, the Lamborghini Revuelto, the Lamborghini Aventador Ultimae, the Lamborghini Countach LPI 800-4, the Lamborghini Urus, the Lamborghini Huracán, the Lamborghini Aventador SVJ, the Lamborghini Murciélago and the Lamborghini Diablo, each with its own page and payment table, because a lender does not price a range, it prices a car.
Lamborghini
Huracán Tecnica Finance
From £217,000640 bhp
Lamborghini
Urus Performante Finance
From £200,000666 bhp
Lamborghini
Revuelto Finance
From £450,0001015 bhp
Lamborghini
Aventador Ultimae Finance
From £350,000780 bhp
Lamborghini
Countach LPI 800-4 Finance
From £2,200,000814 bhp
Lamborghini
Urus Finance
From £186,000657 bhp
Lamborghini Aventador finance FAQs
Against £275,000 with £55,000 at 20% across 48 months at an indicative 9.9%, an Aventador works out at £3,411 a month on Lease Purchase with £126,500 deferred, or £5,569 on Hire Purchase with the balance fully repaid. Both figures are computed from the price shown rather than quoted from an example, so adjust the deposit and the term above to see what your own agreement would look like.
Not for the structure, but it is the component underwriting asks about. The single-clutch ISR unit behaves differently from a dual-clutch gearbox at low speed, which is characteristic rather than a fault, and it has proved durable across eleven years of production. What a lender wants is service evidence and a clear position on clutch wear, because a replacement is a large bill and one landing mid-agreement is what causes problems.
The best documented one you can reach rather than the newest series you can stretch to. The spread within the model is wide and a lender values the individual car, so a well kept LP700-4 with continuous history often funds at better loan to value than a marginal later car bought at the top of a budget. Establish the specification and the history first, then decide which series the money reaches.
£55,000 against £275,000, or 20%, is the usual starting point. On this model the deposit does a second job: it has to cover any gap between what you agreed to pay and what the lender values the car at. That gap is wider on Aventadors than on most models because asking prices vary so much by specification, so a valuation coming in under the invoice is a reason to increase the deposit rather than to abandon the purchase.
Yes. A lender appraises the vehicle, deducts any outstanding settlement and advances against the difference, so an Aventador owned outright can raise a substantial sum without being sold. Because values steadied rather than fell over recent years, owners who bought several years ago are often in a stronger equity position than they assume. The appraisal is the gating item and it needs the same history file any purchase would.
The rate is not usually different but the process is longer and the paperwork requirement is higher. A lender needs the import documentation, a confirmed mileage basis and evidence of the service record from the period abroad. Cars that were exported and reimported are common in this model and entirely fundable, but an unexplained gap in the overseas history is the single most frequent reason an Aventador application stalls.
Lamborghini finance by structure
This page covers the Aventador. For how each structure behaves across the Raging Bull range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Lamborghini Aventador?
Tell us about the car and we will come back with terms from the commercial lenders that write Lamborghini paper. From £3,411 a month on Lease Purchase.