Core structure
Koenigsegg Refinance and Equity Release
Commit to a Jesko or CC850 on capital raised against the car you already have
Indicative repayment from
£12,657a month
Based on £500,000 released and repaid over 48 months at 9.9% nominal, with the car staying yours throughout.
- Released
- £500,000
- Term
- 48
- Balloon
- None
example sum
months
capital and interest
Indicative and not a quotation. Computed at render time from the capital sum shown on the same amortisation the calculator runs.
An Agera RS or a Regera secures a Jesko commitment while remaining in your collection. Koenigsegg equity release is a refinance against the appraised value of the car, and the factory service record behind an Ängelholm car makes that appraisal quicker than the production numbers suggest. Ownership does not move and the repayment carries no balloon.
We arrange Koenigsegg refinance across 5 current and recent Koenigsegg Automotive models, from the Gemera at around £1,800,000 to the CC850 at £3,650,000. Every figure on this page is computed from those real list prices by the same finance calculator you can run yourself, and we are an independent credit broker arranging the financing rather than a lender, so the rate and the term come back from our panel of specialist lenders rather than from us.
What Koenigsegg refinance costs a month
Releasing capital against a Koenigsegg costs the interest on the sum advanced over the term you pick, and nothing else moves it. The table below prices three example sums at 9.9% nominal over 36, 48 and 60 months, so you can see what the term does to the monthly payments before committing to one. Koenigsegg car equity release is secured lending against a car you own, so what can be advanced is settled by an independent appraisal of its market value.
| Capital released | Over 36 months | Over 48 months | Over 60 months |
|---|---|---|---|
| £500,000 | £16,110 | £12,657 | £10,599 |
| £1,000,000 | £32,220 | £25,315 | £21,198 |
| £2,000,000 | £64,441 | £50,629 | £42,396 |
Indicative only and not a quotation. The capital sums shown are examples rather than an offer: what can actually be advanced against your car depends on an independent appraisal, on anything still outstanding against it, and on the commercial lender's underwriting. Figures are computed on a straight amortisation at the nominal annual rate shown and assume no fees.
Koenigsegg refinance finance calculator
Change the price, the deposit and the term to see what moves. The calculator runs the same amortisation as the table above, so the two can never disagree.
Vehicle Config
mi
£
Equity Release
£
Ready to Calculate
Select your vehicle and finance options, then click "Get Quote" to see your personalized finance breakdown and market analysis.
Which Ängelholm models hold enough value to refinance
We arrange Koenigsegg refinance across the Koenigsegg Automotive range rather than on a shortlist of easy cars, but the structure does not fit every model equally. Our specialist lenders take new, pre-owned and classic Koenigsegg cars alike, and the judgement in the table below comes from how each car has actually behaved at the end of a term rather than from what is easiest to place.
Every car in the range suits it: the Jesko, Regera, Gemera, CC850 and Agera RS. Prices below are list, and a pre-owned Jesko is arranged on the same panel as a new one.
| Model | List from | Suits refinance | Why |
|---|---|---|---|
| Jesko | £3,000,000 | Yes | Value has held or risen, so there is equity to advance against |
| Regera | £2,300,000 | Yes | Value has held or risen, so there is equity to advance against |
| Gemera | £1,800,000 | Yes | Value has held or risen, so there is equity to advance against |
| CC850 | £3,650,000 | Yes | Value has held or risen, so there is equity to advance against |
| Agera RS | £2,800,000 | Yes | Value has held or risen, so there is equity to advance against |
Koenigsegg
CC850 Finance
From £3,650,0001385 bhp
Koenigsegg
Jesko Finance
From £3,000,0001600 bhp
Koenigsegg
Agera RS Finance
From £2,800,0001360 bhp
Koenigsegg
Regera Finance
From £2,300,0001500 bhp
Koenigsegg
Gemera Finance
From £1,800,0001700 bhp
Each card opens the model page, where you can model Koenigsegg refinance financing against that specific vehicle.
How much can be released against a Koenigsegg
Three things decide what comes back on Koenigsegg refinance: what an independent appraiser puts on the car, what is still outstanding against it, and how long you want to repay the total amount over. The advance settles any existing agreement first, and the balance is what reaches you. Ownership of the Koenigsegg does not move at any point and you keep driving it throughout.
Repayment on Koenigsegg car equity release is straight capital and interest at 9.9% indicative nominal, with no balloon and no option to exercise at the end. Terms on Koenigsegg Automotive cars typically run to 36 months. New, pre-owned and classic cars are all eligible, and refinancing an agreement held elsewhere is common. Because the agreement is unregulated commercial finance above £25,000 it is underwritten individually rather than priced off a published rate card.
- £2,000,000 to £8,000,000
- Koenigsegg deal range
- 5 of 5
- Models suited to refinance
- 25%
- Typical deposit
- 36 months
- Typical term
Arranged from £25,000 upwards
On current residual behaviour
Moves with the car and your position
Indicative rates from 9.9% nominal
Why Koenigsegg finance against an owned car needs a specialist
Koenigsegg finance at this level is not a retail product and is not priced from a rate card. We are an independent credit broker rather than a lender, so Koenigsegg refinance goes to the lenders on our panel that genuinely write against Koenigsegg Automotive cars, and what comes back reflects the individual car, its provenance and its specification rather than a headline rate.
Every Koenigsegg finance figure on this page is computed from a real list price in our catalogue, from the Gemera up to the CC850, on the same amortisation the calculator runs. We publish no headline rate because every agreement above £25,000 is underwritten individually, and financing a Koenigsegg Automotive car turns on the asset at least as much as on the borrower.
Whether you arrive calling it Koenigsegg car finance, hypercar finance and exotic car finance, or simply a monthly payment on a Gemera, the four structures and the panel behind them are the same. We arrange bespoke finance across the UK, a classic car goes to the same underwriters as a new one, and the monthly payments quoted here are computed rather than advertised.
What we do on a Koenigsegg that a dealer finance desk does not
- Place Koenigsegg refinance across a panel rather than with one lender, so a decline on a Koenigsegg starts the conversation rather than ending it
- Price new, pre-owned and classic Koenigsegg cars on the same panel, including a Gemera bought privately or a CC850 bought at auction
- Get the car appraised independently rather than taking a trade valuation, because the advance follows the appraisal
- Say when one of the other three structures suits your Koenigsegg better, even where it is the one we place less often
How Koenigsegg Automotive values set what a lender will advance
Ängelholm's total production since 2002 is measured in the hundreds. The Agera RS ran to 25 cars, the Regera to 80, the Jesko to 125 across both variants. Every one of those runs sold out, and none of them has traded down. The CC850 was announced at 50 cars and immediately increased to 70 because demand exceeded the original run, which tells you most of what you need to know about the direction of travel.
Koenigsegg also does something unusual for a low-volume manufacturer: it keeps engineering the cars after they are sold, and it maintains them from the factory. That has kept older cars closer to current specification than is normal at this level and has supported values on the earlier Ageras in a way that comparable one-off builds have not managed.
For finance the position matches Bugatti and Pagani. Nobody will guarantee a future value on a car the market expects to appreciate, and no owner is looking for one. The useful structures here are the ones that let you set the terms and keep the upside.
Koenigsegg builds fewer cars a year than most dealers sell in a week, and scarcity at that level puts the marque permanently outside guaranteed-value products.
| Direction | Cars | What it means for a lender |
|---|---|---|
| Holding or rising | Agera RS, Regera, Jesko, CC850 | A guaranteed future value is either declined outright or set below what the car is really worth, so the lender's protection is worth little here |
| Falling | None material in the current range | Not applicable on this marque |
Market commentary rather than a valuation. Residual value is the largest single variable in a £25,000-plus vehicle agreement and no credit broker can guarantee it. Lender posture on Koenigsegg: Not offered. Values on Ängelholm cars have moved in one direction and lenders will not write against a reversal.
Koenigsegg refinance against the other three structures
The four finance options are not interchangeable on a Koenigsegg, and the reason is the one running through this whole page: who carries the residual. Personal Contract Purchase hands it to the lender through a guaranteed minimum future value. Lease Purchase leaves it with you behind a balloon payment you agree. Hire Purchase removes the question by amortising the full cost and ends in outright ownership. Equity Release is not a purchase structure at all, but a refinance against a Koenigsegg you already hold.
- Placed a different way
Koenigsegg Personal Contract Purchase
PCP is not available on a Koenigsegg and would be the wrong product if it were, because Ängelholm's production numbers put the marque permanently outside guaranteed-value finance.
- Available but limited
Koenigsegg Hire Purchase
Hire purchase suits a Koenigsegg on the underwriting, because Ängelholm's cars are lent against an appraisal rather than a residual forecast, but a short term with nothing deferred produces the heaviest monthly commitment we write and sends most Jesko and CC850 buyers to lease purchase.
- Core structure
Koenigsegg Lease Purchase
Lease purchase is the working structure on a Koenigsegg, because Ängelholm's production numbers put the marque permanently outside guaranteed-value products and hire purchase on a £3m Jesko produces a payment nobody wants.
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Koenigsegg Equity Release
Core structureEquity release on a Koenigsegg is usually about the next car, releasing capital against a Regera or an Agera RS to secure a Jesko or CC850 commitment without selling anything.
Ratings are our own view of how each structure behaves on Koenigsegg, based on the residual evidence above rather than on which product is easiest to place.
Where equity release stops working on an Ängelholm car
Against the build numbers set out above, every run sold out and none has traded down. Cars with that record are held outright by owners who bought them to keep, so a refinance is set against the full appraised value with no settlement figure standing in front of it.
Koenigsegg also does something unusual for a low-volume maker: it keeps engineering the cars after they are sold and maintains them from the factory. That has kept earlier Ageras closer to current specification than comparable one-off builds manage, which reduces the uncertainty an underwriter has to price and tends to show up in the terms. The result is that a Koenigsegg refinance runs more smoothly than the production numbers would lead you to expect.
The valuation depends on the file, and on this marque the file is unusually decisive. A car maintained outside the factory programme, or one whose specification has been altered from how it left Ängelholm, gives an underwriter less to anchor against and is appraised more cautiously as a result. The marque's market being one-directional does not lift an individual car with gaps in its history.
Related Reading
Koenigsegg refinance and equity release FAQs
Releasing £500,000 against a Koenigsegg costs around £12,657 a month over 48 months at 9.9% indicative nominal, on a straight capital and interest repayment with no balloon. What you can actually release is set by an independent appraisal of your car and by anything still outstanding against it, so treat this as an illustration rather than an offer.
That is the classic Koenigsegg case. Only 25 Agera RS cars were built and none has traded down, so an owned example normally carries substantial positive equity. Refinancing it produces the capital for a Jesko commitment while the Agera stays in your collection. Build-slot deadlines are fixed, so tell us the date at the outset and we will work the appraisal around it.
Recorded sales for the model, the specific car's mileage and condition, the completeness of its build and service documentation, and whether it has stayed inside the factory programme. Specification changes are examined closely because they move the car away from the population the comparables come from. The output is a considered appraisal rather than a book figure, and it is what the whole advance rests on.
No. Newness is a problem for guaranteed-value products, which need a forecast, and not for this one, which needs a current valuation. The CC850's run was increased from 50 cars to 70 because demand exceeded it, so the appraisal has a clear direction of travel to work with. What matters is whether the car is owned outright or what remains on any existing agreement.
Not necessarily a company, but the arrangement is commercial either way. We are an independent credit broker and everything we place is unregulated commercial finance above £25,000, arranged for businesses and for high net worth individuals who fall outside the consumer regime. If a regulated consumer agreement is what you actually need, we are not the right firm and we will tell you so.