Back to Koenigsegg
hypercar
Koenigsegg Regera Finance
2016-2023
1500 bhp
Power
2.7s 0-62mph
Acceleration
255 mph
Top Speed
Finance from
£19,744 a month
Indicative, on Lease Purchase
List price
£2,300,000
Specified to £3,200,000
Scroll
Regera finance from £19,744 a month
- £19,744
- Per month
- £575,000
- Deposit
- 1500 bhp
- Power
- 9.9%
- Indicative rate
Lease Purchase, 36 months
25% of £2,300,000
5.0L V8 Twin-Turbo Hybrid
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £2,300,000 list price at 9.9% nominal over 36 months.
A Regera comes to £55,580 a month on Hire Purchase against the £2,300,000 list, with £575,000 at 25% down across 36 months at an indicative 9.9%, and the car is yours outright at the end with nothing outstanding. Eighty were built and the last left Ängelholm in 2023. A finished run from a manufacturer whose cars have not traded down is the sort of security that gets a commercial funder interested quickly.
Koenigsegg Regera finance deals and what they cost
Hypercar finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Koenigsegg Regera three ways, on a 25% deposit of £575,000 over 36 months at an indicative 9.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Koenigsegg Regera | Hire Purchase | £2,300,000 | £575,000 (25%) | 36 months | None | 9.9% | £55,580 |
| Koenigsegg Regera | Lease Purchase | £2,300,000 | £575,000 (25%) | 36 months | £1,495,000 (65%) | 9.9% | £19,744 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £55,580 and the only row with no final payment to plan for. Lease Purchase defers £1,495,000 to a final balloon, taking £35,836 a month off. There is no Personal Contract Purchase row, and its absence is the useful information: not offered. Values on Ängelholm cars have moved in one direction and lenders will not write against a reversal.
Koenigsegg Direct Drive is the reason this car exists and the reason its finance file reads unlike anything else on the site. There is no gearbox. A 5.0-litre twin-turbo V8 and three electric motors deliver a combined 1500 bhp and 2000 Nm through a single-speed hydraulic coupling, so acceleration arrives without a single interruption. Removing the transmission removed the component that ages worst on a car of this output, and underwriters who understand that treat the powertrain as a strength rather than as an unknown.
Production ran from 2016 to 2023 and stopped at eighty cars. Finished runs are the easiest collector assets to secure against, because the population cannot grow, the specifications are documented and the trade around them is small enough that a funder can find out what any given chassis has done in an afternoon. The uncertainty that makes a current model awkward to underwrite simply is not present here.
What replaces it is a different question, and it is about age rather than volume. A 2016 Regera and a 2023 Regera are seven years apart in battery cycles and in factory updates. That gap does not change the marque position at all, and it does change which chassis a funder is happiest with, which is why we submit the delivery date and the service record together rather than treating the model line as the unit of assessment.
Calculate your Regera finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a Regera. Car finance on a £2,300,000 asset is priced on the car as much as on you.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 25% deposit over 36 months:
From
£19,744 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Koenigsegg Regera
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £55,580 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £19,744 | £1,495,000 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | Not written | No GMFV set | Not applicable | A lender will not guarantee a future value on this car |
Computed at 9.9% over 36 months on a 25% deposit.
Our answer on the Regera is Hire Purchase. Hire Purchase amortises the full balance across 36 months and finishes with a car in your name and nothing to settle, which is the natural shape for an asset almost nobody buys with an exit date in mind.
Lease Purchase suits an owner who wants the monthly figure held down and their capital deployed elsewhere. It brings the commitment to £19,744 by deferring £1,495,000 to the end of the term, and because that deferred figure is one you agree rather than one a funder guarantees, you can settle it, refinance it or clear it on a sale entirely at your own timing.
If you came here looking for Koenigsegg Regera leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a Regera: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Koenigsegg builds fewer cars a year than most dealers sell in a week, and scarcity at that level puts the marque permanently outside guaranteed-value products. The Koenigsegg Regera sits inside that position as a limited-build car whose market has already decided it is worth keeping.
What a lender sees in the Koenigsegg Regera
A commercial lender underwrites the Koenigsegg Regera as an asset before it underwrites you as a borrower. The engine is where that starts: a 5.0L V8 Twin-Turbo Hybrid engine producing 1500 bhp, with 2.7s 0-62mph and 255 mph, puts this car in a category a specialist lender recognises. A Regera at £2,300,000 and specified to £3,200,000 is also not one asset with one value, and options rarely come back at what they cost.
| Regera | |
|---|---|
| Engine | 5.0L V8 Twin-Turbo Hybrid |
| Power | 1500 bhp |
| Torque | 2000 Nm |
| 0-62mph | 2.7s 0-62mph |
| Top speed | 255 mph |
| Transmission | Single-speed Direct Drive |
| Drivetrain | RWD |
| List price | £2,300,000 |
| Specified to | £3,200,000 |
| Production | 2016-2023 |
The high voltage system is the component with a defined life on this car, and it is the first thing an experienced underwriter asks about. Three electric motors and the battery that feeds them are serviceable items with a factory-managed inspection position, and a Regera that has stood untouched for several years is not automatically the safer asset. Written confirmation of where the pack stands is worth more to the terms than a low odometer reading.
Two thousand newton metres through the rear wheels, with no gearbox to shorten the torque delivery, gives this car an appetite for tyres and a rating that sits at the top of the specialist insurance market. Funders lending on a Regera expect agreed-value cover and shortfall protection to be in place before drawdown, and they will read the policy schedule rather than take a summary of it.
The 2016 to 2023 build window is wide for eighty cars, and it produces a genuine spread in the file. Early chassis carry more update history, later ones carry more remaining factory support, and the differences between individual commissions are large enough that the list runs from £2,300,000 up to £3,200,000. A funder prices the chassis in front of it, so the build sheet does more work than the model designation.
Regera features that bear on the valuation
- Direct Drive transmission
- No traditional gearbox
- Three electric motors
- 2000 Nm torque
- Limited to 80 units
What a lender wants to see on a Regera
- The original factory commission document, showing how the car was specified when it was ordered
- High voltage and electric motor inspection records, with dates rather than a general assurance
- Confirmation of the delivery year, since the run spans 2016 to 2023 and chassis are priced individually
- Agreed-value insurance and shortfall cover in force ahead of drawdown
- An ownership chain with no unexplained gaps, and no non-factory work recorded on the powertrain
Financing a used Koenigsegg Regera
Every Regera has been a used car since 2023, which removes the new-versus-pre-owned question the rest of this site spends time on and replaces it with the question of which eighty. Delivery-mileage cars, genuinely used examples and the small number carrying unusual factory commissions occupy separate positions in the trade, and a funder follows the individual car rather than the model line when it sets the advance.
The submission a funder wants on a Regera is the factory record in full: original commission details, the service and inspection history including the high voltage items, an ownership chain with no unexplained periods, and confirmation that nothing outside Ängelholm has been near the powertrain. Where that file is complete the terms are strong. Where it has a hole in it, the deposit requirement moves before the rate does.
Pre-owned cars price the same way with smaller numbers. A used Regera at £1,495,000, on the same 25% deposit and 9.9% rate, comes to £36,127 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Koenigsegg Regera holds its value
Eighty cars sold out, and none of them has needed the reassessment period that most performance cars go through in their first decade. Koenigsegg's practice of continuing to engineer and maintain cars after they leave the factory has kept older chassis closer to current specification than is normal at this level, and the Ageras that preceded the Regera have benefited from the same thing. That is a structural support under this market rather than a claim about any particular chassis.
The comparison worth making is with the Agera RS. Twenty-five cars, a production run that closed in 2018, and transactions since at figures above what the cars cost their first owners. The Regera is a larger run from the same manufacturer with a more complex powertrain and a very different purpose, so the two are not interchangeable. What they share is the thing that matters to a funder, which is that neither has given anybody a reason to expect a fall.
Koenigsegg took the gearbox out and left the acceleration in. Eighty people were allowed to buy the result, and none of them has been given a reason to regret it.
Everything here about the Regera market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Koenigsegg you are buying.
Part exchange and settlement on a Koenigsegg Regera
Three things can happen at the end of a Lease Purchase term on a Koenigsegg Regera, and it is worth knowing which you are planning for. You settle the £1,495,000 balloon and keep the car, you refinance it over a further term, or you part exchange the Regera and take whatever sits above the balloon as equity toward the next one.
Ownership costs on a Regera cluster around the powertrain and the logistics. The hybrid system needs periodic attention whether the car is driven or stored, movement to and from a factory-approved facility is a planned expense rather than an incidental one, and agreed-value insurance on a car of this output is a serious annual figure. None of it is unusual for the buyer, and all of it belongs alongside the payment in the same budget.
Because there is no gearbox to wear and no conventional clutch pack to replace, the mechanical side of a Regera term is quieter than the powertrain's complexity would suggest. That reinforces the point about term length. Choose 36 months because it matches when you want the facility to end, not because you are hedging against the car needing something.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the Regera is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the Regera.
How we arrange Koenigsegg Regera finance
Tell us about the car
Specification, mileage, history and where you are buying the Regera. On a £2,300,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Koenigsegg paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 25% deposit of £575,000 over 36 months is our starting point on the Regera.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most Regera agreements complete inside a week, anywhere in the United Kingdom.
Other models from Ängelholm we finance
The Koenigsegg Regera sits at £2,300,000 in a range we finance end to end. Either side of it are the Gemera at £1,800,000 and the Agera RS at £2,800,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Koenigsegg cars we arrange finance deals on are the Koenigsegg Jesko, the Koenigsegg Gemera, the Koenigsegg CC850 and the Koenigsegg Agera RS, each with its own page and payment table, because a lender does not price a range, it prices a car.
Koenigsegg Regera finance FAQs
From the £2,300,000 list with £575,000 down at 25%, a 36 month term and an indicative 9.9%, a Regera works out at £55,580 a month on Hire Purchase or £19,744 on Lease Purchase with £1,495,000 deferred to the end. Individual commissions carry very different specifications, so the number to model is the price of the specific chassis you are buying rather than the base figure for the model.
Lease Purchase, yes, and it is arranged regularly on this car. Conventional contract hire, where the car goes back at the end and never belongs to you, is not written by any commercial funder we would use against an eighty-car asset. Lease Purchase gives you the lower monthly commitment of £19,744 while legal ownership sits with you from the first payment, and £1,495,000 at the end is a figure you settle on your own terms.
The eighty-car run was fully allocated before production closed in 2023, and nothing about the marque's earlier limited series suggests a reversal. Agera RS cars have changed hands above their delivery prices since that run finished in 2018, and Koenigsegg has continued to support and update older chassis in a way that has kept them relevant. We will not put a figure on any specific car, because at these volumes value belongs to the chassis rather than to the model.
25%, or £575,000 against the £2,300,000 list, is the level at which the widest panel will quote on an Ängelholm car. Where a buyer holds other assets that can be brought into the security, or is funding through a company with a strong trading record, the requirement softens. Where the Regera is the only asset in the arrangement, expect the standard percentage and expect the funder to want the insurance position resolved before it moves.
It makes the file longer rather than the answer different. Underwriters treat the battery and the three electric motors as serviceable components with a documented inspection position, so they ask for records instead of taking a view on the technology. What genuinely helps is evidence that the car has been used or at least exercised, since a hybrid that has stood for years raises more questions than one with honest mileage behind it. Bring the records and the terms follow.
Yes, and it is one of the more common reasons Regera owners contact us. Equity release lets you borrow against a car held outright, with the funder taking security over the vehicle while it stays in your ownership and your storage. The advance is set against an independent valuation of the specific chassis and the term is agreed around what you intend to do with the money. We are an independent credit broker rather than a lender, arranging unregulated commercial finance from £25,000 upwards.
Koenigsegg finance by structure
This page covers the Regera. For how each structure behaves across the Ängelholm range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Koenigsegg Regera?
Tell us about the car and we will come back with terms from the commercial lenders that write Koenigsegg paper. From £19,744 a month on Lease Purchase.