Placed a different way
Koenigsegg PCP Finance
Jesko, Regera and CC850 on a deposit and a deferred final payment, with the residual left exactly where owners want it
Indicative monthly payment from
£15,452a month
Based on Koenigsegg Gemera at £1,800,000, arranged as Lease Purchase at 9.9% nominal.
- Deposit
- £450,000
- Term
- 36
- Final payment
- £1,170,000
25%
months
65%
Indicative and not a quotation. Computed at render time from the car's real list price on the same amortisation the calculator runs.
Ängelholm cars are financed on a monthly payment like anything else here: deposit in, term agreed, and a substantial closing figure deferred to the end. On a Jesko or a Regera that agreement is Lease Purchase rather than Koenigsegg PCP, which puts the final number in your hands and leaves every pound of appreciation with the owner.
We arrange Koenigsegg PCP across 5 current and recent Koenigsegg Automotive models, from the Gemera at around £1,800,000 to the CC850 at £3,650,000. Every figure on this page is computed from those real list prices by the same finance calculator you can run yourself, and we are an independent credit broker arranging the financing rather than a lender, so the rate and the term come back from our panel of specialist lenders rather than from us.
What a Koenigsegg PCP costs a month
The figures below are computed from each car's real list price using the same amortisation the finance calculator on this page runs, at 9.9% indicative nominal over 36 months. They are illustrations rather than quotations, because the deposit, the term and the rate all move with the specific Koenigsegg, its provenance and your credit position. Financing at this level is underwritten car by car, so the true cost of Koenigsegg PCP is set once a lender has seen both. They are priced as Lease Purchase, which is the structure that produces this monthly payment on a Koenigsegg.
The table prices the Koenigsegg CC850, then the Jesko and Agera RS. Change the car and the monthly payment moves with the list price, the deposit and the term rather than with anything we decide.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Koenigsegg CC850 | Lease Purchase | £3,650,000 | £912,500 (25%) | 36 months | £2,372,500 (65%) | 9.9% | £31,334 |
| Koenigsegg Jesko | Lease Purchase | £3,000,000 | £750,000 (25%) | 36 months | £1,950,000 (65%) | 9.9% | £25,754 |
| Koenigsegg Agera RS | Lease Purchase | £2,800,000 | £700,000 (25%) | 36 months | £1,820,000 (65%) | 9.9% | £24,037 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Koenigsegg PCP finance calculator
Change the price, the deposit and the term to see what moves. The calculator runs the same amortisation as the table above, so the two can never disagree.
Vehicle Config
mi
£
Personal Contract Purchase
£
Ready to Calculate
Select your vehicle and finance options, then click "Get Quote" to see your personalized finance breakdown and market analysis.
Which Ängelholm models we place on Koenigsegg PCP
We arrange Koenigsegg PCP across the Koenigsegg Automotive range rather than on a shortlist of easy cars, but the structure does not fit every model equally. Our specialist lenders take new, pre-owned and classic Koenigsegg cars alike, and the judgement in the table below comes from how each car has actually behaved at the end of a term rather than from what is easiest to place.
| Model | List from | Suits PCP | Why |
|---|---|---|---|
| Jesko | £3,000,000 | No | Rising or firm market, so any guaranteed figure sits below real value |
| Regera | £2,300,000 | No | Rising or firm market, so any guaranteed figure sits below real value |
| Gemera | £1,800,000 | No | Rising or firm market, so any guaranteed figure sits below real value |
| CC850 | £3,650,000 | No | Rising or firm market, so any guaranteed figure sits below real value |
| Agera RS | £2,800,000 | No | Rising or firm market, so any guaranteed figure sits below real value |
Koenigsegg
CC850 Finance
From £3,650,0001385 bhp
Koenigsegg
Jesko Finance
From £3,000,0001600 bhp
Koenigsegg
Agera RS Finance
From £2,800,0001360 bhp
Koenigsegg
Regera Finance
From £2,300,0001500 bhp
Koenigsegg
Gemera Finance
From £1,800,0001700 bhp
Each card opens the model page, where you can model Koenigsegg PCP financing against that specific vehicle.
Koenigsegg PCP deposit, term and balloon
Koenigsegg PCP is built from three numbers. A deposit, typically 25% on a Koenigsegg Automotive car and payable from cash, a part exchange or equity in something you already own. A term, usually 36 months. And a guaranteed minimum future value deferred to the end, which is what pulls the monthly payment down to the figures above.
You have three ways to deal with the balloon payment: settle it and take the Koenigsegg outright, refinance it over a further term, or sell the car and clear it from the proceeds. Which of those is right is worth deciding before the agreement is written rather than in its final month. Early settlement part way through is allowed, with interest you have not yet run rebated. New, pre-owned and classic cars are all eligible, and Koenigsegg sits inside the wider hypercar finance and exotic car finance market we work across.
PCP is one of four finance products our specialists place, and on a Koenigsegg the monthly shape above comes from a lease purchase agreement rather than a personal contract purchase, because no lender will fix a future value on this marque. Either way the interest rates are commercial rather than consumer, so the credit assessment sits on the business as much as on the individual and a Koenigsegg decision can turn on trading history rather than on a personal credit file. Fixed monthly payments make the total amount payable straightforward to plan against.
- £2,000,000 to £8,000,000
- Koenigsegg deal range
- 0 of 5
- Models suited to PCP
- 25%
- Typical deposit
- 36 months
- Typical term
Arranged from £25,000 upwards
On current residual behaviour
Moves with the car and your position
Indicative rates from 9.9% nominal
Why arrange Koenigsegg finance with a specialist broker
Koenigsegg finance at this level is not a retail product and is not priced from a rate card. We are an independent credit broker rather than a lender, so Koenigsegg PCP goes to the lenders on our panel that genuinely write against Koenigsegg Automotive cars, and what comes back reflects the individual car, its provenance and its specification rather than a headline rate.
Every Koenigsegg finance figure on this page is computed from a real list price in our catalogue, from the Gemera up to the CC850, on the same amortisation the calculator runs. We publish no headline rate because every agreement above £25,000 is underwritten individually, and financing a Koenigsegg Automotive car turns on the asset at least as much as on the borrower.
Whether you arrive calling it Koenigsegg car finance, hypercar finance and exotic car finance, or simply a monthly payment on a Gemera, the four structures and the panel behind them are the same. We arrange bespoke finance across the UK, a classic car goes to the same underwriters as a new one, and the monthly payments quoted here are computed rather than advertised.
What we do on a Koenigsegg that a dealer finance desk does not
- Place Koenigsegg PCP across a panel rather than with one lender, so a decline on a Koenigsegg starts the conversation rather than ending it
- Price new, pre-owned and classic Koenigsegg cars on the same panel, including a Gemera bought privately or a CC850 bought at auction
- Structure around Koenigsegg Automotive residual behaviour rather than against it, which is the whole of the argument on this marque
- Say when one of the other three structures suits your Koenigsegg better, even where it is the one we place less often
How Koenigsegg Automotive residuals set the guaranteed future value
Ängelholm's total production since 2002 is measured in the hundreds. The Agera RS ran to 25 cars, the Regera to 80, the Jesko to 125 across both variants. Every one of those runs sold out, and none of them has traded down. The CC850 was announced at 50 cars and immediately increased to 70 because demand exceeded the original run, which tells you most of what you need to know about the direction of travel.
Koenigsegg also does something unusual for a low-volume manufacturer: it keeps engineering the cars after they are sold, and it maintains them from the factory. That has kept older cars closer to current specification than is normal at this level and has supported values on the earlier Ageras in a way that comparable one-off builds have not managed.
For finance the position matches Bugatti and Pagani. Nobody will guarantee a future value on a car the market expects to appreciate, and no owner is looking for one. The useful structures here are the ones that let you set the terms and keep the upside.
Koenigsegg builds fewer cars a year than most dealers sell in a week, and scarcity at that level puts the marque permanently outside guaranteed-value products.
| Direction | Cars | What it means for a lender |
|---|---|---|
| Holding or rising | Agera RS, Regera, Jesko, CC850 | A guaranteed future value is either declined outright or set below what the car is really worth, so the lender's protection is worth little here |
| Falling | None material in the current range | Not applicable on this marque |
Market commentary rather than a valuation. Residual value is the largest single variable in a £25,000-plus vehicle agreement and no credit broker can guarantee it. Lender posture on Koenigsegg: Not offered. Values on Ängelholm cars have moved in one direction and lenders will not write against a reversal.
Koenigsegg PCP against the other three structures
The four finance options are not interchangeable on a Koenigsegg, and the reason is the one running through this whole page: who carries the residual. Personal Contract Purchase hands it to the lender through a guaranteed minimum future value. Lease Purchase leaves it with you behind a balloon payment you agree. Hire Purchase removes the question by amortising the full cost and ends in outright ownership. Equity Release is not a purchase structure at all, but a refinance against a Koenigsegg you already hold.
You are here
Koenigsegg Personal Contract Purchase
Placed a different wayPCP is not available on a Koenigsegg and would be the wrong product if it were, because Ängelholm's production numbers put the marque permanently outside guaranteed-value finance.
- Available but limited
Koenigsegg Hire Purchase
Hire purchase suits a Koenigsegg on the underwriting, because Ängelholm's cars are lent against an appraisal rather than a residual forecast, but a short term with nothing deferred produces the heaviest monthly commitment we write and sends most Jesko and CC850 buyers to lease purchase.
- Core structure
Koenigsegg Lease Purchase
Lease purchase is the working structure on a Koenigsegg, because Ängelholm's production numbers put the marque permanently outside guaranteed-value products and hire purchase on a £3m Jesko produces a payment nobody wants.
- Core structure
Koenigsegg Equity Release
Equity release on a Koenigsegg is usually about the next car, releasing capital against a Regera or an Agera RS to secure a Jesko or CC850 commitment without selling anything.
Ratings are our own view of how each structure behaves on Koenigsegg, based on the residual evidence above rather than on which product is easiest to place.
Where PCP stops working on an Ängelholm car
The build numbers set out above are the whole argument. Every run sold out, none has traded down, and the CC850 went from 50 cars to 70 because demand exceeded the original plan, which tells you the direction of the market without needing a valuation.
A lender guaranteeing a future value needs a population of comparable sales to forecast from and a reason to believe the value will fall. Neither exists here. What lenders will do, and do readily, is lend against the car, because Koenigsegg provenance is well documented and the factory maintains its own cars, which keeps older examples closer to current specification than is normal at this level.
There is no Koenigsegg on which this changes. Jesko, Regera, Gemera, CC850 and the historic Ageras are all financed on structures that leave the residual with you, which on this marque is where every owner we deal with wants it.
Where that applies, Lease Purchase is usually the better answer on a Koenigsegg.
The structure we would point you at instead
Koenigsegg Lease Purchase
Lease purchase keeps the monthly payment down through a deferred balloon while leaving the appreciation with you, which is the correct position on a car whose value has only ever moved in one direction.
Related Reading
Koenigsegg PCP finance FAQs
Koenigsegg PCP is placed as Lease Purchase, and on that structure Koenigsegg Gemera at £1,800,000 comes out around £15,452 a month: £450,000 down at 25%, 36 months at 9.9% indicative nominal, and £1,170,000 deferred to the end. The monthly shape is the one you came for. What differs is who owns the final figure, and on this marque that is you.
Yes, through specialist commercial lenders, on lease purchase or hire purchase. The underwriting is asset-led and turns on provenance, build documentation and the buyer's position. What is not available is any structure involving a lender-guaranteed future value, because no lender will forecast a fall in a Jesko.
Because it makes the asset easier to value and easier to liquidate if it ever needs to be. Ängelholm continues to develop and service its own cars, which keeps earlier Ageras closer to current specification than comparable low-volume builds from other makers. That reduces the lender's uncertainty, and lower uncertainty shows up in the terms.
It is different rather than harder. A Ferrari 296 GTB is placed against a valuation book in a day. A Koenigsegg is placed against an appraisal and a provenance file, which takes longer and needs a lender that does this work routinely. The rate is not necessarily higher; the process is simply not automated.
Yes. Equity release against an owned Koenigsegg is straightforward with the right lender, and the advance is set against a current appraised value less anything outstanding. Owners typically do this to fund the next build slot without selling the car they have.