Koenigsegg CC850 Finance

Koenigsegg CC850 finance deals and what they cost

Hypercar finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Koenigsegg CC850 three ways, on a 25% deposit of £912,500 over 36 months at an indicative 9.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.

Hire Purchase amortises the whole balance, which is why it is the highest payment at £88,203 and the only row with no final payment to plan for. Lease Purchase defers £2,372,500 to a final balloon, taking £56,869 a month off. There is no Personal Contract Purchase row, and its absence is the useful information: not offered. Values on Ängelholm cars have moved in one direction and lenders will not write against a reversal.

The Engage Shift System is the whole argument for this car and it is a genuinely unusual piece of engineering. One transmission that presents itself as a six-speed manual with a clutch pedal and a gate, or as a nine-speed automatic, depending on what the driver selects. Koenigsegg built it because customers kept asking for a manual and the company was not prepared to give up the automatic's performance to provide one. A funder does not need to admire that to lend against it. It needs to know the mechanism is factory-supported, and it is.

The CC850 was created to mark twenty years since the CC8S that made Koenigsegg a manufacturer, and commemorative cars from small builders occupy a distinct position in the collector market. They are bought by people who already own something from the same factory, they are allocated rather than sold, and they very rarely come back to the market in a hurry. That behaviour is what a funder is really assessing when it decides how much of the price it is prepared to advance.

At £3,650,000 rising to £4,500,000 this is the most expensive car in the Koenigsegg range on list, above both the Jesko and the Agera RS that preceded it. Price alone does not make an asset harder to fund. What matters is whether the number is supported by scarcity and by demand, and on a fifty-car run that had to be extended before deliveries began, both boxes are ticked before the conversation starts.

Which finance structure suits the Koenigsegg CC850

Our answer on the CC850 is Hire Purchase. Hire Purchase clears the whole balance across 36 months and hands you a car with nothing registered against it, which is the arrangement that fits an anniversary model bought by someone who has no intention of being without it.

Lease Purchase makes sense where the capital is doing better work somewhere else. It cuts the monthly figure to £31,334 by deferring £2,372,500, and since that deferred sum is agreed between you and the funder rather than guaranteed by it, you keep complete control over how and when it is settled.

If you came here looking for Koenigsegg CC850 leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a CC850: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.

Koenigsegg builds fewer cars a year than most dealers sell in a week, and scarcity at that level puts the marque permanently outside guaranteed-value products. The Koenigsegg CC850 sits inside that position as a limited-build car whose market has already decided it is worth keeping.

Financing a used Koenigsegg CC850

Cars from this run change hands privately and infrequently, so a funder assessing a CC850 is looking at a single chassis rather than at a model. What it wants in front of it is the original allocation and commission paperwork, the factory service position, an ownership chain it can follow and confirmation that the specification is as Ängelholm delivered it. Where all four are present the advance is set against the real price of the car.

Delivery mileage is common on this model and it is not automatically the advantage buyers assume. A CC850 that has been exercised and serviced tells an underwriter something useful about its condition, while one that has sat since delivery invites a question about the fluids, the battery and the transmission. Neither position is a problem. The difference is simply which set of records we need to assemble before submitting.

Pre-owned cars price the same way with smaller numbers. A used CC850 at £2,372,500, on the same 25% deposit and 9.9% rate, comes to £57,332 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.

Part exchange and settlement on a Koenigsegg CC850

Three things can happen at the end of a Lease Purchase term on a Koenigsegg CC850, and it is worth knowing which you are planning for. You settle the £2,372,500 balloon and keep the car, you refinance it over a further term, or you part exchange the CC850 and take whatever sits above the balloon as equity toward the next one.

Running costs on a CC850 are dominated by the factory relationship rather than by consumables. Scheduled work goes through Ängelholm or an approved facility, transport is planned rather than incidental, and the transmission's dual operation adds an inspection item that a conventional gearbox does not have. Agreed-value insurance and secure storage complete a set of annual figures that most buyers at this level already have in place for something else.

Because the asset will not be materially different in three years, the term is a financial decision rather than a mechanical one. A 36 month agreement on this car is short by the standards of the rest of the site, and it is short because the marque's funders prefer it that way rather than because anyone doubts the car. Choose the length that matches when you want the facility to close.

Part exchange is the route most owners take, and it is where the residual value does the most work. If the CC850 is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.

Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the CC850.

Other models from Ängelholm we finance

The Koenigsegg CC850 sits at £3,650,000 in a range we finance end to end. Either side of it are the Jesko at £3,000,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.

The other Koenigsegg cars we arrange finance deals on are the Koenigsegg Jesko, the Koenigsegg Regera, the Koenigsegg Gemera and the Koenigsegg Agera RS, each with its own page and payment table, because a lender does not price a range, it prices a car.