Back to Koenigsegg
hypercar
Koenigsegg Agera RS Finance
2015-2018
1360 bhp
Power
2.6s 0-62mph
Acceleration
278 mph
Top Speed
Finance from
£24,037 a month
Indicative, on Lease Purchase
List price
£2,800,000
Specified to £4,000,000
Scroll
Agera RS finance from £24,037 a month
- £24,037
- Per month
- £700,000
- Deposit
- 1360 bhp
- Power
- 9.9%
- Indicative rate
Lease Purchase, 36 months
25% of £2,800,000
5.0L V8 Twin-Turbo
Nominal annual, subject to underwriting
Indicative, not a quotation. Calculated on the £2,800,000 list price at 9.9% nominal over 36 months.
Most Agera RS enquiries we take come from people who already own one, and the structure that fits is equity release: borrowing against a chassis held outright at an indicative 9.9%, with the car staying in your ownership and your storage throughout. For a purchase, Hire Purchase runs at £67,663 a month against the £2,800,000 list with £700,000 at 25% across 36 months. Twenty-five cars were built, and that number does the work in both conversations.
Koenigsegg Agera RS finance deals and what they cost
Hypercar finance deals are usually quoted as one monthly figure with the structure hidden behind it, which makes them impossible to compare. The table prices the same Koenigsegg Agera RS three ways, on a 25% deposit of £700,000 over 36 months at an indicative 9.9% nominal. Only the structure changes, so the gap between rows is the cost of the structure rather than the car.
| Vehicle | Structure | Price | Deposit | Term | Balloon | Rate | Monthly |
|---|---|---|---|---|---|---|---|
| Koenigsegg Agera RS | Hire Purchase | £2,800,000 | £700,000 (25%) | 36 months | None | 9.9% | £67,663 |
| Koenigsegg Agera RS | Lease Purchase | £2,800,000 | £700,000 (25%) | 36 months | £1,820,000 (65%) | 9.9% | £24,037 |
Indicative only and not a quotation. Figures are calculated on a balance-with-balloon amortisation at the nominal annual rate shown, and assume no fees. Final terms depend on the commercial lender's underwriting, your circumstances, and the vehicle's specification and provenance.
Hire Purchase amortises the whole balance, which is why it is the highest payment at £67,663 and the only row with no final payment to plan for. Lease Purchase defers £1,820,000 to a final balloon, taking £43,626 a month off. There is no Personal Contract Purchase row, and its absence is the useful information: not offered. Values on Ängelholm cars have moved in one direction and lenders will not write against a reversal.
The Agera RS is the car that took the production speed record, running 277.9 mph on a closed Nevada highway in 2017 and holding the title until 2019. That is a documented event rather than a marketing claim, and it attaches to a run of twenty-five cars. Records are not usually relevant to underwriting. On this model the record is the reason the trade knows every chassis by name, and traceability is a large part of what a funder is buying.
Mechanically the RS is the most conventional car in the current Koenigsegg catalogue, and that counts in its favour over a long facility. A 5.0-litre twin-turbo V8 making 1360 bhp on E85, a seven-speed dual-clutch gearbox and rear-wheel drive, with no hybrid system, no direct drive coupling and no reconfigurable transmission. There is less to age and less to document, which is why funders are comfortable with this chassis in a way that sometimes surprises people who assume complexity scales with price.
Production ran from 2015 to 2018 and the population has been fixed for years. Where a run is that small and that old, a funder stops assessing a model and starts assessing a specific car with a known history, a known specification and in most cases a known list of previous owners. The list runs from £2,800,000 to £4,000,000 depending on chassis and commission, and the gap between those figures is about which car rather than which options.
Calculate your Agera RS finance
The finance calculator below runs the same arithmetic as the tables above. Change the deposit, the term or the amount deferred and the monthly payment moves with it, so you can model the agreement you actually want on a Agera RS. Car finance on a £2,800,000 asset is priced on the car as much as on you.
Vehicle Config
mi
£
Lease Purchase
£
Ready to Calculate
Indicative Lease Purchase payment for this vehicle, based on a 25% deposit over 36 months:
From
£24,037 / month
Click Get Quote for a personalised breakdown including AI market analysis.
Which finance structure suits the Koenigsegg Agera RS
| Structure | Monthly | Final payment | Ownership | Suits you if |
|---|---|---|---|---|
| Hire Purchase | £67,663 | None | Yours on the final payment | You own it at the end and want no balloon to plan for |
| Lease Purchase | £24,037 | £1,820,000 | Yours from day one | You want the lower payment and will settle or refinance the balloon |
| Personal Contract Purchase | Not written | No GMFV set | Not applicable | A lender will not guarantee a future value on this car |
Computed at 9.9% over 36 months on a 25% deposit.
Our answer on the Agera RS is Equity Release. The typical Agera RS conversation is an owner who wants capital rather than a buyer who wants a car, and releasing equity against a chassis with this provenance is frequently the cheapest commercial money available to the person holding it.
Hire Purchase is the structure for an actual purchase, at £67,663 a month with the balance clearing across the term and the car unencumbered at the end. It is the right shape for this asset because nobody acquires one of twenty-five cars with a date in mind for letting it go, and a structure that assumes otherwise simply adds cost.
If you came here looking for Koenigsegg Agera RS leasing or lease deals, the distinction worth knowing is that we do not arrange contract hire, where the car goes back at the end and was never yours. Lease Purchase is the structure closest to what most people mean by leasing a Agera RS: the same lower monthly payment, with legal ownership from the first payment. Contract hire on cars of this value is rare, and sites offering it usually quote short-term rental rather than finance.
Koenigsegg builds fewer cars a year than most dealers sell in a week, and scarcity at that level puts the marque permanently outside guaranteed-value products. The Koenigsegg Agera RS sits inside that position as a limited-build car whose market has already decided it is worth keeping.
What a lender sees in the Koenigsegg Agera RS
A commercial lender underwrites the Koenigsegg Agera RS as an asset before it underwrites you as a borrower. The engine is where that starts: a 5.0L V8 Twin-Turbo engine producing 1360 bhp, with 2.6s 0-62mph and 278 mph, puts this car in a category a specialist lender recognises. A Agera RS at £2,800,000 and specified to £4,000,000 is also not one asset with one value, and options rarely come back at what they cost.
| Agera RS | |
|---|---|
| Engine | 5.0L V8 Twin-Turbo |
| Power | 1360 bhp |
| Torque | 1371 Nm |
| 0-62mph | 2.6s 0-62mph |
| Top speed | 278 mph |
| Transmission | 7-speed dual-clutch |
| Drivetrain | RWD |
| List price | £2,800,000 |
| Specified to | £4,000,000 |
| Production | 2015-2018 |
Twenty-five cars means chassis-level underwriting from the first phone call. Individual histories are documented and discussed within a small trade, so an underwriter can establish what a given car has done, where it has been and who has held it. That is decisive in your favour when the file is clean and it is unforgiving when it is not, because there is nowhere for an awkward period in a car's history to hide in a population this size.
The hollowed carbon fibre wheels and the full carbon aero package are specification items that separate cars within the run and carry serious replacement costs. Underwriters ask whether the original wheels are present and whether the aero package is the one the car left the factory with, since a chassis running replacement parts is valued differently from an entirely original one. On a series car this would be a footnote. Here it moves the advance.
Production ended in 2018, so a chassis coming to us now may be a decade old by the end of a 36 month facility. That is not the concern it would be on a series supercar. The E85-capable V8 and the dual-clutch gearbox are well understood, Koenigsegg has continued to support cars long after their build dates, and funders read age on this marque as provenance rather than as wear.
Agera RS features that bear on the valuation
- 277.9 mph world record
- Limited to 25 units
- 1360 bhp on E85
- Carbon aero package
- Hollowed carbon wheels
What a lender wants to see on a Agera RS
- Full chassis history from first delivery, including every owner and any period the car spent unregistered
- Confirmation that the hollowed carbon wheels and aero package are the originals supplied with the car
- An independent chassis-specific valuation, commissioned by the funder rather than supplied by a seller
- Factory-recognised maintenance records covering the years the car has spent in storage
- Agreed-value insurance and a documented secure storage arrangement in force throughout the term
Financing a used Koenigsegg Agera RS
Every Agera RS has been a used car since 2018 and each one is a private transaction. Some are held in collections that never advertise, some move through a handful of specialist brokers, and a small number are attached to a change in an owner's circumstances. Whichever route a car takes, the funder's requirement is the same: the chassis history in full, evidence of originality, and a valuation from somebody with no interest in the transaction.
Where the file is complete, mileage is close to irrelevant. A car that has covered real distance with factory-recognised maintenance behind it is a stronger asset than a stored chassis with an incomplete record, and underwriters at this level know it. What they will not accept is an unexplained gap in the ownership chain, since on a twenty-five car run somebody in the trade always knows what happened and it is better that the funder hears it from us.
Pre-owned cars price the same way with smaller numbers. A used Agera RS at £1,820,000, on the same 25% deposit and 9.9% rate, comes to £43,981 a month on Hire Purchase. Age matters less to a lender than provenance, whatever the mileage reads.
How the Koenigsegg Agera RS holds its value
The 25-car run closed in 2018, and cars from it have changed hands above their original delivery prices in the years since. That is history with a date and a transaction behind it rather than a valuation, and it is the reason no commercial funder will write a guaranteed future value against this chassis. An asset the market expects to be worth more at the end of a term than at the start breaks the arithmetic a guarantee depends on, so funders decline to offer one and no owner asks.
The speed record is part of why. The Agera RS holds a fixed place in the marque's story, and Koenigsegg's practice of continuing to engineer and support delivered cars has kept the run relevant rather than dated. The comparison is with the way the earlier Agera variants have been reassessed as the marque's standing rose. None of that is a forecast, and all of it explains why the structures on this page put the residual on your side of the agreement rather than a funder's.
Twenty-five cars, one speed record and a trade that knows every chassis by name. There is very little for an underwriter to be uncertain about here.
Everything here about the Agera RS market is commentary on transactions that already happened, not a valuation and not a forecast. The residual value in your agreement is the lender's figure, set on the specific Koenigsegg you are buying.
Part exchange and settlement on a Koenigsegg Agera RS
Three things can happen at the end of a Lease Purchase term on a Koenigsegg Agera RS, and it is worth knowing which you are planning for. You settle the £1,820,000 balloon and keep the car, you refinance it over a further term, or you part exchange the Agera RS and take whatever sits above the balloon as equity toward the next one.
An Agera RS is a stored asset for most of its owners, and the annual cost reflects that: agreed-value insurance, climate-controlled storage, periodic exercise and factory-recognised maintenance whether or not the car is driven. E85 supply is a practical consideration for anyone who intends to use the full 1360 bhp rather than the pump-fuel output. These are collection costs rather than motoring costs, and they are steady from one year to the next.
Because the chassis will not change materially over a 36 month term, the length of any facility should follow your plans rather than the car. That is the argument for equity release over a purchase structure on this model. You are deciding how long you want capital deployed elsewhere, not hedging against anything happening to a car that has been in a controlled environment since it was delivered.
Part exchange is the route most owners take, and it is where the residual value does the most work. If the Agera RS is worth more than the balloon, the difference becomes the deposit on your next agreement. If it is worth less, the Guaranteed Minimum Future Value protects you on Personal Contract Purchase, while on Lease Purchase the shortfall is yours.
Early settlement is available on every structure we arrange, but the settlement figure is calculated under the terms of the agreement rather than under the Consumer Credit Act rebate rules. Ask us for it in writing before you fix a sale date on the Agera RS.
How we arrange Koenigsegg Agera RS finance
Tell us about the car
Specification, mileage, history and where you are buying the Agera RS. On a £2,800,000 asset the car drives the underwriting as much as you do.
We approach the right lenders
Not every commercial lender writes Koenigsegg paper, and those that do price it differently. As an independent credit broker we place the deal across a panel.
We structure the agreement
Deposit, term and the deferred amount. A 25% deposit of £700,000 over 36 months is our starting point on the Agera RS.
Underwriting and payout
The lender verifies the car and your position, issues the credit agreement and pays the vendor. Most Agera RS agreements complete inside a week, anywhere in the United Kingdom.
Other models from Ängelholm we finance
The Koenigsegg Agera RS sits at £2,800,000 in a range we finance end to end. Either side of it are the Regera at £2,300,000 and the Jesko at £3,000,000, and the monthly payment moves broadly in step with list price when deposit and term are held constant.
The other Koenigsegg cars we arrange finance deals on are the Koenigsegg Jesko, the Koenigsegg Regera, the Koenigsegg Gemera and the Koenigsegg CC850, each with its own page and payment table, because a lender does not price a range, it prices a car.
Koenigsegg Agera RS finance FAQs
For a purchase at the £2,800,000 list with £700,000 of deposit at 25%, a 36 month term and an indicative 9.9%, an Agera RS comes to £67,663 a month on Hire Purchase and £24,037 on Lease Purchase with £1,820,000 deferred. Prices vary substantially by chassis on a run of twenty-five, so treat the calculator as a starting position and let us quote against the specific car once we have seen its history.
Yes, and it is the most common reason owners of this model contact us. Equity release lets you borrow against a car held outright, with the funder taking security over the chassis while it remains in your ownership and your storage. The advance follows an independent valuation of that specific car rather than a model average, and the term is built around what you intend to do with the capital. We are an independent credit broker, not a lender.
Cars from the 25-unit run have changed hands above their original delivery prices in the years since production ended in 2018, which is history rather than a current valuation and is as far as we will go on figures. The run is fixed, the speed record set in 2017 is part of the marque's permanent story, and Koenigsegg has continued to support delivered cars. Those three things explain why funders here structure around ownership rather than around handing the car back.
25%, or £700,000 against the £2,800,000 list, is the starting position for a purchase, and it is one of the more negotiable figures on this site. Buyers of a car from a twenty-five unit run typically hold other assets, and where those can be brought into the arrangement the cash requirement falls. Where the chassis is the sole security, the standard percentage applies and the funder will want the storage and insurance position confirmed first.
By looking at the individual chassis rather than the model. It commissions an independent valuation from a specialist who knows the run, then reads the history, the originality of the wheels and aero package, the maintenance record and the ownership chain against it. Comparable transactions exist but there are very few of them, so the specific car's file carries more weight than any model-level view could. A complete file is worth more here than anywhere else on this site.
It is often easier. The RS has a twin-turbo V8, a dual-clutch gearbox and rear-wheel drive, with none of the hybrid hardware or reconfigurable transmissions the later cars carry, so there is less to document and less to age across a facility. Add a fixed population, a fully known trade and a manufacturer that still supports the cars, and an underwriter has fewer open questions on a 2018 chassis than on something delivered last year.
Koenigsegg finance by structure
This page covers the Agera RS. For how each structure behaves across the Ängelholm range, including the models we place on it and the ones we do not, the four pages below go a level up.
Ready to finance a Koenigsegg Agera RS?
Tell us about the car and we will come back with terms from the commercial lenders that write Koenigsegg paper. From £24,037 a month on Lease Purchase.